Insperity, Inc. (NSP) Stock Price & Analysis
Insperity, Inc. (NSP) closed at USD 53.48 on Thursday, October 22, 2026, up 6.58% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 53.48; the Oct 22, 2026 session ranged USD 50.3–53.87 on volume of 460,011 shares. Market capitalization is —, with a 52-week range of USD 18.57–55.9 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:26 UTC.
Also available as compact Markdown for AI agents: nexqual.com/NSP.md
Key facts (NSP)
- Last four reported quarters (through Jun 30, 2026): revenue $6.87B, net income -$16.0M (-0.2% margin), free cash flow $194M (SEC filings).
- 1 of 80 tracked superinvestors hold NSP (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Total return with dividends: 1Y +24.3% vs S&P 500 +14.9%; 5Y -47.5% vs S&P 500 +80.3%.
- Next earnings: 2026-10-29, EPS estimate USD 0.21, revenue estimate $1.64B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (NSP)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $4.97B | $5.94B | $6.49B | $6.58B | $6.81B | $6.87B |
| Gross profit | $820M | $1.01B | $1.04B | $1.05B | $900M | — |
| Operating income | $173M | $250M | $219M | $117M | -$10.0M | -$3.0M |
| Net income | $124M | $179M | $171M | $91.0M | -$7.0M | -$16.0M |
| EPS (diluted) | $3.18 | $4.64 | $4.47 | $2.42 | -$0.19 | — |
| Free cash flow | $227M | $317M | $158M | $482M | -$309M | $194M |
| Gross margin | 16.5% | 17.0% | 16.0% | 16.0% | 13.2% | — |
| Operating margin | 3.5% | 4.2% | 3.4% | 1.8% | -0.1% | -0.0% |
| Net margin | 2.5% | 3.0% | 2.6% | 1.4% | -0.1% | -0.2% |
| Revenue growth | +16.0% | +19.4% | +9.2% | +1.5% | +3.5% | — |
| Cash + short-term investments | $608M | $766M | $709M | $1.05B | $660M | — |
| Total debt | $369M | $369M | $369M | $369M | $369M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (NSP)
P/E at fiscal year-ends: Dec 2024 32.4x, Dec 2023 26.0x.
Superinvestors (SEC 13F-HR, Q2 2026) (NSP)
1 of 80 tracked investors hold NSP. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Thomas Gayner | Markel Group | 0.06% | $7.5M | Unchanged |
Analysts (NSP)
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-22 | Truist Securities | Target raised | Hold | $35 → $52 |
Total return (dividends reinvested) (NSP)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +24.3% | -47.5% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +24.4% | -12.1% |
| Volatility (annualized) | 67.4% | 48.2% |
| Max drawdown | -56.7% (Jan 2026→Mar 2026) | -82.6% (Apr 2023→Mar 2026) |
NSP analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.21 | $0.23 | -6.6% | $1.64B | 5 |
| Next quarter (ends Dec 2026) | $0.25 | $0.12 | +114.0% | $1.69B | 5 |
| Current fiscal year (ends Dec 2026) | $2.11 | $2.08 | +1.6% | $6.91B | 5 |
| Next fiscal year (ends Dec 2027) | $2.70 | $2.89 | -6.7% | $7.20B | 5 |
NSP options: expected move
Options price a move of about ±17.0% (±$9.10) by Nov 20, 2026, which includes earnings on Oct 29, 2026.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 74.2% | ±17.0% |
| Dec 18, 2026 | 56 | 65.0% | ±20.9% |
| Jan 15, 2027 | 84 | 60.7% | ±23.6% |
| Apr 16, 2027 | 175 | 59.6% | ±32.7% |
30-day implied volatility 74.1% vs 40.4% realized over the last 30 trading days. Put/call ratio (volume) 0.75. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 09:26 UTC)
| Price | USD 53.48 |
|---|---|
| Change | ▲ 6.58% (up) |
| Previous Close | USD 53.48 |
| Open | USD 53.48 |
| Day Range | USD 50.3 – 53.87 |
