Northpointe Bancshares, Inc. (NPB) Stock Price & Analysis
Northpointe Bancshares, Inc. (NPB) closed at USD 15.62 on Thursday, October 15, 2026, up 0.71% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 15.51; the Oct 15, 2026 session ranged USD 15.58–15.9 on volume of 210,431 shares. Market capitalization is $540.17M, with a 52-week range of USD 14.21–19.71 (NYQ). Source: Nexqual, retrieved October 16, 2026 at 05:21 UTC.
Also available as compact Markdown for AI agents: nexqual.com/NPB.md
Key facts (NPB)
- Analysts: Buy (mean 1.67 on a 1–5 scale) (3 analysts), mean target USD 19.22 (range 18.65–20).
- Total return with dividends: 1Y -6.1% vs S&P 500 +18.1%; 5Y +9.1% vs S&P 500 +85.1%.
- Next earnings: 2026-10-20, EPS estimate USD 0.6, revenue estimate $62.2M.
Analysts (NPB)
Consensus Buy (mean 1.67 on a 1–5 scale), 3 analysts; mean target USD 19.22 (low 18.65, high 20).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-09 | Piper Sandler | Target lowered | Overweight | $21.5 → $20 |
| 2026-07-23 | Keefe, Bruyette & Woods | Target lowered | Outperform | $22 → $21 |
| 2026-07-02 | Piper Sandler | Target raised | Overweight | $21 → $22 |
Total return (dividends reinvested) (NPB)
| 1Y (from 2025-10-16) | 5Y (from 2025-02-17) | |
|---|---|---|
| Total return | -6.1% | +9.1% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | -6.2% | +5.4% |
| Volatility (annualized) | 28.3% | 31.1% |
| Max drawdown | -24.4% (Jul 2026→Sep 2026) | -19.9% (Apr 2026→Sep 2026) |
Key Statistics (as of October 16, 2026 at 05:21 UTC)
| Price | USD 15.62 |
|---|---|
| Change | ▲ 0.71% (up) |
| Previous Close | USD 15.51 |
| Open | USD 15.68 |
| Day Range | USD 15.58 – 15.9 |
| 52-Week Range | USD 14.21 – 19.71 |
| Volume | 210,431 shares |
| Market Cap | $540.17M |
| Exchange | NYQ |
Technical Analysis (NPB)
Nexqual's technical model rates NPB "SELL" based on 1 bullish and 4 bearish signals across 127 daily candles, as of October 16, 2026 at 05:21 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 44.32 (neutral) |
| vs SMA50 | Below (USD 16.46) |
| MACD | -0.24 (negative) |
Analyst Ratings (NPB)
Wall Street analysts rate NPB "Buy" based on 3 analysts, with a mean price target of USD 19.22 (range USD 18.65–20), per Nexqual as of October 16, 2026 at 05:21 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 19.22 |
| High Target | USD 20 |
| Low Target | USD 18.65 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (NPB)
| Next Earnings Date | 2026-10-20 |
|---|---|
| EPS Estimate | USD 0.6 |
| Revenue Estimate | $62.18M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.6 vs est 0.68 ▼ miss |
| 2026-03-31 | USD 0.62 vs est 0.63 ▼ miss |
| 2025-12-31 | USD 0.52 vs est 0.6 ▼ miss |
| 2025-09-30 | USD 0.57 vs est 0.56 ▲ beat |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financials & Fundamentals (NPB)
| Total Revenue | $257.25M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +9.80% |
| Gross Margin | +0.00% |
| Operating Margin | +45.06% |
| Profit Margin | +34.88% |
| ROE | +14.76% |
| Total Cash | $538.36M |
| Total Debt | $1.63B |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Financial Health Score (NPB)
Nexqual rates Northpointe Bancshares, Inc.'s overall financial health "Mixed" across five dimensions, as of October 16, 2026 at 05:21 UTC.
| Growth | Solid — Revenue +10% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $538M cash vs $1.63B debt |
| Cash Flow | Solid — Operating cash flow $104M (TTM) |
| Efficiency | Mixed — ROE 15%, ROA 1.3% |
Ownership (NPB)
| Insider Ownership | +33.24% |
|---|---|
| Institutional Ownership | +75.86% |
| Shares Outstanding | 34.58M |
| Float | 13.38M |
| Short % of Float | +2.33% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Leadership (NPB)
Northpointe Bancshares, Inc. is led by Charles A. Williams (age 62), Founder, Chairman & CEO, per Nexqual as of October 16, 2026 at 05:21 UTC.
| Founder, Chairman & CEO | Charles A. Williams (age 62) |
|---|---|
| President & Secretary | Kevin J. Comps (age 43) |
| President of Mortgage Purchase Program - Northpointe Bank | David J. Christel (age 59) |
| Executive VP & CFO | Bradley T. Howes (age 45) |
| Executive VP, COO & Chief Credit Officer | Joseph B. Long (age 56) |
Major Backers & Investors (NPB)
Notable institutional backers of Northpointe Bancshares, Inc. include Wellington Management, Adage Capital Partners GP L.L.C., American Century Companies Inc, according to Nexqual as of October 16, 2026 at 05:21 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 10.56% |
| Adage Capital Partners GP L.L.C. | 8.21% |
| American Century Companies Inc | 3.92% |
| Boston Partners | 3.6% |
| Hotchkis & Wiley Capital Management, LLC | 2.73% |
| Morgan Stanley | 2.65% |
| Maltese Capital Management, LLC | 1.44% |
| Algebris (UK) LTD | 1.36% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 6.79% |
| Vanguard Group | 4.82% |
Source: Nexqual, October 16, 2026 at 05:21 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.03 | ▼ 3.82% |
| FITB | Fifth Third Bancorp | USD 50.35 | ▲ 0.26% |
| TFC | Truist Financial Corporation | USD 46.57 | ▲ 1.42% |
| DB | Deutsche Bank AG | USD 32.86 | ▼ 1.44% |
| NWG | NatWest Group plc | USD 17.47 | ▼ 1.02% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 5.46% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:21 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt