Oceanfirst Financial Corp (OCFC) Stock Price & Analysis
Oceanfirst Financial Corp (OCFC) rose 0.41% to USD 19.56 as of July 25, 2026 at 06:47 UTC, according to Nexqual real-time market data.
OCFC last closed at USD 19.48; the session ranged USD 19.43–19.81 on volume of 815,733 shares. Market capitalization is $1.70B, with a 52-week range of USD 16.09–20.61 (NMS). Source: Nexqual, July 25, 2026 at 06:47 UTC.
Key Statistics (as of July 25, 2026 at 06:47 UTC)
| Price | USD 19.56 |
|---|---|
| Change | ▲ 0.41% (up) |
| Previous Close | USD 19.48 |
| Open | USD 19.63 |
| Day Range | USD 19.43 – 19.81 |
| 52-Week Range | USD 16.09 – 20.61 |
| Volume | 815,733 shares |
| Market Cap | $1.70B |
| Exchange | NMS |
Technical Analysis (OCFC)
Nexqual's technical model rates OCFC "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 06:47 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 57.22 (neutral) |
| vs SMA50 | Above (USD 18.8) |
| MACD | 0.27 (positive) |
Analyst Ratings (OCFC)
Wall Street analysts rate OCFC "None" based on 6 analysts, with a mean price target of USD 21.75 (range USD 19–24), per Nexqual as of July 25, 2026 at 06:47 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 21.75 |
| High Target | USD 24 |
| Low Target | USD 19 |
| Buy / Hold / Sell | 3 / 4 / 0 |
Earnings (OCFC)
| Next Earnings Date | 2026-07-30 |
|---|---|
| EPS Estimate | USD 0.43 |
| Revenue Estimate | $141.66M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.43 vs est 0.39 ▲ beat |
| 2025-12-31 | USD 0.41 vs est 0.37 ▲ beat |
| 2025-09-30 | USD 0.36 vs est 0.36 ▲ beat |
| 2025-06-30 | USD 0.31 vs est 0.33 ▼ miss |
Source: Nexqual, July 25, 2026 at 06:47 UTC.
Financials & Fundamentals (OCFC)
| Total Revenue | $396.64M |
|---|---|
| Revenue Growth (YoY) | +8.50% |
| Gross Margin | +0.00% |
| Operating Margin | +35.23% |
| Profit Margin | +17.64% |
| ROE | +4.15% |
| Total Cash | $195.91M |
| Total Debt | $1.57B |
Source: Nexqual, July 25, 2026 at 06:47 UTC.
Financial Health Score (OCFC)
Nexqual rates Oceanfirst Financial Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 06:47 UTC.
| Growth | Solid — Revenue +6% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $196M cash vs $1.57B debt |
| Cash Flow | Solid — Operating cash flow $114M |
| Efficiency | Weak — ROE 4%, ROA 0.5% |
Ownership (OCFC)
| Insider Ownership | +2.43% |
|---|---|
| Institutional Ownership | +65.61% |
| Shares Outstanding | 86.88M |
| Float | 50.32M |
| Short % of Float | +5.27% |
Source: Nexqual, July 25, 2026 at 06:47 UTC.
Leadership (OCFC)
Oceanfirst Financial Corp is led by Christopher D. Maher (age 58), CEO & Director, per Nexqual as of July 25, 2026 at 06:47 UTC.
| CEO & Director | Christopher D. Maher (age 58) |
|---|---|
| President, COO & Director | Joseph J. Lebel (age 63) |
| Senior EVP & CFO | Patrick Sean Barrett (age 61) |
| SVP Director of Corporate Communications and Community Impact | Jill Apito Hewitt (age 60) |
Major Backers & Investors (OCFC)
Notable institutional backers of Oceanfirst Financial Corp include T. Rowe Price, Wellington Management, Invesco, according to Nexqual as of July 25, 2026 at 06:47 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 5.46% |
| Wellington Management | 4.51% |
| Invesco | 3.47% |
| Two Sigma Investments, LP | 2.73% |
| Systematic Financial Management, L.P. | 2.4% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 15.41% |
| Vanguard Group | 8.32% |
| State Street | 6.99% |
| Dimensional Fund Advisors | 5.92% |
| Geode Capital | 2.45% |
Source: Nexqual, July 25, 2026 at 06:47 UTC.
From Oceanfirst Financial Corp's Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- OceanFirst Financial Corp. operates as the bank holding company for OceanFirst Bank N.A. that provides community banking services to retail and commercial customers in the United States.
- The company accepts deposit products, such as money market accounts, savings accounts, interest-bearing checking accounts, non-interest-bearing accounts, and time deposits, including brokered deposits.
- It also offers commercial real estate, multi-family, land loans, construction, and commercial and industrial loans; fixed-rate and adjustable-rate mortgage loans that are secured by one-to-four family residences; and consumer loans, such as home equity loans and lines of credit, student loans, loans on savings accounts, overdraft line of credit, and other consumer loans.
- In addition, the company invests in mortgage-backed securities, securities issued by the U.S. government and agencies, corporate securities, and other investments; and provides bankcard services, trust and asset management products and services, deposit account services, sales of loans and investments, bank owned life insurance and commercial loan swap income.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| DCOM | Dime Commercial Bancshares, Inc | USD 39.56 | ▲ 0.25% |
| HFWA | Heritage Financial Corporation | USD 30.16 | ▼ 0.07% |
| PGC | Peapack-Gladstone Financial Cor | USD 46.38 | ▲ 1.13% |
| NFBK | Northfield Bancorp, Inc. | USD 15.31 | ▲ 0% |
| OSBC | Old Second Bancorp, Inc. | USD 24.03 | ▲ 2.65% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 06:47 UTC. This page is informational and not investment advice.