Meridian Corporation (MRBK) Stock Price & Analysis
Meridian Corporation (MRBK) closed at USD 18.72 on Friday, October 23, 2026, down 0.16% on the day. The US market is currently closed (after-hours); this is not a live price.
The prior close was USD 18.75; the Oct 23, 2026 session ranged USD 18.51–18.96 on volume of 81,999 shares. Market capitalization is $223.31M, with a 52-week range of USD 13.92–21.67 (NMS). Source: Nexqual, retrieved October 23, 2026 at 20:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/MRBK.md
Key facts (MRBK)
- Last four reported quarters (through Jun 30, 2026): revenue $130M, net income $21.7M (16.6% margin) (SEC filings).
- Valuation: P/E 10.3x (avg 10.2x at the last 3 fiscal year-ends).
- Insider open-market purchases, last ~7 months: 3 Form 4 filings, $54K; 1 by opportunistic insiders, 0 by routine insiders.
- Analysts: Buy (mean 1.50 on a 1–5 scale) (2 analysts), mean target USD 23 (range 22–24).
- Total return with dividends: 1Y +25.8% vs S&P 500 +13.4%; 5Y +52.0% vs S&P 500 +76.9%.
- Next earnings: 2026-10-29, EPS estimate USD 0.46, revenue estimate $33.0M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (MRBK)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $151M | $112M | $101M | $112M | $127M | $130M |
| Net income | $35.6M | $21.8M | $13.2M | $16.3M | $21.8M | $21.7M |
| EPS (diluted) | $1.44 | $1.79 | $1.16 | $1.45 | $1.89 | — |
| Free cash flow | $160M | $81.8M | $17.0M | $9.0M | $22.6M | $18.6M |
| Net margin | 23.6% | 19.5% | 13.1% | 14.6% | 17.2% | 16.6% |
| Revenue growth | +11.2% | -26.0% | -9.8% | +11.3% | +12.9% | — |
| Cash + short-term investments | $23.5M | $38.4M | $56.7M | $27.5M | — | — |
| Total debt | $41.3M | $122M | — | — | — | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (MRBK)
P/E 10.3x · P/S 1.7x · P/FCF 12.0x · P/B 1.1x · FCF yield 8.34% · Earnings yield 9.70% · Dividend yield (paid, TTM) 2.77%
P/E at fiscal year-ends: Dec 2025 9.3x, Dec 2024 9.4x, Dec 2023 12.0x.
Insider purchases (SEC Form 4, open-market, last ~7 months) (MRBK)
3 purchases, $54K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-05-13 | Imbesi Anthony Mark | Director | 1,000 | $17K | 17.38 | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-11 | Warriner Kenneth Thomas | Director | 1,000 | $18K | 18 | Too little history (no open-market trades in 2023–2025) |
| 2026-04-30 | Warriner Kenneth Thomas | Director | 1,000 | $18K | 18.41 | Too little history (no open-market trades in 2023–2025) |
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (MRBK)
Consensus Buy (mean 1.50 on a 1–5 scale), 2 analysts; mean target USD 23 (low 22, high 24).
Total return (dividends reinvested) (MRBK)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +25.8% | +52.0% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +25.9% | +8.8% |
| Volatility (annualized) | 25.4% | 33.8% |
| Max drawdown | -16.1% (Apr 2026→May 2026) | -51.9% (Feb 2022→May 2023) |
MRBK analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.46 | $0.60 | -24.8% | $33.0M | 2 |
| Next quarter (ends Dec 2026) | $0.48 | $0.61 | -22.0% | $33.5M | 2 |
| Current fiscal year (ends Dec 2026) | $1.63 | $1.95 | -16.2% | $129.8M | 2 |
| Next fiscal year (ends Dec 2027) | $2.23 | $2.52 | -11.5% | $140.0M | 2 |
Key Statistics (as of October 23, 2026 at 20:22 UTC)
| Price | USD 18.72 |
|---|---|
| Change | ▼ 0.16% (down) |
| Previous Close | USD 18.75 |
| Open | USD 18.72 |
| Day Range | USD 18.51 – 18.96 |
| 52-Week Range | USD 13.92 – 21.67 |
| Volume | 81,999 shares |
| Market Cap | $223.31M |
| Exchange | NMS |
Technical Analysis (MRBK)
Nexqual's technical model rates MRBK "SELL" based on 1 bullish and 4 bearish signals across 127 daily candles, as of October 23, 2026 at 20:22 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 44.94 (neutral) |
| vs SMA50 | Below (USD 19.19) |
| MACD | -0.19 (negative) |
Analyst Ratings (MRBK)
Wall Street analysts rate MRBK "Buy" based on 2 analysts, with a mean price target of USD 23 (range USD 22–24), per Nexqual as of October 23, 2026 at 20:22 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 23 |
| High Target | USD 24 |
| Low Target | USD 22 |
| Buy / Hold / Sell | 2 / 0 / 0 |
Earnings (MRBK)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 0.46 |
| Revenue Estimate | $33.05M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.48 vs est 0.51 ▼ miss |
| 2026-03-31 | USD 0.39 vs est 0.48 ▼ miss |
| 2025-12-31 | USD 0.61 vs est 0.55 ▲ beat |
Source: Nexqual, October 23, 2026 at 20:22 UTC.
Financials & Fundamentals (MRBK)
| Total Revenue | $113.63M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +3.70% |
| Gross Margin | +0.00% |
| Operating Margin | +25.18% |
| Profit Margin | +19.06% |
| ROE | +11.31% |
| Total Cash | $38.06M |
| Total Debt | $159.50M |
Source: Nexqual, October 23, 2026 at 20:22 UTC.
Financial Health Score (MRBK)
Nexqual rates Meridian Corporation's overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 20:22 UTC.
| Growth | Solid — Revenue +13% YoY (annual) |
|---|---|
| Profitability | Solid — Net margin 17% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: National Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: National Commercial Banks) |
| Efficiency | Mixed — ROE 11%, ROA 0.8% |
Ownership (MRBK)
| Insider Ownership | +20.51% |
|---|---|
| Institutional Ownership | +66.69% |
| Shares Outstanding | 11.93M |
| Float | 9.76M |
| Short % of Float | +2.20% |
Source: Nexqual, October 23, 2026 at 20:22 UTC.
Leadership (MRBK)
Meridian Corporation is led by Christopher J. Annas, Founder, Chairman, President & CEO, per Nexqual as of October 23, 2026 at 20:22 UTC.
| Founder, Chairman, President & CEO | Christopher J. Annas |
|---|---|
| Executive VP, CFO & Director | Denise Lindsay |
| Executive Vice President of Commercial Real Estate Lending | Clarence A. Martindell |
| Senior Vice President of Wealth Management | Edward Joseph Carpoletti |
| Senior Vice President of Residential Lending | Thomas J. Campbell |
Major Backers & Investors (MRBK)
Notable institutional backers of Meridian Corporation include Strategic Value Bank Partners LLC, Fourthstone LLC, First Manhattan Co. LLC, according to Nexqual as of October 23, 2026 at 20:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Strategic Value Bank Partners LLC | 5.46% |
| Fourthstone LLC | 4.51% |
| First Manhattan Co. LLC | 3.67% |
| BANC FUNDS CO LLC | 3.21% |
| Acadian Asset Management. LLC | 2.63% |
| Fidelity | 2.45% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 5.79% |
| Dimensional Fund Advisors | 4.17% |
| Vanguard Group | 3.64% |
| Geode Capital | 2.35% |
Source: Nexqual, October 23, 2026 at 20:22 UTC.
From Meridian Corporation's Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Our ‘Meridian everywhere' philosophy of community presence, along with our strategic business footprint, allows us to provide the high degree of service, convenience and products our customers need to achieve their financial objectives.
- Our approach is to apply disciplined and integrated standards to underwriting, credit and portfolio management.
Legal & Regulatory Risks (Item 1A, quoted)
- Changes in laws and regulations and the cost of regulatory compliance with new laws and regulations may adversely affect our operations and/or increase our costs of operations.
- We cannot predict the effect of legislative and regulatory initiatives, which could increase our costs of doing business and adversely affect our results of operations and financial condition.
- Changes to statutes, regulations, regulatory or accounting policies could affect the Corporation in substantial and unpredictable ways.
- We are subject to capital adequacy requirements and may be subject to more stringent capital requirements.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.07 | ▲ 3.04% |
| FITB | Fifth Third Bancorp | USD 52.98 | ▼ 0.47% |
| DB | Deutsche Bank AG | USD 31.2 | ▼ 0.89% |
| TFC | Truist Financial Corporation | USD 48.44 | ▲ 0.04% |
| NWG | NatWest Group plc | USD 16.8 | ▼ 1.12% |
| NU | Nu Holdings Ltd. | USD 15.16 | ▲ 2.92% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 20:22 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt