LGI Homes, Inc. (LGIH) Stock Price & Analysis
LGI Homes, Inc. (LGIH) closed at USD 42.77 on Thursday, October 22, 2026, up 6.90% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 40.01; the Oct 22, 2026 session ranged USD 39.05–43.2 on volume of 682,965 shares. Market capitalization is $994.33M, with a 52-week range of USD 33.55–66.25 (NMS). Source: Nexqual, retrieved October 23, 2026 at 08:37 UTC.
Also available as compact Markdown for AI agents: nexqual.com/LGIH.md
Key facts (LGIH)
- Last four reported quarters (through Jun 30, 2026): revenue $1.71B, net income $66.2M (3.9% margin), free cash flow $131M (SEC filings).
- Valuation: P/E 15.0x (avg 13.5x at the last 3 fiscal year-ends).
- Analysts: Buy (mean 2.00 on a 1–5 scale) (2 analysts), mean target USD 93 (range 93–93).
- Total return with dividends: 1Y -6.9% vs S&P 500 +14.9%; 5Y -70.6% vs S&P 500 +80.3%.
- Next earnings: 2026-11-03, EPS estimate USD 0.72, revenue estimate $437M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (LGIH)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $3.05B | $2.30B | $2.36B | $2.20B | $1.71B | $1.71B |
| Gross profit | $818M | $647M | $542M | $533M | $354M | — |
| Operating income | $548M | $390M | $233M | $212M | $79.8M | — |
| Net income | $430M | $327M | $199M | $196M | $72.6M | $66.2M |
| EPS (diluted) | $17.25 | $13.76 | $8.42 | $8.30 | $3.12 | — |
| Free cash flow | — | -$372M | -$58.4M | -$146M | -$141M | $131M |
| Gross margin | 26.8% | 28.1% | 23.0% | 24.2% | 20.7% | — |
| Operating margin | 18.0% | 16.9% | 9.9% | 9.6% | 4.7% | — |
| Net margin | 14.1% | 14.2% | 8.4% | 8.9% | 4.3% | 3.9% |
| Revenue growth | +28.8% | -24.4% | +2.3% | -6.6% | -22.6% | — |
| Cash + short-term investments | $50.5M | $32.0M | $49.0M | $53.2M | $61.2M | — |
| Total debt | $805M | $1.12B | $1.25B | $1.48B | $1.66B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (LGIH)
P/E 15.0x · P/S 0.6x · P/FCF 7.6x · P/B 0.5x · FCF yield 13.18% · Earnings yield 6.65%
P/E at fiscal year-ends: Dec 2025 13.8x, Dec 2024 10.8x, Dec 2023 15.8x.
Analysts (LGIH)
Consensus Buy (mean 2.00 on a 1–5 scale), 2 analysts; mean target USD 93 (low 93, high 93).
Total return (dividends reinvested) (LGIH)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -6.9% | -70.6% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -6.9% | -21.7% |
| Volatility (annualized) | 58.8% | 50.6% |
| Max drawdown | -44.3% (Feb 2026→Mar 2026) | -78.6% (Dec 2021→Mar 2026) |
LGIH revenue by business segment (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Northwest | $138.1M | 26.8% | +37.6% |
| Central | $136.7M | 26.5% | +17.9% |
| Central | $108.2M | 21.0% | -27.9% |
| West | $73.5M | 14.2% | +10.3% |
| Southeast | $59.6M | 11.6% | +7.8% |
| Total revenue | $516.0M | 100% | — |
LGIH revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Home Building | $501.5M | 97.2% | +3.7% |
| — Retail Homebuilding (part of Home Building) | $428.0M | 82.9% | +3.9% |
| — Wholesale Homebuilding (part of Home Building) | $73.5M | 14.2% | +2.9% |
| Land And Other | $14.5M | 2.8% | +205.6% |
| Total revenue | $516.0M | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
LGIH suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | loanDepot, Inc. (LDI) | “The Company has entered into forward purchase commitments with LoanDepot, Inc. Parent, the co-owner of the LGI Mortgage Solutions joint venture in which the Company holds a 50% interest.” |
Quoted from the company's 10-K filed Feb 20, 2026.
LGIH company outlook (results filed Aug 4, 2026)
- “We now expect our homebuilding gross margin will range between 19.0% and 21.0% and adjusted homebuilding gross margin between 22.5% and 24.5%.”
- “We are also raising the guidance for our full-year average sales price per home closed to between $360,000 and $370,000." Mr.”
Quoted word-for-word from the SEC 8-K results press release.