| 52-Week Range | USD 18.57 – 55.9 |
| Volume | 460,011 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (NSP)
Nexqual's technical model rates NSP "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 09:26 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 62.18 (neutral) |
| vs SMA50 | Above (USD 50.27) |
| MACD | 0.46 (positive) |
Earnings (NSP)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 0.21 |
| Revenue Estimate | $1.64B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.34 vs est 0.32 ▲ beat |
| 2026-03-31 | USD 1.31 vs est 1.23 ▲ beat |
| 2025-12-31 | USD -0.6 vs est -0.47 ▼ miss |
| 2025-09-30 | USD -0.2 vs est 0.22 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Financials & Fundamentals (NSP)
| Total Revenue | $6.87B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +1.70% |
| Gross Margin | +12.89% |
| Operating Margin | +0.36% |
| Profit Margin | -0.23% |
| ROE | -18.50% |
| Debt / Equity | 7.84 |
| Current Ratio | 1.11 |
| Total Cash | $619.00M |
| Total Debt | $478.00M |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $194.00M (2.8% of revenue) |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Financial Health Score (NSP)
Nexqual rates Insperity, Inc.'s overall financial health "Weak" across five dimensions, as of October 23, 2026 at 09:26 UTC.
| Growth | Mixed — Revenue +3.5% YoY (annual), slow |
|---|---|
| Profitability | Weak — Gross margin 13%, operating 0% (last 12 months) |
| Balance Sheet | Critical — $619M cash and investments vs $419M debt (Jun 2026, SEC), net cash |
| Cash Flow | Mixed — FCF $194M (last 4 quarters to Jun 2026, SEC), slim 2.8% margin |
| Efficiency | Critical — ROE -18%, ROA -0.1% |
Ownership (NSP)
| Insider Ownership | +6.24% |
|---|---|
| Institutional Ownership | +115.44% |
| Shares Outstanding | 38.20M |
| Float | 35.80M |
| Short % of Float | +9.55% |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Leadership (NSP)
Insperity, Inc. is led by Paul J. Sarvadi, Co-Founder, Chairman & CEO, per Nexqual as of October 23, 2026 at 09:26 UTC.
| Co-Founder, Chairman & CEO | Paul J. Sarvadi |
|---|---|
| President & COO | Arthur A. Steve Arizpe |
| Executive VP of Finance, CFO & Treasurer | James D. Allison |
| Senior Vice President of Finance and Accounting | Sean P. Duffy |
| Senior Vice President of Corporate Development | Thomas P. Gearty |
Major Backers & Investors (NSP)
Notable institutional backers of Insperity, Inc. include Reinhart Partners, LLC, Earnest Partners LLC, Bank of America Corporation, according to Nexqual as of October 23, 2026 at 09:26 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Reinhart Partners, LLC | 8.53% |
| Earnest Partners LLC | 8.12% |
| Bank of America Corporation | 7.51% |
| SEI Investments Co | 4.92% |
| Charles Schwab Investment Management, Inc. | 4.27% |
| Goldman Sachs | 4.22% |
| Invesco | 2.27% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.53% |
| Vanguard Group | 9.91% |
| State Street | 3.8% |
Source: Nexqual, October 23, 2026 at 09:26 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| MAN | ManpowerGroup | USD 46.6 | ▲ 4.39% |
| TNET | TriNet Group, Inc. | USD 74.62 | ▲ 5.05% |
| RHI | Robert Half Inc. | USD 37.68 | ▲ 8.78% |
| KFY | Korn Ferry | USD 76.35 | ▲ 4.49% |
| KFRC | Kforce, Inc. | USD 53.66 | ▲ 4.4% |
| KELYB | Kelly Services, Inc. | USD 26 | ▲ 0% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:26 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt