Mainstreet Bancshares, Inc. (MNSB) Stock Price & Analysis
Mainstreet Bancshares, Inc. (MNSB) rose 1.60% to USD 23.45 as of July 26, 2026 at 13:28 UTC, according to Nexqual real-time market data.
MNSB last closed at USD 23.08; the session ranged USD 23.1–23.71 on volume of 25,993 shares. Market capitalization is $166.90M, with a 52-week range of USD 17.86–25.29 (NCM). Source: Nexqual, July 26, 2026 at 13:28 UTC.
Key Statistics (as of July 26, 2026 at 13:28 UTC)
| Price | USD 23.45 |
|---|---|
| Change | ▲ 1.60% (up) |
| Previous Close | USD 23.08 |
| Open | USD 23.1 |
| Day Range | USD 23.1 – 23.71 |
| 52-Week Range | USD 17.86 – 25.29 |
| Volume | 25,993 shares |
| Market Cap | $166.90M |
| Exchange | NCM |
Technical Analysis (MNSB)
Nexqual's technical model rates MNSB "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 26, 2026 at 13:28 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 43.91 (neutral) |
| vs SMA50 | Below (USD 23.77) |
| MACD | -0.14 (negative) |
Analyst Ratings (MNSB)
Wall Street analysts rate MNSB "Strong Buy" based on 1 analysts, with a mean price target of USD 27.5 (range USD 27.5–27.5), per Nexqual as of July 26, 2026 at 13:28 UTC.
| Consensus Rating | Strong Buy |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 27.5 |
| High Target | USD 27.5 |
| Low Target | USD 27.5 |
| Buy / Hold / Sell | 1 / 0 / 0 |
Earnings (MNSB)
| Next Earnings Date | 2026-07-20 |
|---|---|
| EPS Estimate | USD 0.58 |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.58 vs est 0.53 ▲ beat |
| 2026-03-31 | USD 0.55 vs est 0.45 ▲ beat |
| 2025-12-31 | USD 0.46 vs est 0.49 ▼ miss |
| 2025-09-30 | USD 0.5 vs est 0.51 ▼ miss |
Source: Nexqual, July 26, 2026 at 13:28 UTC.
Financials & Fundamentals (MNSB)
| Total Revenue | $72.22M |
|---|---|
| Revenue Growth (YoY) | -8.80% |
| Gross Margin | +0.00% |
| Operating Margin | +32.63% |
| Profit Margin | +24.01% |
| ROE | +8.10% |
| Total Cash | $109.28M |
| Total Debt | $70.10M |
Source: Nexqual, July 26, 2026 at 13:28 UTC.
Financial Health Score (MNSB)
Nexqual rates Mainstreet Bancshares, Inc.'s overall financial health "Weak" across five dimensions, as of July 26, 2026 at 13:28 UTC.
| Growth | Weak — Revenue -9% YoY (latest Q), declining |
|---|---|
| Profitability | Weak — Pre-revenue or very early stage |
| Balance Sheet | Mixed — $109M cash vs $70M debt, net cash position |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 8%, ROA 0.8% |
Ownership (MNSB)
| Insider Ownership | +16.33% |
|---|---|
| Institutional Ownership | +60.50% |
| Shares Outstanding | 7.12M |
| Float | 4.79M |
| Short % of Float | +2.94% |
Source: Nexqual, July 26, 2026 at 13:28 UTC.
Leadership (MNSB)
Mainstreet Bancshares, Inc. is led by Jeff W. Dick (age 64), CEO & Chairman of the Board, per Nexqual as of July 26, 2026 at 13:28 UTC.
| CEO & Chairman of the Board | Jeff W. Dick (age 64) |
|---|---|
| Executive VP & CFO | Richard Alexander Vari (age 37) |
| Senior EVP, Corporate Secretary & Director | Thomas J. Chmelik (age 62) |
| President & Director of MainStreet Bank | Abdulhamid Hersiburane (age 62) |
| Executive VP & Chief Marketing Officer | Brian Baker |
Major Backers & Investors (MNSB)
Notable institutional backers of Mainstreet Bancshares, Inc. include Alliancebernstein L.P., BANC FUNDS CO LLC, Fourthstone LLC, according to Nexqual as of July 26, 2026 at 13:28 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Alliancebernstein L.P. | 6.72% |
| BANC FUNDS CO LLC | 6.44% |
| Fourthstone LLC | 4.66% |
| Wellington Management | 4.28% |
| First Manhattan Co. LLC | 2.28% |
| Acadian Asset Management. LLC | 1.62% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 7.63% |
| BlackRock | 6.61% |
| Dimensional Fund Advisors | 2.02% |
| Geode Capital | 1.78% |
Source: Nexqual, July 26, 2026 at 13:28 UTC.
From Mainstreet Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- MainStreet Bancshares, Inc. operates as the bank holding company for MainStreet Bank that provides various banking products and services for individuals, small to medium-sized businesses, and professional service organizations.
- It offers demand, NOW, money market, savings, and sweep accounts, as well as certificates of deposit; business and consumer checking, interest-bearing checking, business account analysis, and other depository services; and cash management, wire transfer, check imaging, bill pay, remote deposit capture, and courier services.
- The company also provides commercial loans, include government contract receivables, plant and equipment, general working capital, contract administration, and acquisition loans; commercial real estate, real estate construction, and residential real estate loans; and consumer loans comprising term loans and overdraft protection, as well as debit and credit cards.
- In addition, it offers deposit insurance solutions; remote deposit of checks; and internet bill payment, online cash management, and online and mobile banking services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| FVCB | FVCBankcorp, Inc. | USD 18 | ▲ 1.01% |
| SMBK | SmartFinancial, Inc. | USD 50.01 | ▲ 3.11% |
| MVBF | MVB Financial Corp. | USD 29.1 | ▲ 0.62% |
| MPB | Mid Penn Bancorp | USD 37.17 | ▲ 6.53% |
| RBB | RBB Bancorp | USD 26.28 | ▼ 0.64% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 13:28 UTC. This page is informational and not investment advice.