German American Bancorp, Inc. (GABC) Stock Price & Analysis
German American Bancorp, Inc. (GABC) rose 1.62% to USD 48.43 as of July 25, 2026 at 04:38 UTC, according to Nexqual real-time market data.
GABC last closed at USD 47.66; the session ranged USD 47.78–48.62 on volume of 123,590 shares. Market capitalization is $1.82B, with a 52-week range of USD 36.56–49.39 (NMS). Source: Nexqual, July 25, 2026 at 04:38 UTC.
Key Statistics (as of July 25, 2026 at 04:38 UTC)
| Price | USD 48.43 |
|---|---|
| Change | ▲ 1.62% (up) |
| Previous Close | USD 47.66 |
| Open | USD 47.87 |
| Day Range | USD 47.78 – 48.62 |
| 52-Week Range | USD 36.56 – 49.39 |
| Volume | 123,590 shares |
| Market Cap | $1.82B |
| Exchange | NMS |
Technical Analysis (GABC)
Nexqual's technical model rates GABC "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 04:38 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 60.97 (neutral) |
| vs SMA50 | Above (USD 45.55) |
| MACD | 0.7 (positive) |
Analyst Ratings (GABC)
Wall Street analysts rate GABC "Buy" based on 5 analysts, with a mean price target of USD 50.2 (range USD 47–53), per Nexqual as of July 25, 2026 at 04:38 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 50.2 |
| High Target | USD 53 |
| Low Target | USD 47 |
| Buy / Hold / Sell | 3 / 3 / 0 |
Earnings (GABC)
| Next Earnings Date | 2026-07-27 |
|---|---|
| EPS Estimate | USD 0.92 |
| Revenue Estimate | $99.22M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.88 vs est 0.88 ▼ miss |
| 2025-12-31 | USD 0.96 vs est 0.91 ▲ beat |
| 2025-09-30 | USD 0.92 vs est 0.87 ▲ beat |
| 2025-06-30 | USD 0.86 vs est 0.83 ▲ beat |
Source: Nexqual, July 25, 2026 at 04:38 UTC.
Financials & Fundamentals (GABC)
| Total Revenue | $369.98M |
|---|---|
| Revenue Growth (YoY) | +42.30% |
| Gross Margin | +0.00% |
| Operating Margin | +48.03% |
| Profit Margin | +36.56% |
| ROE | +12.18% |
| Total Cash | $128.21M |
| Total Debt | $178.52M |
Source: Nexqual, July 25, 2026 at 04:38 UTC.
Financial Health Score (GABC)
Nexqual rates German American Bancorp, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 04:38 UTC.
| Growth | Strong — Revenue +42% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $128M cash vs $179M debt |
| Cash Flow | Solid — Operating cash flow $158M |
| Efficiency | Mixed — ROE 12%, ROA 1.6% |
Ownership (GABC)
| Insider Ownership | +3.23% |
|---|---|
| Institutional Ownership | +53.90% |
| Shares Outstanding | 37.56M |
| Float | 35.93M |
| Short % of Float | +3.22% |
Source: Nexqual, July 25, 2026 at 04:38 UTC.
Leadership (GABC)
German American Bancorp, Inc. is led by D. Neil Dauby (age 61), CEO & Chairman, per Nexqual as of July 25, 2026 at 04:38 UTC.
| CEO & Chairman | D. Neil Dauby (age 61) |
|---|---|
| President, CFO & Treasurer | Bradley M. Rust (age 58) |
| Vice President, Executive Admin & Strategic Customer Service | Terri A. Eckerle |
| Senior Vice President of Marketing | Jane A. Balsmeyer |
| Senior Vice President of Retail Banking | Brock C. Goggins |
Major Backers & Investors (GABC)
Notable institutional backers of German American Bancorp, Inc. include Franklin Resources, Inc., Charles Schwab, Charles Schwab Investment Management, Inc., according to Nexqual as of July 25, 2026 at 04:38 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Franklin Resources, Inc. | 5.01% |
| Charles Schwab | 3.08% |
| Charles Schwab Investment Management, Inc. | 3.07% |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | 3.07% |
| German American Bancorp, Inc. | 2.57% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.29% |
| Vanguard Group | 8.02% |
| Dimensional Fund Advisors | 3.25% |
| Geode Capital | 2.5% |
| State Street | 2.45% |
Source: Nexqual, July 25, 2026 at 04:38 UTC.
From German American Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- Our employees' desire for active community involvement enables us to sponsor many local community events and initiatives, including leading financial literacy classes in community schools and volunteering to enhance the arts, education, economic development, and overall community enrichment in our footprint.
Partnerships
- Most recently, we have partnered with Quantum Workplace to measure employee engagement.
- Further, a depository institution or its holding company that is not well-capitalized will generally not be successful in seeking regulatory approvals that may be necessary in connection with any plan or agreement to expand its business, such as through the acquisition (by merger or consolidation, purchase or otherwise) of the stock, business or properties of other banks or other companies.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| LKFN | Lakeland Financial Corporation | USD 61.11 | ▼ 0.33% |
| GSBC | Great Southern Bancorp, Inc. | USD 79.25 | ▲ 1.88% |
| FRME | First Merchants Corporation | USD 43.18 | ▼ 1.3% |
| FBIZ | First Business Financial Servic | USD 67.18 | ▲ 1.57% |
| FBNC | First Bancorp | USD 62.74 | ▲ 0.21% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 04:38 UTC. This page is informational and not investment advice.