First Internet Bancorp (INBK) Stock Price & Analysis
First Internet Bancorp (INBK) rose 1.65% to USD 26.45 as of July 25, 2026 at 07:12 UTC, according to Nexqual real-time market data.
INBK last closed at USD 26.02; the session ranged USD 25.21–26.5 on volume of 35,241 shares. Market capitalization is $230.56M, with a 52-week range of USD 17.05–28.88 (NMS). Source: Nexqual, July 25, 2026 at 07:12 UTC.
Key Statistics (as of July 25, 2026 at 07:12 UTC)
| Price | USD 26.45 |
|---|---|
| Change | ▲ 1.65% (up) |
| Previous Close | USD 26.02 |
| Open | USD 26.23 |
| Day Range | USD 25.21 – 26.5 |
| 52-Week Range | USD 17.05 – 28.88 |
| Volume | 35,241 shares |
| Market Cap | $230.56M |
| Exchange | NMS |
Technical Analysis (INBK)
Nexqual's technical model rates INBK "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 07:12 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 51.1 (neutral) |
| vs SMA50 | Above (USD 25.64) |
| MACD | 0.17 (positive) |
Analyst Ratings (INBK)
Wall Street analysts rate INBK "None" based on 5 analysts, with a mean price target of USD 28.4 (range USD 25–33), per Nexqual as of July 25, 2026 at 07:12 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 28.4 |
| High Target | USD 33 |
| Low Target | USD 25 |
| Buy / Hold / Sell | 2 / 3 / 0 |
Earnings (INBK)
| Next Earnings Date | 2026-07-30 |
|---|---|
| EPS Estimate | USD 0.14 |
| Revenue Estimate | $35.30M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.29 vs est 0.08 ▲ beat |
| 2025-12-31 | USD 0.64 vs est 0.57 ▲ beat |
| 2025-09-30 | USD -1.43 vs est 0.64 ▼ miss |
| 2025-06-30 | USD 0.02 vs est 0.31 ▼ miss |
Source: Nexqual, July 25, 2026 at 07:12 UTC.
Financials & Fundamentals (INBK)
| Total Revenue | $47.38M |
|---|---|
| Revenue Growth (YoY) | +13.70% |
| Gross Margin | +0.00% |
| Operating Margin | +12.20% |
| Profit Margin | -70.92% |
| ROE | -8.98% |
| Total Cash | $601.92M |
| Total Debt | $345.16M |
Source: Nexqual, July 25, 2026 at 07:12 UTC.
Financial Health Score (INBK)
Nexqual rates First Internet Bancorp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:12 UTC.
| Growth | Strong — Revenue +29% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $602M cash vs $345M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $46M |
| Efficiency | Critical — ROE -9%, ROA -0.6% |
Ownership (INBK)
| Insider Ownership | +14.01% |
|---|---|
| Institutional Ownership | +71.61% |
| Shares Outstanding | 8.72M |
| Float | 7.49M |
| Short % of Float | +2.53% |
Source: Nexqual, July 25, 2026 at 07:12 UTC.
Leadership (INBK)
First Internet Bancorp is led by David B. Becker (age 72), Chairman & CEO, per Nexqual as of July 25, 2026 at 07:12 UTC.
| Chairman & CEO | David B. Becker (age 72) |
|---|---|
| President, COO & Corporate Secretary | Nicole S. Lorch (age 51) |
| Executive VP & CFO | Kenneth J. Lovik (age 55) |
| Executive Assistant & Director of Corporate Administration | Paula Deemer |
| Senior vice president of government guaranteed lending. | David M. Bybee |
Major Backers & Investors (INBK)
Notable institutional backers of First Internet Bancorp include Heartland Advisors Inc., Aegis Financial Corporation, Aegis Funds-Aegis Value Fund, according to Nexqual as of July 25, 2026 at 07:12 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Heartland Advisors Inc. | 4.42% |
| Aegis Financial Corporation | 4.06% |
| Aegis Funds-Aegis Value Fund | 3.98% |
| HEARTLAND GROUP INC.-Heartland Value Fund | 2.75% |
| Acadian Asset Management. LLC | 2.48% |
| Shaw D.E. & Co., Inc. | 2.4% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.79% |
| Vanguard Group | 7.66% |
| Dimensional Fund Advisors | 4.31% |
| Geode Capital | 2.41% |
Source: Nexqual, July 25, 2026 at 07:12 UTC.
From First Internet Bancorp's Latest SEC 10-K Filing (filed 2026-03-11)
Key Strengths & Strategy (as disclosed to the SEC)
- First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States.
- The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits.
- It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans.
- In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| AMTB | Amerant Bancorp Inc. | USD 28.5 | ▲ 11.98% |
| CBNK | Capital Bancorp, Inc. | USD 36.13 | ▲ 1.92% |
| FNLC | First Bancorp, Inc (ME) | USD 34.98 | ▲ 3.19% |
| FCCO | First Community Corporation | USD 33.65 | ▲ 3.57% |
| ISTR | Investar Holding Corporation | USD 29.86 | ▲ 1.08% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:12 UTC. This page is informational and not investment advice.