Midland States Bancorp, Inc. (MSBI) Stock Price & Analysis
Midland States Bancorp, Inc. (MSBI) rose 0.45% to USD 28.89 as of June 10, 2026 at 02:38 UTC, according to Nexqual real-time market data.
MSBI last closed at USD 28.76; the session ranged USD 28.75–29.5 on volume of 141,444 shares. Market capitalization is $598.88M, with a 52-week range of USD 14.24–29.5 (NMS). Source: Nexqual, June 10, 2026 at 02:38 UTC.
Key Statistics (as of June 10, 2026 at 02:38 UTC)
| Price | USD 28.89 |
|---|---|
| Change | ▲ 0.45% (up) |
| Previous Close | USD 28.76 |
| Open | USD 28.97 |
| Day Range | USD 28.75 – 29.5 |
| 52-Week Range | USD 14.24 – 29.5 |
| Volume | 141,444 shares |
| Market Cap | $598.88M |
| Exchange | NMS |
Technical Analysis (MSBI)
Nexqual's technical model rates MSBI "BUY" based on 5 bullish and 2 bearish signals across 124 daily candles, as of June 10, 2026 at 02:38 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 71.46 (overbought) |
| vs SMA50 | Above (USD 25.87) |
| MACD | 0.75 (positive) |
Analyst Ratings (MSBI)
Wall Street analysts rate MSBI "None" based on 4 analysts, with a mean price target of USD 26.25 (range USD 25–28), per Nexqual as of June 10, 2026 at 02:38 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 4 |
| Mean Target | USD 26.25 |
| High Target | USD 28 |
| Low Target | USD 25 |
| Buy / Hold / Sell | 0 / 5 / 0 |
Earnings (MSBI)
| Next Earnings Date | 2026-07-23 |
|---|---|
| EPS Estimate | USD 0.78 |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.79 vs est 0.61 ▲ beat |
| 2025-12-31 | USD 0.53 vs est 0.75 ▼ miss |
| 2025-09-30 | USD 0.24 vs est 0.64 ▼ miss |
| 2025-06-30 | USD 0.44 vs est 0.63 ▼ miss |
Source: Nexqual, June 10, 2026 at 02:38 UTC.
Financials & Fundamentals (MSBI)
| Total Revenue | $274.47M |
|---|---|
| Revenue Growth (YoY) | +14.30% |
| Gross Margin | +0.00% |
| Operating Margin | +34.02% |
| Profit Margin | +12.81% |
| ROE | +6.22% |
| Total Cash | $117.31M |
| Total Debt | $482.63M |
Source: Nexqual, June 10, 2026 at 02:38 UTC.
Financial Health Score (MSBI)
Nexqual rates Midland States Bancorp, Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 02:38 UTC.
| Growth | Solid — Revenue +8% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $117M cash vs $483M debt |
| Cash Flow | Solid — Operating cash flow $118M |
| Efficiency | Mixed — ROE 6%, ROA 0.5% |
Ownership (MSBI)
| Insider Ownership | +8.15% |
|---|---|
| Institutional Ownership | +69.00% |
| Shares Outstanding | 20.73M |
| Float | 19.48M |
| Short % of Float | +3.14% |
Source: Nexqual, June 10, 2026 at 02:38 UTC.
Leadership (MSBI)
Midland States Bancorp, Inc. is led by Jeffrey G. Ludwig (age 53), President, CEO & Vice Chairman, per Nexqual as of June 10, 2026 at 02:38 UTC.
| President, CEO & Vice Chairman | Jeffrey G. Ludwig (age 53) |
|---|---|
| Executive Vice President | Jeffrey S. Mefford (age 60) |
| Executive VP & CFO | Claire A. Stack (age 36) |
| Director of Human Resources | Shonna Kracinski |
Major Backers & Investors (MSBI)
Notable institutional backers of Midland States Bancorp, Inc. include American Century Companies Inc, Busey Bank, Hotchkis & Wiley Capital Management, LLC, according to Nexqual as of June 10, 2026 at 02:38 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 5.13% |
| Busey Bank | 3.66% |
| Hotchkis & Wiley Capital Management, LLC | 2.61% |
| Patriot Financial Partners Gp II, L.P. | 2.12% |
| AQR Capital Management, LLC | 1.91% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 18.53% |
| Vanguard Group | 8.61% |
| State Street | 4.88% |
| Dimensional Fund Advisors | 4.3% |
| Geode Capital | 2.58% |
Source: Nexqual, June 10, 2026 at 02:38 UTC.
From Midland States Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-03-02)
Key Strengths & Strategy (as disclosed to the SEC)
- The law clarified the inapplicability of certain Dodd-Frank Act reforms to community banking organizations, including relieving the Company of any requirement to engage in mandatory stress tests, maintain a risk committee or comply with the Volcker Rule's complicated prohibitions on proprietary trading and ownership of private funds.
- As an Illinois corporation, the Company is subject to the limitations of the Illinois Business Corporations Act, as amended, which allows us to pay dividends unless, after such dividend, (i) the Company would be insolvent; or (ii) the Company's net assets would be less than zero or less than the maximum amount payable at the time of distribution to shareholders having preferential rights in liquidation if it were then to be liquidated.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CNOB | ConnectOne Bancorp, Inc. | USD 31.7 | ▲ 3.39% |
| FMBH | First Mid Bancshares, Inc. | USD 45.67 | ▲ 1.42% |
| EQBK | Equity Bancshares, Inc. | USD 47.56 | ▲ 1.97% |
| WTBA | West Bancorporation | USD 24.52 | ▲ 1.78% |
| UVSP | Univest Financial Corporation | USD 41.21 | ▲ 1.58% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:38 UTC. This page is informational and not investment advice.