LGIH analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.72 | $1.01 | -28.7% | $436.6M | 1 |
| Next quarter (ends Dec 2026) | $0.81 | $1.10 | -26.4% | $537.5M | 1 |
| Current fiscal year (ends Dec 2026) | $2.78 | $3.36 | -17.3% | $1.81B | 1 |
| Next fiscal year (ends Dec 2027) | $3.42 | $3.94 | -13.2% | $2.02B | 1 |
LGIH options: expected move
Options price a move of about ±14.8% (±$6.25) by Nov 20, 2026, which includes earnings on Nov 3, 2026. Over the last 8 reports the stock moved ±8.2% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 62.0% | ±14.8% |
| Dec 18, 2026 | 56 | 57.3% | ±18.5% |
| Feb 19, 2027 | 119 | 53.7% | ±24.8% |
| May 21, 2027 | 210 | 60.8% | ±36.1% |
30-day implied volatility 62.2% vs 57.2% realized over the last 30 trading days. Put/call ratio (volume) 1.03. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 08:37 UTC)
| Price | USD 42.77 |
|---|---|
| Change | ▲ 6.90% (up) |
| Previous Close | USD 40.01 |
| Open | USD 39.79 |
| Day Range | USD 39.05 – 43.2 |
| 52-Week Range | USD 33.55 – 66.25 |
| Volume | 682,965 shares |
| Market Cap | $994.33M |
| Exchange | NMS |
Technical Analysis (LGIH)
Nexqual's technical model rates LGIH "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 08:37 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 40.81 (neutral) |
| vs SMA50 | Below (USD 50.47) |
| MACD | -2.44 (negative) |
Analyst Ratings (LGIH)
Wall Street analysts rate LGIH "Buy" based on 2 analysts, with a mean price target of USD 93 (range USD 93–93), per Nexqual as of October 23, 2026 at 08:37 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 93 |
| High Target | USD 93 |
| Low Target | USD 93 |
| Buy / Hold / Sell | 1 / 1 / 0 |
Earnings (LGIH)
| Next Earnings Date | 2026-11-03 |
|---|---|
| EPS Estimate | USD 0.72 |
| Revenue Estimate | $436.55M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.16 vs est 1.16 ▲ beat |
| 2026-03-31 | USD 0.24 vs est -0.13 ▲ beat |
| 2025-12-31 | USD 0.97 vs est 0.91 ▲ beat |
| 2025-09-30 | USD 0.85 vs est 0.93 ▼ miss |
Source: Nexqual, October 23, 2026 at 08:37 UTC.
Financials & Fundamentals (LGIH)
| Total Revenue | $1.68B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +5.70% |
| Gross Margin | +19.65% |
| Operating Margin | +5.72% |
| Profit Margin | +3.93% |
| ROE | +3.16% |
| Debt / Equity | 0.74 |
| Current Ratio | 33.03 |
| Total Cash | $61.08M |
| Total Debt | $1.59B |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $131.01M (7.7% of revenue) |
Source: Nexqual, October 23, 2026 at 08:37 UTC.
Financial Health Score (LGIH)
Nexqual rates LGI Homes, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 08:37 UTC.
| Growth | Critical — Revenue -23% YoY (annual), sharp decline |
|---|---|
| Profitability | Mixed — Gross margin 20%, operating 6% (last 12 months) |
| Balance Sheet | Strong — $61M cash and investments vs $1.66B debt (Dec 2025, SEC) |
| Cash Flow | Solid — FCF $131M (last 4 quarters to Jun 2026, SEC), 8% margin |
| Efficiency | Weak — ROE 3%, ROA 1.1% |
Ownership (LGIH)
| Insider Ownership | +12.60% |
|---|---|
| Institutional Ownership | +94.85% |
| Shares Outstanding | 23.25M |
| Float | 20.30M |
| Short % of Float | +22.42% |
Source: Nexqual, October 23, 2026 at 08:37 UTC.
Leadership (LGIH)
LGI Homes, Inc. is led by Eric Thomas Lipar, Chairman & CEO, per Nexqual as of October 23, 2026 at 08:37 UTC.
| Chairman & CEO | Eric Thomas Lipar |
|---|---|
| President & COO | Michael Larry Snider |
| CFO & Treasurer | Charles Michael Merdian |
| Vice President of Investor Relations & Capital Markets | Joshua D. Fattor |
| Chief Marketing Officer | Rachel Lyons Eaton |
Major Backers & Investors (LGIH)
Notable institutional backers of LGI Homes, Inc. include Atlas FRM LLC, Disciplined Growth Investors, Inc., River Road Asset Management, LLC, according to Nexqual as of October 23, 2026 at 08:37 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Atlas FRM LLC | 4.16% |
| Disciplined Growth Investors, Inc. | 3.51% |
| River Road Asset Management, LLC | 3.43% |
| CDAM (UK) Ltd | 3.12% |
| Altshuler Shaham Ltd | 3.07% |
| Fidelity | 0.98% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 15.32% |
| Vanguard Group | 9.36% |
| State Street | 5.19% |
| Dimensional Fund Advisors | 3.11% |
Source: Nexqual, October 23, 2026 at 08:37 UTC.
From LGI Homes, Inc.'s Latest SEC 10-K Filing (filed 2026-02-20)
Key Strengths & Strategy (as disclosed to the SEC)
- Doing so enables us to utilize an even-flow, continuous construction process that is designed to efficiently build and maintain an inventory of move-in ready homes that are available for immediate sale.
- We offer an attached town home product in certain markets that enables us to keep our entry-level price point within reach of more new homebuyers.
- Our Terrata Homes brand allows us to leverage our systems and processes, including our customer centric sales system, to deliver move-in ready homes with preselected luxury features.
Legal & Regulatory Risks (Item 1A, quoted)
- New and existing laws and regulations or other governmental actions may increase our expenses, limit the number of homes that we can build or delay completion of our projects.
- We are subject to environmental, health and safety laws and regulations, which may increase our costs, result in liabilities, limit the areas in which we can build homes and/or delay completion of our projects.
- Environmental laws and regulations relating to climate change and energy can have an adverse impact on our activities, operations and profitability and on the availability and price of certain raw materials, such as lumber, steel, and concrete.
- We are subject to warranty and liability claims arising in the ordinary course of business that can be significant.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| DFH | Dream Finders Homes, Inc. | USD 10.12 | ▲ 12.2% |
| BZH | Beazer Homes USA, Inc. | USD 33.48 | ▲ 0.09% |
| BXBL | BOXABL, Inc. | USD 2.95 | ▲ 4.98% |
| LEGH | Legacy Housing Corporation | USD 28.31 | ▲ 3.89% |
| HOV | Hovnanian Enterprises, Inc. | USD 101.29 | ▲ 9.86% |
| GRBK | Green Brick Partners, Inc. | USD 64.94 | ▲ 7.02% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 08:37 UTC. This page is informational and not investment advice.
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