Ohio Valley Banc Corp. (OVBC) Stock Price & Analysis
Ohio Valley Banc Corp. (OVBC) closed at USD 47.32 on Friday, October 23, 2026, up 0.68% on the day. The US market is currently closed (after-hours); this is not a live price.
The prior close was USD 47.32; the Oct 23, 2026 session ranged USD 46.7–47.36 on volume of 29,493 shares. Market capitalization is —, with a 52-week range of USD 34.18–54.96 (NGM). Source: Nexqual, retrieved October 23, 2026 at 22:55 UTC.
Also available as compact Markdown for AI agents: nexqual.com/OVBC.md
Key facts (OVBC)
- Last four reported quarters (through Jun 30, 2026): revenue $69.3M, net income $14.2M (20.5% margin) (SEC filings).
- Total return with dividends: 1Y +34.8% vs S&P 500 +13.4%; 5Y +98.9% vs S&P 500 +76.9%.
- Next earnings: 2026-10-26, EPS estimate USD —, revenue estimate $0K.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (OVBC)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $50.9M | $54.9M | $58.7M | $62.0M | $66.7M | $69.3M |
| Net income | $11.7M | $13.3M | $12.6M | $11.0M | $15.6M | $14.2M |
| Free cash flow | $12.1M | $14.0M | $18.1M | $11.7M | $17.0M | $19.7M |
| Net margin | 23.1% | 24.3% | 21.5% | 17.7% | 23.4% | 20.5% |
| Revenue growth | -1.1% | +8.0% | +6.8% | +5.7% | +7.6% | — |
| Cash + short-term investments | $152M | $46.0M | $128M | $83.1M | $45.9M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (OVBC)
Total return (dividends reinvested) (OVBC)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +34.8% | +98.9% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +35.0% | +14.8% |
| Volatility (annualized) | 25.8% | 29.1% |
| Max drawdown | -17.0% (Jun 2026→Jul 2026) | -35.4% (Aug 2022→Jul 2024) |
OVBC suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | FEDERAL HOME LOAN MORTGAGE CORP (FMCC) | “The Bank continues to sell a portion of its new fixed-rate real estate loan originations to the Federal Home Loan Mortgage Corporation to enhance customer service and loan pricing.” |
Quoted from the company's 10-K filed Mar 13, 2026.
OVBC analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2011) | — | — | — | $0 | — |
| Next quarter | — | — | — | $0 | — |
| Current fiscal year (ends Dec 2011) | — | — | — | $0 | — |
| Next fiscal year | — | — | — | $0 | — |
Key Statistics (as of October 23, 2026 at 22:55 UTC)
| Price | USD 47.32 |
|---|---|
| Change | ▲ 0.68% (up) |
| Previous Close | USD 47.32 |
| Open | USD 47.32 |
| Day Range | USD 46.7 – 47.36 |
| 52-Week Range | USD 34.18 – 54.96 |
| Volume | 29,493 shares |
| Market Cap | — |
| Exchange | NGM |
Technical Analysis (OVBC)
Nexqual's technical model rates OVBC "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 22:55 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 62.94 (neutral) |
| vs SMA50 | Above (USD 45.46) |
| MACD | 0.42 (positive) |
Earnings (OVBC)
| Next Earnings Date | 2026-10-26 |
|---|
Source: Nexqual, October 23, 2026 at 22:55 UTC.
Financials & Fundamentals (OVBC)
| Total Revenue | $62.44M |
|---|---|
| Revenue Growth (latest quarter, YoY) | -8.70% |
| Gross Margin | +0.00% |
| Operating Margin | +25.79% |
| Profit Margin | +22.76% |
| ROE | +8.51% |
| Total Cash | $78.08M |
| Total Debt | $51.73M |
Source: Nexqual, October 23, 2026 at 22:55 UTC.
Ownership (OVBC)
| Insider Ownership | +20.42% |
|---|---|
| Institutional Ownership | +31.66% |
| Shares Outstanding | 4.71M |
| Float | 3.35M |
| Short % of Float | +1.14% |
Source: Nexqual, October 23, 2026 at 22:55 UTC.
From Ohio Valley Banc Corp.'s Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- The insurance laws and regulations applicable to insurance agencies, including Ohio Valley Financial Services, require education and licensing of individual agents and agencies, require reports and impose business conduct rules.
Partnerships
- Most recently, the Bank had an agreement with a third-party to process electronic refund checks and electronic refund deposits, which agreement ended after the 2025 tax season.
- If a financial holding company or a subsidiary bank fails to meet the requirements for the holding company to remain a financial holding company, the financial holding company must enter into a written agreement with the Federal Reserve Board within 45 days to comply with all applicable capital and management requirements.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.07 | ▲ 3.04% |
| FITB | Fifth Third Bancorp | USD 52.98 | ▼ 0.47% |
| DB | Deutsche Bank AG | USD 31.2 | ▼ 0.89% |
| TFC | Truist Financial Corporation | USD 48.44 | ▲ 0.04% |
| NWG | NatWest Group plc | USD 16.8 | ▼ 1.12% |
| NU | Nu Holdings Ltd. | USD 15.16 | ▲ 2.92% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 22:55 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt