Univest Financial Corporation (UVSP) Stock Price & Analysis
Univest Financial Corporation (UVSP) closed at USD 42.28 on Thursday, October 22, 2026, up 1.32% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 41.73; the Oct 22, 2026 session ranged USD 41.78–42.58 on volume of 280,434 shares. Market capitalization is $1.17B, with a 52-week range of USD 28.2–45.46 (NMS). Source: Nexqual, retrieved October 23, 2026 at 09:25 UTC.
Also available as compact Markdown for AI agents: nexqual.com/UVSP.md
Key facts (UVSP)
- Last four reported quarters (through Jun 30, 2026): revenue $340M, net income $98.4M (29.0% margin) (SEC filings).
- Valuation: P/E 11.8x (avg 10.4x at the last 3 fiscal year-ends).
- 1 of 80 tracked superinvestors hold UVSP (13F, Q2 2026): 0 new, 0 added, 1 reduced, 0 unchanged.
- Analysts: Hold (mean 3.00 on a 1–5 scale) (3 analysts), mean target USD 45.5 (range 43.5–47).
- Total return with dividends: 1Y +46.0% vs S&P 500 +14.9%; 5Y +71.4% vs S&P 500 +80.3%.
- Next earnings: 2026-10-28, EPS estimate USD 0.98, revenue estimate $90.6M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (UVSP)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $272M | $296M | $297M | $299M | $328M | $340M |
| Net income | $91.8M | $78.1M | $71.1M | $75.9M | $90.8M | $98.4M |
| EPS (diluted) | $3.11 | $2.64 | $2.41 | $2.58 | $3.13 | — |
| Free cash flow | $96.5M | $104M | $83.0M | $72.0M | $96.9M | $106M |
| Net margin | 33.8% | 26.4% | 24.0% | 25.4% | 27.7% | 29.0% |
| Revenue growth | +7.5% | +9.0% | +0.2% | +0.8% | +9.6% | — |
| Cash + short-term investments | $890M | $153M | $250M | $329M | $554M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (UVSP)
P/E 11.8x · P/S 3.4x · P/FCF 11.0x · P/B 1.2x · FCF yield 9.07% · Earnings yield 8.44% · Dividend yield (paid, TTM) 2.19% · Buyback yield (TTM) 4.43%
P/E at fiscal year-ends: Dec 2025 10.5x, Dec 2024 11.4x, Dec 2023 9.2x.
Superinvestors (SEC 13F-HR, Q2 2026) (UVSP)
1 of 80 tracked investors hold UVSP. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Richard Pzena | Pzena Investment Management | 0.11% | $36.5M | Reduced -0.9% |
Analysts (UVSP)
Consensus Hold (mean 3.00 on a 1–5 scale), 3 analysts; mean target USD 45.5 (low 43.5, high 47).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-24 | Keefe, Bruyette & Woods | Target raised | Market Perform | $45 → $47 |
Total return (dividends reinvested) (UVSP)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +46.0% | +71.4% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +46.2% | +11.3% |
| Volatility (annualized) | 22.2% | 27.9% |
| Max drawdown | -10.2% (Jul 2026→Oct 2026) | -45.1% (Jan 2022→May 2023) |
UVSP analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.98 | $0.93 | +5.4% | $90.6M | 3 |
| Next quarter (ends Dec 2026) | $0.96 | $0.90 | +7.2% | $90.4M | 2 |
| Current fiscal year (ends Dec 2026) | $3.81 | $3.66 | +4.1% | $355.3M | 3 |
| Next fiscal year (ends Dec 2027) | $3.96 | $3.78 | +4.9% | $368.7M | 3 |
Key Statistics (as of October 23, 2026 at 09:25 UTC)
| Price | USD 42.28 |
|---|---|
| Change | ▲ 1.32% (up) |
| Previous Close | USD 41.73 |
| Open | USD 41.78 |
| Day Range | USD 41.78 – 42.58 |
| 52-Week Range | USD 28.2 – 45.46 |
| Volume | 280,434 shares |
| Market Cap | $1.17B |
| Exchange | NMS |
Technical Analysis (UVSP)
Nexqual's technical model rates UVSP "BUY" based on 4 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 09:25 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 58.39 (neutral) |
| vs SMA50 | Above (USD 41.8) |
| MACD | -0.09 (negative) |
Analyst Ratings (UVSP)
Wall Street analysts rate UVSP "Hold" based on 3 analysts, with a mean price target of USD 45.5 (range USD 43.5–47), per Nexqual as of October 23, 2026 at 09:25 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 45.5 |
| High Target | USD 47 |
| Low Target | USD 43.5 |
| Buy / Hold / Sell | 0 / 3 / 0 |
Earnings (UVSP)
| Next Earnings Date | 2026-10-28 |
|---|---|
| EPS Estimate | USD 0.98 |
| Revenue Estimate | $90.55M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.95 vs est 0.87 ▲ beat |
| 2026-03-31 | USD 0.98 vs est 0.83 ▲ beat |
| 2025-12-31 | USD 0.79 vs est 0.77 ▲ beat |
| 2025-09-30 | USD 0.86 vs est 0.77 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Financials & Fundamentals (UVSP)
| Total Revenue | $329.89M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +8.40% |
| Gross Margin | +0.00% |
| Operating Margin | +36.33% |
| Profit Margin | +29.84% |
| ROE | +10.52% |
| Total Cash | $195.66M |
| Total Debt | $269.76M |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Financial Health Score (UVSP)
Nexqual rates Univest Financial Corporation's overall financial health "Solid" across five dimensions, as of October 23, 2026 at 09:25 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 28% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 11%, ROA 1.2% |
Ownership (UVSP)
| Insider Ownership | +1.59% |
|---|---|
| Institutional Ownership | +83.28% |
| Shares Outstanding | 27.58M |
| Float | 26.93M |
| Short % of Float | +3.64% |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Leadership (UVSP)
Univest Financial Corporation is led by Jeffrey M. Schweitzer, Chairman, President & CEO, per Nexqual as of October 23, 2026 at 09:25 UTC.
| Chairman, President & CEO | Jeffrey M. Schweitzer |
|---|---|
| Senior Executive VP & CFO | Brian J. Richardson |
| Senior EVP & COO | Michael S. Keim |
| Senior VP & Director of Corporate Communications | Nicole Heverly |
| Senior Vice President | Karen Elizabeth Tejkl |
Major Backers & Investors (UVSP)
Notable institutional backers of Univest Financial Corporation include FMR, LLC, American Century Companies Inc, Pzena Investment Management LLC, according to Nexqual as of October 23, 2026 at 09:25 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 5.69% |
| American Century Companies Inc | 3.07% |
| Pzena Investment Management LLC | 3.03% |
| Manufacturers Life Insurance Co. | 2.77% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.71% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.39% |
| Dimensional Fund Advisors | 6.88% |
| Vanguard Group | 4.31% |
| State Street | 3.6% |
| Geode Capital | 2.99% |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:25 UTC. This page is informational and not investment advice.
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