Metrocity Bankshares, Inc. (MCBS) Stock Price & Analysis
Metrocity Bankshares, Inc. (MCBS) rose 1.30% to USD 36.57 as of July 25, 2026 at 07:13 UTC, according to Nexqual real-time market data.
MCBS last closed at USD 36.1; the session ranged USD 35.6–36.86 on volume of 94,592 shares. Market capitalization is $1.05B, with a 52-week range of USD 24.53–37.46 (NMS). Source: Nexqual, July 25, 2026 at 07:13 UTC.
Key Statistics (as of July 25, 2026 at 07:13 UTC)
| Price | USD 36.57 |
|---|---|
| Change | ▲ 1.30% (up) |
| Previous Close | USD 36.1 |
| Open | USD 35.6 |
| Day Range | USD 35.6 – 36.86 |
| 52-Week Range | USD 24.53 – 37.46 |
| Volume | 94,592 shares |
| Market Cap | $1.05B |
| Exchange | NMS |
Technical Analysis (MCBS)
Nexqual's technical model rates MCBS "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 07:13 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 59.7 (neutral) |
| vs SMA50 | Above (USD 34.4) |
| MACD | 0.52 (positive) |
Analyst Ratings (MCBS)
Wall Street analysts rate MCBS "None" based on 1 analysts, with a mean price target of USD 38 (range USD 38–38), per Nexqual as of July 25, 2026 at 07:13 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 38 |
| High Target | USD 38 |
| Low Target | USD 38 |
| Buy / Hold / Sell | 0 / 1 / 0 |
Earnings (MCBS)
| Next Earnings Date | 2026-07-24 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.77 vs est 0.81 ▼ miss |
| 2026-03-31 | USD 0.81 vs est 0.77 ▲ beat |
| 2025-12-31 | USD 0.78 vs est 0.73 ▲ beat |
| 2025-09-30 | USD 0.68 vs est 0.67 ▲ beat |
Source: Nexqual, July 25, 2026 at 07:13 UTC.
Financials & Fundamentals (MCBS)
| Total Revenue | $171.71M |
|---|---|
| Revenue Growth (YoY) | +44.00% |
| Gross Margin | +0.00% |
| Operating Margin | +61.74% |
| Profit Margin | +43.41% |
| ROE | +15.18% |
| Total Cash | $392.57M |
| Total Debt | $439.83M |
Source: Nexqual, July 25, 2026 at 07:13 UTC.
Financial Health Score (MCBS)
Nexqual rates Metrocity Bankshares, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:13 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $393M cash vs $440M debt |
| Cash Flow | Solid — Operating cash flow $72M |
| Efficiency | Solid — ROE 15%, ROA 1.8% |
Ownership (MCBS)
| Insider Ownership | +20.92% |
|---|---|
| Institutional Ownership | +24.86% |
| Shares Outstanding | 28.66M |
| Float | 21.91M |
| Short % of Float | +2.71% |
Source: Nexqual, July 25, 2026 at 07:13 UTC.
Leadership (MCBS)
Metrocity Bankshares, Inc. is led by Nack Young Paek (age 82), Chairman & CEO, per Nexqual as of July 25, 2026 at 07:13 UTC.
| Chairman & CEO | Nack Young Paek (age 82) |
|---|---|
| Interim CFO, Principal Financial & Accounting Officer, President and Director | Farid Tan (age 67) |
| Executive VP, Chief Lending Officer, COO & Director | Howard Hwasaeng Kim (age 68) |
| Secretary & Director | Sion Nyen Lai (age 70) |
Major Backers & Investors (MCBS)
Notable institutional backers of Metrocity Bankshares, Inc. include American Century Companies Inc, Fidelity, Manufacturers Life Insurance Co., according to Nexqual as of July 25, 2026 at 07:13 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 5.07% |
| Fidelity | 1.36% |
| Manufacturers Life Insurance Co. | 0.91% |
| Charles Schwab Investment Management, Inc. | 0.73% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.71% |
| Vanguard Group | 7.55% |
| Geode Capital | 2.13% |
| Dimensional Fund Advisors | 2.05% |
| State Street | 1.95% |
| Northern Trust | 0.86% |
Source: Nexqual, July 25, 2026 at 07:13 UTC.
From Metrocity Bankshares, Inc.'s Latest SEC 10-K Filing (filed 2026-03-16)
Key Strengths & Strategy (as disclosed to the SEC)
- All loans have provisions which allow us to call the loan after three to five years.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SPFI | South Plains Financial, Inc. | USD 44.63 | ▲ 1.8% |
| HBT | HBT Financial, Inc. | USD 33.29 | ▲ 2.81% |
| RBB | RBB Bancorp | USD 26.28 | ▼ 0.64% |
| MSBI | Midland States Bancorp, Inc. | USD 32.25 | ▲ 4.54% |
| PCB | PCB Bancorp | USD 28.08 | ▼ 3.51% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:13 UTC. This page is informational and not investment advice.