Mechanics Bancorp (MCHB) Stock Price & Analysis
Mechanics Bancorp (MCHB) rose 0.13% to USD 15.05 as of June 10, 2026 at 03:13 UTC, according to Nexqual real-time market data.
MCHB last closed at USD 15.03; the session ranged USD 14.95–15.44 on volume of 466,883 shares. Market capitalization is $3.33B, with a 52-week range of USD 12.05–16.03 (NMS). Source: Nexqual, June 10, 2026 at 03:13 UTC.
Key Statistics (as of June 10, 2026 at 03:13 UTC)
| Price | USD 15.05 |
|---|---|
| Change | ▲ 0.13% (up) |
| Previous Close | USD 15.03 |
| Open | USD 15.11 |
| Day Range | USD 14.95 – 15.44 |
| 52-Week Range | USD 12.05 – 16.03 |
| Volume | 466,883 shares |
| Market Cap | $3.33B |
| Exchange | NMS |
Technical Analysis (MCHB)
Nexqual's technical model rates MCHB "STRONG BUY" based on 5 bullish and 0 bearish signals across 124 daily candles, as of June 10, 2026 at 03:13 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 53.65 (neutral) |
| vs SMA50 | Above (USD 14.87) |
| MACD | 0.02 (positive) |
Analyst Ratings (MCHB)
Wall Street analysts rate MCHB "Buy" based on 3 analysts, with a mean price target of USD 16.5 (range USD 15.5–17), per Nexqual as of June 10, 2026 at 03:13 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 16.5 |
| High Target | USD 17 |
| Low Target | USD 15.5 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (MCHB)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 0.25 |
| Revenue Estimate | $199.35M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.24 vs est 0.26 ▼ miss |
| 2025-12-31 | USD 0.59 vs est 0.26 ▲ beat |
| 2025-09-30 | USD 0.28 vs est 0.56 ▼ miss |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
Financials & Fundamentals (MCHB)
| Total Revenue | $687.87M |
|---|---|
| Revenue Growth (YoY) | +30.70% |
| Gross Margin | +0.00% |
| Operating Margin | +40.18% |
| Profit Margin | +38.68% |
| ROE | +10.30% |
| Total Cash | $536.85M |
| Total Debt | $219.63M |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
Financial Health Score (MCHB)
Nexqual rates Mechanics Bancorp's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:13 UTC.
| Growth | Strong — Revenue +31% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $537M cash vs $220M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $206M |
| Efficiency | Mixed — ROE 10%, ROA 1.4% |
Ownership (MCHB)
| Insider Ownership | +82.09% |
|---|---|
| Institutional Ownership | +12.75% |
| Shares Outstanding | 220.29M |
| Float | 40.68M |
| Short % of Float | +10.60% |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
Leadership (MCHB)
Mechanics Bancorp is led by C. J. Johnson (age 41), President & CEO, per Nexqual as of June 10, 2026 at 03:13 UTC.
| President & CEO | C. J. Johnson (age 41) |
|---|---|
| Executive Chairman | Carl B. Webb (age 75) |
| Executive VP & CFO | Nathan J. Duda (age 46) |
| Executive VP & COO | Christopher D. Pierce (age 52) |
| Senior VP and Director of Marketing & Communications | David Louis |
Major Backers & Investors (MCHB)
Notable institutional backers of Mechanics Bancorp include Mechanics Bank Trust Department, Composition Wealth, LLC, GW&K Investment Management, LLC, according to Nexqual as of June 10, 2026 at 03:13 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Mechanics Bank Trust Department | 1.04% |
| Composition Wealth, LLC | 0.51% |
| GW&K Investment Management, LLC | 0.51% |
| WisdomTree Trust-WisdomTree U.S. SmallCap Dividend Fund | 0.36% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 2.27% |
| Vanguard Group | 1.86% |
| State Street | 1.09% |
| Geode Capital | 0.64% |
| BNY Mellon | 0.5% |
| Dimensional Fund Advisors | 0.35% |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
From Mechanics Bancorp's Latest SEC 10-K Filing (filed 2026-03-17)
Key Strengths & Strategy (as disclosed to the SEC)
- Our lot acquisition loans and land development loans are typically on entitled land, versus raw land, and are used to support our vertically integrated and experienced local developers who maintain inventory for building single family projects.
Partnerships
- Ceasing the origination of auto loans in February 2023, Mechanics Bank continued to service its existing auto loan portfolio until May 1, 2025, when it entered into a servicing agreement with a third-party servicer to oversee and manage Mechanics Bank's active portfolio of auto loans.
- Loan amounts are offered up to $350,000 with terms of three, five, or seven years.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HFWA | Heritage Financial Corporation | USD 28.34 | ▲ 2.02% |
| HBCP | Home Bancorp, Inc. | USD 66.13 | ▲ 0.99% |
| EFSC | Enterprise Financial Services C | USD 62.47 | ▲ 1.83% |
| HTB | HomeTrust Bancshares, Inc. | USD 47.54 | ▲ 0.68% |
| HBNC | Horizon Bancorp, Inc. | USD 19.18 | ▲ 2.29% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:13 UTC. This page is informational and not investment advice.