Kentucky First Federal Bancorp (KFFB) Stock Price & Analysis
Kentucky First Federal Bancorp (KFFB) fell 2.62% to USD 4.64 as of June 10, 2026 at 02:15 UTC, according to Nexqual real-time market data.
KFFB last closed at USD 4.77; the session ranged USD 4.64–4.81 on volume of 373 shares. Market capitalization is $37.52M, with a 52-week range of USD 2.45–4.98 (NGM). Source: Nexqual, June 10, 2026 at 02:15 UTC.
Key Statistics (as of June 10, 2026 at 02:15 UTC)
| Price | USD 4.64 |
|---|---|
| Change | ▼ 2.62% (down) |
| Previous Close | USD 4.77 |
| Open | USD 4.81 |
| Day Range | USD 4.64 – 4.81 |
| 52-Week Range | USD 2.45 – 4.98 |
| Volume | 373 shares |
| Market Cap | $37.52M |
| Exchange | NGM |
Technical Analysis (KFFB)
Nexqual's technical model rates KFFB "STRONG BUY" based on 5 bullish and 0 bearish signals across 124 daily candles, as of June 10, 2026 at 02:15 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 51.53 (neutral) |
| vs SMA50 | Above (USD 4.49) |
| MACD | 0.06 (positive) |
Analyst Ratings (KFFB)
Wall Street analysts rate KFFB "None", per Nexqual as of June 10, 2026 at 02:15 UTC.
| Consensus Rating | None |
|---|
Earnings (KFFB)
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2011-03-31 | USD 0.06 vs est 0.04 ▲ beat |
| 2010-12-31 | USD 0.04 vs est 0.04 ▼ miss |
| 2010-09-30 | USD 0.04 vs est 0.04 ▼ miss |
Source: Nexqual, June 10, 2026 at 02:15 UTC.
Financials & Fundamentals (KFFB)
| Total Revenue | $10.86M |
|---|---|
| Revenue Growth (YoY) | +35.30% |
| Gross Margin | +0.00% |
| Operating Margin | +28.57% |
| Profit Margin | +12.94% |
| ROE | +2.87% |
| Total Cash | $21.30M |
| Total Debt | $48.94M |
Source: Nexqual, June 10, 2026 at 02:15 UTC.
Financial Health Score (KFFB)
Nexqual rates Kentucky First Federal Bancorp's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 02:15 UTC.
| Growth | Strong — Revenue +35% YoY (latest Q) |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $21M cash vs $49M debt |
| Cash Flow | Solid — Operating cash flow $1M |
| Efficiency | Weak — ROE 3%, ROA 0.4% |
Ownership (KFFB)
| Insider Ownership | +62.46% |
|---|---|
| Institutional Ownership | +3.39% |
| Shares Outstanding | 8.09M |
| Float | 3.03M |
| Short % of Float | +0.48% |
Source: Nexqual, June 10, 2026 at 02:15 UTC.
Leadership (KFFB)
Kentucky First Federal Bancorp is led by R. Clay Hulette (age 63), CEO & Director, per Nexqual as of June 10, 2026 at 02:15 UTC.
| CEO & Director | R. Clay Hulette (age 63) |
|---|---|
| President, COO & Director | Don D. Jennings (age 60) |
| CFO & VP | Tyler Wayne Eades (age 29) |
Major Backers & Investors (KFFB)
Notable institutional backers of Kentucky First Federal Bancorp include TI-Trust, Inc., DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Micro Cap Portfolio, Farmers National Bank, according to Nexqual as of June 10, 2026 at 02:15 UTC.
Active Investors
| Investor | Stake |
|---|---|
| TI-Trust, Inc. | 1.05% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Micro Cap Portfolio | 0.65% |
| Farmers National Bank | 0.27% |
| Kentucky Trust Co | 0.14% |
| Fidelity | 0.14% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 1.57% |
| Dimensional Fund Advisors | 1.12% |
| Geode Capital | 0.21% |
Source: Nexqual, June 10, 2026 at 02:15 UTC.
From Kentucky First Federal Bancorp's Latest SEC 10-K Filing (filed 2025-09-30)
Key Strengths & Strategy (as disclosed to the SEC)
- These factors are in turn affected by general economic conditions, the monetary policies of the federal government, including the Board of Governors of the Federal Reserve System, the general supply of money in the economy, tax policies and governmental budget matters.   5     We receive fees in connection with late payments on our loans.
- Its largest competitors for depositors are the Boyle Bancorp, Inc. (The Farmers National Bank of Danville) at 27.4%, Wesbanco Bank, Inc. (Wesbanco) at 14.2% and Community Trust Bancorp, Inc., Traditional Bank, Inc, at 7.8%, (Community Trust Bank) at 7.7% market share in the three-county area.
- Further, although adjustable-rate loans allow us to increase the sensitivity of our interest-earning assets to changes in interest rates, the extent of this interest sensitivity is limited by the initial fixed-rate period before the first adjustment and the periodic and lifetime interest rate adjustment limitations.
Partnerships
- The Company held no equity position with Fannie Mae or Freddie Mac.   Our investment objectives are to provide an alternate source of low-risk investments when loan demand is insufficient, to provide and maintain liquidity, to maintain a balance of high quality, diversified investments to minimize risk, to provide collateral for pledging requirements, to establish an acceptable level of interest rate risk, and to generate a favorable return.
- Frankfort First Bancorp has one subsidiary, First Federal of Kentucky.   As federally chartered savings institutions, the Banks are permitted to invest an amount equal to 2% of assets in subsidiaries, with an additional investment of 1% of assets where such investment serves primarily community, inner-city and community-development purposes.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| LSBK | Lake Shore Bancorp, Inc. | USD 16.14 | ▲ 1.89% |
| MGYR | Magyar Bancorp, Inc. | USD 17.25 | ▲ 1.17% |
| PBHC | Pathfinder Bancorp, Inc. | USD 15.03 | ▲ 8.36% |
| HFBL | Home Federal Bancorp, Inc. of L | USD 19.5 | ▲ 0% |
| CZWI | Citizens Community Bancorp, Inc | USD 20.39 | ▼ 1.73% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:15 UTC. This page is informational and not investment advice.