Hilltop Holdings Inc. (HTH) Stock Price & Analysis
Hilltop Holdings Inc. (HTH) closed at USD 37.28 on Thursday, October 22, 2026, up 2.14% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 36.5; the Oct 22, 2026 session ranged USD 36.88–37.52 on volume of 252,263 shares. Market capitalization is $2.14B, with a 52-week range of USD 31.75–40.41 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 10:11 UTC.
Also available as compact Markdown for AI agents: nexqual.com/HTH.md
Key facts (HTH)
- Last four reported quarters (through Jun 30, 2026): revenue $1.28B, net income $162M (12.7% margin) (SEC filings).
- Valuation: P/E 13.2x (avg 16.7x at the last 3 fiscal year-ends).
- Analysts: Sell (mean 3.50 on a 1–5 scale) (4 analysts), mean target USD 41 (range 40–42).
- Total return with dividends: 1Y +17.4% vs S&P 500 +14.9%; 5Y +19.3% vs S&P 500 +80.3%.
- Next earnings: 2026-10-22, EPS estimate USD 0.64, revenue estimate $320M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (HTH)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $1.83B | $1.29B | $1.20B | $1.19B | $1.28B | $1.28B |
| Net income | $374M | $113M | $110M | $113M | $166M | $162M |
| EPS (diluted) | $4.61 | $1.60 | $1.69 | $1.74 | $2.64 | — |
| Free cash flow | $741M | $1.18B | $435M | $267M | -$55.5M | -$123M |
| Net margin | 20.4% | 8.8% | 9.2% | 9.5% | 12.9% | 12.7% |
| Revenue growth | -13.3% | -29.6% | -7.4% | -0.6% | +7.8% | — |
| Cash + short-term investments | $3.05B | $1.65B | $1.92B | $2.37B | $1.25B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (HTH)
P/E 13.2x · P/S 1.7x · P/B 1.0x · FCF yield -5.75% · Earnings yield 7.57% · Dividend yield (paid, TTM) 2.14% · Buyback yield (TTM) 9.85%
P/E at fiscal year-ends: Dec 2025 12.9x, Dec 2024 16.4x, Dec 2023 20.9x.
Analysts (HTH)
Consensus Sell (mean 3.50 on a 1–5 scale), 4 analysts; mean target USD 41 (low 40, high 42).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-06 | Raymond James | Downgrade | Market Perform → Underperform | |
| 2026-08-05 | Keefe, Bruyette & Woods | Target raised | Market Perform | $40 → $42 |
Total return (dividends reinvested) (HTH)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +17.4% | +19.3% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +17.5% | +3.6% |
| Volatility (annualized) | 21.7% | 26.1% |
| Max drawdown | -13.5% (Feb 2026→Mar 2026) | -33.7% (Jan 2022→Sep 2022) |
HTH analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.64 | $0.64 | +0.0% | $320.4M | 4 |
| Next quarter (ends Dec 2026) | $0.55 | $0.60 | -9.2% | $322.5M | 2 |
| Current fiscal year (ends Dec 2026) | $2.44 | $2.38 | +2.7% | $1.26B | 3 |
| Next fiscal year (ends Dec 2027) | $2.48 | $2.40 | +3.0% | $1.29B | 4 |
HTH options: expected move
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 58.3% | ±13.9% |
30-day implied volatility 35.6% vs 16.4% realized over the last 30 trading days. Put/call ratio (volume) 0. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 10:11 UTC)
| Price | USD 37.28 |
|---|---|
| Change | ▲ 2.14% (up) |
| Previous Close | USD 36.5 |
| Open | USD 36.48 |
| Day Range | USD 36.88 – 37.52 |
| 52-Week Range | USD 31.75 – 40.41 |
| Volume | 252,263 shares |
| Market Cap | $2.14B |
| Exchange | NYQ |
Technical Analysis (HTH)
Nexqual's technical model rates HTH "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 10:11 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 47.92 (neutral) |
| vs SMA50 | Below (USD 38.08) |
| MACD | -0.44 (negative) |
Analyst Ratings (HTH)
Wall Street analysts rate HTH "Sell" based on 4 analysts, with a mean price target of USD 41 (range USD 40–42), per Nexqual as of October 23, 2026 at 10:11 UTC.
| Consensus Rating | Sell |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 41 |
| High Target | USD 42 |
| Low Target | USD 40 |
| Buy / Hold / Sell | 0 / 3 / 1 |
Earnings (HTH)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.64 |
| Revenue Estimate | $320.37M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.63 vs est 0.49 ▲ beat |
| 2026-03-31 | USD 0.64 vs est 0.49 ▲ beat |
| 2025-12-31 | USD 0.69 vs est 0.35 ▲ beat |
| 2025-09-30 | USD 0.74 vs est 0.51 ▲ beat |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financials & Fundamentals (HTH)
| Total Revenue | $1.27B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +5.20% |
| Gross Margin | +0.00% |
| Operating Margin | +15.80% |
| Profit Margin | +12.73% |
| ROE | +7.60% |
| Total Cash | $1.59B |
| Total Debt | $2.99B |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Financial Health Score (HTH)
Nexqual rates Hilltop Holdings Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 10:11 UTC.
| Growth | Mixed — Revenue +3.7% YoY (annual), slow |
|---|---|
| Profitability | Solid — Net margin 13% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 8%, ROA 1.1% |
Ownership (HTH)
| Insider Ownership | +32.69% |
|---|---|
| Institutional Ownership | +57.24% |
| Shares Outstanding | 57.29M |
| Float | 38.20M |
| Short % of Float | +7.26% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Leadership (HTH)
Hilltop Holdings Inc. is led by Jeremy Blue Ford, President, CEO & Chairman, per Nexqual as of October 23, 2026 at 10:11 UTC.
| President, CEO & Chairman | Jeremy Blue Ford |
|---|---|
| Executive VP & CFO | William B. Furr |
| President & CEO of Hilltop Securities Inc. | Martin Bradley Winges |
| President & CEO of PrimeLending | Stephen B. Thompson |
Major Backers & Investors (HTH)
Notable institutional backers of Hilltop Holdings Inc. include DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, Ameriprise Financial, Inc., Invesco, according to Nexqual as of October 23, 2026 at 10:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.09% |
| Ameriprise Financial, Inc. | 1.27% |
| Invesco | 1.17% |
| JPMorgan | 1.15% |
| Charles Schwab Investment Management, Inc. | 1.11% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.53% |
| Vanguard Group | 7.36% |
| Dimensional Fund Advisors | 4.57% |
| State Street | 4.45% |
| Geode Capital | 1.83% |
Source: Nexqual, October 23, 2026 at 10:11 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| VOYA | Voya Financial, Inc. | USD 98.42 | ▲ 2.16% |
| FRHC | Freedom Holding Corp. | USD 167.49 | ▼ 2.76% |
| TMS | Teamshares Inc. | USD 5.01 | ▲ 1.73% |
| IX | ORIX Corporation | USD 36.72 | ▼ 0.78% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:11 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt