The St. Joe Company (JOE) Stock Price & Analysis
The St. Joe Company (JOE) closed at USD 69.45 on Thursday, October 22, 2026, up 1.49% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 69.45; the Oct 22, 2026 session ranged USD 68.57–70.05 on volume of 182,149 shares. Market capitalization is —, with a 52-week range of USD 48.82–73.54 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 11:23 UTC.
Also available as compact Markdown for AI agents: nexqual.com/JOE.md
Key facts (JOE)
- Last four reported quarters (through Jun 30, 2026): revenue $548M, net income $123M (22.5% margin), free cash flow $212M (SEC filings).
- 1 of 80 tracked superinvestors hold JOE (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
- Insider open-market sales, last ~7 months: 6 Form 4 filings, $65.6M; 6 not under a Rule 10b5-1 plan ($65.6M); 0 by opportunistic insiders, 6 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Total return with dividends: 1Y +39.5% vs S&P 500 +14.9%; 5Y +56.2% vs S&P 500 +80.3%.
- Next earnings: 2026-10-28, EPS estimate USD —, revenue estimate $0K.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (JOE)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $267M | $252M | $389M | $403M | $513M | $548M |
| Gross profit | — | $106M | $153M | $167M | $221M | — |
| Operating income | $94.5M | $61.5M | $90.7M | $95.6M | $146M | $165M |
| Net income | $74.6M | $70.9M | $77.7M | $74.2M | $116M | $123M |
| EPS (diluted) | $1.27 | $1.21 | $1.33 | $1.27 | $1.99 | — |
| Free cash flow | $107M | $40.9M | $97.7M | $100M | $187M | $212M |
| Gross margin | — | 42.2% | 39.4% | 41.5% | 43.1% | — |
| Operating margin | 35.4% | 24.4% | 23.3% | 23.7% | 28.5% | 30.2% |
| Net margin | 27.9% | 28.1% | 20.0% | 18.4% | 22.5% | 22.5% |
| Revenue growth | +66.3% | -5.5% | +54.3% | +3.5% | +27.4% | — |
| Cash + short-term investments | $70.2M | $37.7M | $86.1M | $88.8M | $130M | — |
| Total debt | $223M | $386M | $454M | $438M | $391M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (JOE)
P/E at fiscal year-ends: Dec 2025 29.8x, Dec 2024 35.3x, Dec 2023 45.2x.
Superinvestors (SEC 13F-HR, Q2 2026) (JOE)
1 of 80 tracked investors hold JOE. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Bruce Berkowitz | Fairholme Capital | 76.43% | $1.14B | Reduced -5.3% |
Insider sales (SEC Form 4, open-market, last ~7 months) (JOE)
0 of 6 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-06-18 | Berkowitz Bruce R | 140,400 | $9.2M | 0.9% | No | Routine (sold in Aug each year 2023–2025; this trade is outside those months) | |
| 2026-06-12…2026-06-16 | Berkowitz Bruce R | 184,700 | $12.1M | 1.2% | No | Routine (sold in Aug each year 2023–2025; this trade is outside those months) | |
| 2026-06-09…2026-06-10 | Berkowitz Bruce R | 59,700 | $3.9M | 0.4% | No | Routine (sold in Aug each year 2023–2025; this trade is outside those months) | |
| 2026-06-04…2026-06-08 | Berkowitz Bruce R | 121,700 | $7.9M | 0.8% | No | Routine (sold in Aug each year 2023–2025; this trade is outside those months) | |
| 2026-05-08…2026-05-11 | Berkowitz Bruce R | 115,700 | $7.6M | 0.7% | No | Routine (sold in Aug each year 2023–2025; this trade is outside those months) | |
| 2026-05-05…2026-05-07 | Berkowitz Bruce R | 377,800 | $24.8M | 2.4% | No | Routine (sold in Aug each year 2023–2025; this trade is outside those months) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Total return (dividends reinvested) (JOE)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +39.5% | +56.2% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +39.6% | +9.3% |
| Volatility (annualized) | 29.8% | 32.2% |
| Max drawdown | -17.8% (Mar 2026→Jul 2026) | -47.3% (Mar 2022→Sep 2022) |
JOE revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Hospitality | $78.9M | 49.7% | +10.9% |
| Residential Real Estate | $52.8M | 33.3% | +38.7% |
| Commercial | $21.6M | 13.6% | +17.0% |
| Total revenue | $158.8M | 100% | — |
JOE revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Hospitality | $74.2M | 46.7% | +8.0% |
| Real Estate | $69.6M | 43.8% | +58.8% |
| Sale Of Vacation Rental Properties | $3.6M | 2.3% | — |
| Total revenue | $158.8M | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
JOE suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Pier Park Crossings | “In addition, with our JV partners we own Pier Park North, Pier Park Crossings, Pier Park Crossings Phase II, Watersound Origins Crossings and Mexico Beach Crossings.” |
| Partner | Pier Park Crossings Phase II | “In addition, with our JV partners we own Pier Park North, Pier Park Crossings, Pier Park Crossings Phase II, Watersound Origins Crossings and Mexico Beach Crossings.” |
| Partner | Origins Crossings | “In addition, with our JV partners we own Pier Park North, Pier Park Crossings, Pier Park Crossings Phase II, Watersound Origins Crossings and Mexico Beach Crossings.” |
| Partner | Mexico Beach Crossings | “In addition, with our JV partners we own Pier Park North, Pier Park Crossings, Pier Park Crossings Phase II, Watersound Origins Crossings and Mexico Beach Crossings.” |
| Partner | Pier Park TPS | “Through separate unconsolidated JVs, other commercial properties that are operated by our JV partners include a 124-room TownePlace Suites by Marriott (Pier Park TPS JV), a 121-room” |
Quoted from the company's 10-K filed Feb 25, 2026.
JOE company outlook (results filed Jul 29, 2026)
- “Excluding the Pigeon Creek and SouthWood community contracts due to their scale and timing, the remaining 1,104 residential homesites under contract are expected to result in revenue of approximately $109.2 million, plus residuals, at closing of the homesites over the next several years.”
- “By comparison, as of June 30, 2025, the Company had 1,209 residential homesites under contract, with an expected revenue of approximately $121.7 million, plus residuals.”
- “There were 183 homes under contract as of June 30, 2026, with an average sales price of approximately $629,000, which are expected to result in sales value of approximately $115.1 million at completion. Hospitality Hospitality revenue increased by 8% to a quarterly record of $74.2 million in the second quarter of 2026, as compared to $68.8 million in the second quarter of 2025.”
Quoted word-for-word from the SEC 8-K results press release.
JOE analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter | — | — | — | $0 | — |
| Next quarter (ends Jun 2019) | — | — | — | $0 | — |
| Current fiscal year (ends Dec 2019) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
JOE options: expected move
Options price a move of about ±7.1% (±$4.90) by Nov 20, 2026, which includes earnings on Oct 28, 2026. Over the last 8 reports the stock moved ±4.1% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 31.0% | ±7.1% |
| Dec 18, 2026 | 56 | 29.7% | ±9.4% |
| Mar 19, 2027 | 147 | 31.5% | ±15.9% |
| Jun 17, 2027 | 237 | 31.5% | ±20.0% |
30-day implied volatility 30.2% vs 20.8% realized over the last 30 trading days. Put/call ratio (volume) 0.01. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 11:23 UTC)
| Price | USD 69.45 |
|---|---|
| Change | ▲ 1.49% (up) |
| Previous Close | USD 69.45 |
| Open | USD 69.45 |
| Day Range | USD 68.57 – 70.05 |
| 52-Week Range | USD 48.82 – 73.54 |
| Volume | 182,149 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (JOE)
Nexqual's technical model rates JOE "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 11:23 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 63.38 (neutral) |
| vs SMA50 | Above (USD 66.44) |
| MACD | 0.84 (positive) |
Earnings (JOE)
| Next Earnings Date | 2026-10-28 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2018-12-31 | USD -0.02 vs est -0.01 ▼ miss |
| 2018-09-30 | USD 0.09 vs est 0.05 ▲ beat |
| 2018-06-30 | USD 0.12 vs est 0.05 ▲ beat |
| 2018-03-31 | USD 0.01 vs est 0.02 ▼ miss |
Source: Nexqual, October 23, 2026 at 11:23 UTC.
Financials & Fundamentals (JOE)
| Total Revenue | $547.84M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +23.00% |
| Gross Margin | +44.05% |
| Operating Margin | +34.49% |
| Profit Margin | +22.46% |
| ROE | +16.25% |
| Debt / Equity | 0.71 |
| Current Ratio | 3.84 |
| Total Cash | $117.31M |
| Total Debt | $551.48M |
Source: Nexqual, October 23, 2026 at 11:23 UTC.
Ownership (JOE)
| Insider Ownership | +0.36% |
|---|---|
| Institutional Ownership | +89.16% |
| Shares Outstanding | 56.93M |
| Float | 54.80M |
| Short % of Float | +4.08% |
Source: Nexqual, October 23, 2026 at 11:23 UTC.
From The St. Joe Company's Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- Joe believes its long-term, owner-oriented capital and management allows us to optimize the value of Northwest Florida real estate by developing residential, hospitality, and commercial projects that meet growing market demand.
- We enter into these arrangements for the purposes of developing real estate and other business activities, which we believe allows us to complement our growth strategy, leverage industry expertise and diversify our business.
Legal & Regulatory Risks (Item 1A, quoted)
- Our properties are subject to federal, state and local environmental regulations and restrictions that may impose significant limitations on our development ability.
- We may be subject to risks from changes in certain governmental policies.
- Changes to U.S. tax laws may materially affect us.
- We may be subject to periodic litigation and other regulatory proceedings.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| TRC | Tejon Ranch Co | USD 16.61 | ▲ 3.55% |
| VNO | Vornado Realty Trust | USD 34.34 | ▲ 4.41% |
| MTH | Meritage Homes Corporation | USD 63.63 | ▲ 7.27% |
| JLL | Jones Lang LaSalle Incorporated | USD 312.55 | ▲ 2.12% |
| CTO | CTO Realty Growth, Inc. | USD 20.25 | ▲ 3.42% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 11:23 UTC. This page is informational and not investment advice.
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