Porch Group, Inc. (PRCH) Stock Price & Analysis

Porch Group, Inc. (PRCH) closed at USD 17.73 on Friday, October 23, 2026, down 1.17% on the day. The US market is currently closed; this is not a live price.

The prior close was USD 17.94; the Oct 23, 2026 session ranged USD 17.65–18.29 on volume of 1,216,999 shares. Market capitalization is $2.01B, with a 52-week range of USD 6.36–18.75 (NCM). Source: Nexqual, retrieved October 24, 2026 at 14:22 UTC.

Also available as compact Markdown for AI agents: nexqual.com/PRCH.md

Key facts (PRCH)

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (PRCH)

USDFY2021FY2022FY2023FY2024FY2025TTM
Revenue$192M$276M$430M$438M$482M$520M
Gross profit$134M$168M$201M$202M$340M—
Operating income-$83.4M-$177M-$190M-$64.6M$36.6M$40.5M
Net income-$107M-$157M-$134M-$32.8M-$3.4M-$13.4M
EPS (diluted)-$1.14-$1.61-$1.39-$0.33-$0.03—
Free cash flow-$35.7M-$20.1M$33.1M-$32.2M$66.0M$95.6M
Gross margin69.5%61.0%46.7%46.1%70.5%—
Operating margin-43.3%-64.2%-44.2%-14.7%7.6%7.8%
Net margin-55.4%-56.7%-31.1%-7.5%-0.7%-2.6%
Revenue growth+166.2%+43.4%+55.9%+1.8%+10.2%—
Cash + short-term investments$325M$252M$294M$192M$57.3M—
Total debt$415M$442M$436M$404M$393M—

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (PRCH)

Insider sales (SEC Form 4, open-market, last ~7 months) (PRCH)

11 of 54 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

Trade dateInsiderRoleSharesValue% of holdings sold10b5-1 planInsider type
2026-10-20Reierson Amanda LDirector7,418$133K6.1%YesToo little history (no open-market trades in 2023 or 2024)
2026-10-20Neagle MatthewChief Operating Officer31,250$563K1.7%YesToo little history (no open-market trades in 2023 or 2024)
2026-10-16Reierson Amanda LDirector5,000$90K4%YesToo little history (no open-market trades in 2023 or 2024)
2026-10-16Neagle MatthewChief Operating Officer40,625$713K2.2%YesToo little history (no open-market trades in 2023 or 2024)
2026-10-06Reierson Amanda LDirector8,501$153K6.3%YesToo little history (no open-market trades in 2023 or 2024)
2026-10-05…2026-10-06Tabak ShawnCHIEF FINANCIAL OFFICER9,436$162K4.4%NoToo little history (no open-market trades in 2023)
2026-10-05…2026-10-06Neagle MatthewChief Operating Officer35,199$607K1.9%NoToo little history (no open-market trades in 2023 or 2024)
2025-10-06…2026-10-06Ehrlichman MattCEO, CHAIRMAN AND FOUNDER70,335$1.2M0.3%NoToo little history (no open-market trades in 2024)
2026-10-01Neagle MatthewChief Operating Officer40,625$678K2.1%YesToo little history (no open-market trades in 2023 or 2024)
2026-09-14Reierson Amanda LDirector33,135$545K19.8%YesToo little history (no open-market trades in 2023 or 2024)
2026-09-14Neagle MatthewChief Operating Officer50,000$823K2.5%YesToo little history (no open-market trades in 2023 or 2024)
2026-08-05Tabak ShawnCHIEF FINANCIAL OFFICER25,000$405K10.4%YesToo little history (no open-market trades in 2023)
2026-07-02Tabak ShawnCHIEF FINANCIAL OFFICER25,000$403K9.4%YesToo little history (no open-market trades in 2023)
2026-06-02Tabak ShawnCHIEF FINANCIAL OFFICER3,944$43K1.5%NoToo little history (no open-market trades in 2023)
2026-05-26Tabak ShawnCHIEF FINANCIAL OFFICER30,000$303K10%YesToo little history (no open-market trades in 2023)
2026-05-20Ehrlichman MattCEO, CHAIRMAN AND FOUNDER120,368$1.2M0.5%NoToo little history (no open-market trades in 2024)
2026-05-20Neagle MatthewChief Operating Officer62,344$609K3%NoToo little history (no open-market trades in 2023 or 2024)
2026-05-20Tabak ShawnCHIEF FINANCIAL OFFICER10,881$106K3.5%NoToo little history (no open-market trades in 2023)
2026-05-15Ehrlichman MattCEO, CHAIRMAN AND FOUNDER115,805$1.2M0.5%NoToo little history (no open-market trades in 2024)
2026-05-15Neagle MatthewChief Operating Officer59,983$620K2.8%NoToo little history (no open-market trades in 2023 or 2024)

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (PRCH)

Rating changes, last 120 days:

DateFirmActionRatingPrice target
2026-10-14B. Riley SecuritiesTarget raisedBuy$21 → $24
2026-10-14Craig-HallumTarget raisedBuy$20 → $22
2026-09-25Cantor FitzgeraldTarget raisedOverweight$18 → $20
2026-08-03B. Riley SecuritiesTarget raisedBuy$19 → $21
2026-07-30BenchmarkTarget raisedBuy$22 → $23
2026-07-30Cantor FitzgeraldTarget raisedOverweight$13 → $18
2026-07-30Keefe, Bruyette & WoodsTarget raisedMarket Perform$16.25 → $16.5
2026-07-13Keefe, Bruyette & WoodsDowngradeOutperform → Market Perform$13 → $16.25

Total return (dividends reinvested) (PRCH)

1Y (from 2025-10-24)5Y (from 2021-10-25)
Total return+8.3%-15.7%
S&P 500 (SPY)+13.4%+76.9%
Per year+8.3%-3.4%
Volatility (annualized)74.8%109.3%
Max drawdown-61.0% (Oct 2025→Feb 2026)-97.8% (Nov 2021→Oct 2023)

PRCH revenue by business segment (quarter ended Jun 30, 2026)

LineRevenueShare of totalYoY
Reciprocal$92.0M65.3%+15.4%
Software & Data$20.8M14.7%-5.6%
Consumer Services$18.1M12.9%+2.7%
Insurance Services$10.0M7.1%+48.6%
Total revenue$140.9M100%—

PRCH revenue by product line (quarter ended Jun 30, 2026)

LineRevenueShare of totalYoY
Recurring$124.3M88.3%+24.5%
Insurance Carrier$59.6M42.3%+7.6%
Transactional$9.8M7.0%+6.7%
Total revenue$140.9M100%—

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

PRCH suppliers, customers and competitors (named in its 10-K)

RelationshipCompanySentence in the filing
PartnerAon Re“In January 2024, we entered into a business collaboration agreement with Aon.”

Quoted from the company's 10-K filed Feb 20, 2026.

PRCH company outlook (results filed Jul 29, 2026)

Quoted word-for-word from the SEC 8-K results press release.

PRCH analyst estimates and revisions

PeriodEPS estimate90 days agoChangeRevenue estimateAnalysts
Current quarter (ends Sep 2026)$0.02$0.01+211.1%$133.4M3
Next quarter (ends Dec 2026)$0.05$0.02+150.0%$139.4M3
Current fiscal year (ends Dec 2026)$0.08$-0.04-300.0%$514.1M3
Next fiscal year (ends Dec 2027)$0.31$0.13+136.5%$618.9M4

PRCH options: expected move

Options price a move of about ±21.9% (±$3.88) by Nov 20, 2026, which includes earnings on Oct 28, 2026. Over the last 8 reports the stock moved ±38% on average.

ExpirationDaysATM implied volatilityExpected move
Nov 20, 20262799.7%±21.9%
Dec 18, 20265585.4%±26.6%
Jan 15, 20278375.7%±28.8%
Feb 19, 202711877.9%±35.0%
May 21, 202720978.4%±46.4%

30-day implied volatility 95.4% vs 38% realized over the last 30 trading days. Put/call ratio (volume) 1.31. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 24, 2026 at 14:22 UTC)

PriceUSD 17.73
Change▼ 1.17% (down)
Previous CloseUSD 17.94
OpenUSD 17.86
Day RangeUSD 17.65 – 18.29
52-Week RangeUSD 6.36 – 18.75
Volume1,216,999 shares
Market Cap$2.01B
ExchangeNCM

Technical Analysis (PRCH)

Nexqual's technical model rates PRCH "STRONG BUY" based on 5 bullish and 0 bearish signals across 127 daily candles, as of October 24, 2026 at 14:22 UTC.

Overall SignalSTRONG BUY
RSI (14)54.28 (neutral)
vs SMA50Above (USD 17.08)
MACD0.35 (positive)

Earnings (PRCH)

Next Earnings Date2026-10-28
Revenue Estimate$133.44M

Recent Earnings History

QuarterActual vs Estimate
2026-06-30USD 0.05 vs est -0.02 ▲ beat
2026-03-31USD -0.04 vs est -0.11 ▲ beat
2025-12-31USD -0.03 vs est -0.07 ▲ beat
2025-09-30USD -0.1 vs est -0.05 ▼ miss

Source: Nexqual, October 24, 2026 at 14:22 UTC.

Financials & Fundamentals (PRCH)

Total Revenue$513.60M
Revenue Growth (latest quarter, YoY)+11.70%
Gross Margin+72.10%
Operating Margin-2.92%
Profit Margin-2.62%
ROE-103.32%
Debt / Equity20.92
Current Ratio2.74
Total Cash$217.88M
Total Debt$405.28M

Source: Nexqual, October 24, 2026 at 14:22 UTC.

Ownership (PRCH)

Insider Ownership+22.31%
Institutional Ownership+77.86%
Shares Outstanding113.52M
Float88.88M
Short % of Float+21.84%

Source: Nexqual, October 24, 2026 at 14:22 UTC.

From Porch Group, Inc.'s Latest SEC 10-K Filing (filed 2026-02-20)

Key Strengths & Strategy (as disclosed to the SEC)

Legal & Regulatory Risks (Item 1A, quoted)

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

SymbolNamePriceChange
HMNHorace Mann Educators CorporatiUSD 46.3▼ 2.26%
HCIHCI Group, Inc.USD 204.06▼ 1.27%
SKWDSkyward Specialty Insurance GroUSD 60.39▼ 2.85%
SLDESlide Insurance Holdings, Inc.USD 28.55▲ 2.88%
LMNDLemonade, Inc.USD 44.92▼ 1.08%
PLMRPalomar Holdings, Inc.USD 141.78▼ 1.9%

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 14:22 UTC. This page is informational and not investment advice.

For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt