Ponce Financial Group, Inc. (PDLB) Stock Price & Analysis
Ponce Financial Group, Inc. (PDLB) rose 1.46% to USD 20.2 as of July 25, 2026 at 07:28 UTC, according to Nexqual real-time market data.
PDLB last closed at USD 19.91; the session ranged USD 20.09–20.34 on volume of 32,326 shares. Market capitalization is $488.60M, with a 52-week range of USD 13.71–20.74 (NGM). Source: Nexqual, July 25, 2026 at 07:28 UTC.
Key Statistics (as of July 25, 2026 at 07:28 UTC)
| Price | USD 20.2 |
|---|---|
| Change | ▲ 1.46% (up) |
| Previous Close | USD 19.91 |
| Open | USD 20.12 |
| Day Range | USD 20.09 – 20.34 |
| 52-Week Range | USD 13.71 – 20.74 |
| Volume | 32,326 shares |
| Market Cap | $488.60M |
| Exchange | NGM |
Technical Analysis (PDLB)
Nexqual's technical model rates PDLB "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 07:28 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 56.98 (neutral) |
| vs SMA50 | Above (USD 19.3) |
| MACD | 0.22 (positive) |
Analyst Ratings (PDLB)
Wall Street analysts rate PDLB "None" based on 1 analysts, with a mean price target of USD 24 (range USD 24–24), per Nexqual as of July 25, 2026 at 07:28 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 24 |
| High Target | USD 24 |
| Low Target | USD 24 |
| Buy / Hold / Sell | 1 / 0 / 0 |
Earnings (PDLB)
| Next Earnings Date | 2026-07-24 |
|---|---|
| EPS Estimate | USD 0.37 |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2025-12-31 | USD 0.42 vs est 0.28 ▲ beat |
| 2025-09-30 | USD 0.27 vs est 0.22 ▲ beat |
| 2025-06-30 | USD 0.25 vs est 0.17 ▲ beat |
Source: Nexqual, July 25, 2026 at 07:28 UTC.
Financials & Fundamentals (PDLB)
| Total Revenue | $109.18M |
|---|---|
| Revenue Growth (YoY) | +15.10% |
| Gross Margin | +0.00% |
| Operating Margin | +41.17% |
| Profit Margin | +28.73% |
| ROE | +5.89% |
| Total Cash | $117.50M |
| Total Debt | $600.53M |
Source: Nexqual, July 25, 2026 at 07:28 UTC.
Financial Health Score (PDLB)
Nexqual rates Ponce Financial Group, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:28 UTC.
| Growth | Strong — Revenue +15% YoY (latest Q) |
|---|---|
| Profitability | Weak — Pre-revenue or very early stage |
| Balance Sheet | Mixed — $117M cash vs $601M debt |
| Cash Flow | Solid — Operating cash flow $56M |
| Efficiency | Mixed — ROE 6%, ROA 1.0% |
Ownership (PDLB)
| Insider Ownership | +18.19% |
|---|---|
| Institutional Ownership | +49.28% |
| Shares Outstanding | 24.19M |
| Float | 18.93M |
| Short % of Float | +1.39% |
Source: Nexqual, July 25, 2026 at 07:28 UTC.
Leadership (PDLB)
Ponce Financial Group, Inc. is led by Carlos P. Naudon (age 74), President, CEO & Director, per Nexqual as of July 25, 2026 at 07:28 UTC.
| President, CEO & Director | Carlos P. Naudon (age 74) |
|---|---|
| Executive Chairman of the Board | Steven A. Tsavaris (age 75) |
| Executive VP & CFO | Sergio J. Vaccaro (age 48) |
| Executive VP & COO | Luis Gerardo Gonzalez (age 41) |
| Senior Vice President | Michael Lagoudis |
Major Backers & Investors (PDLB)
Notable institutional backers of Ponce Financial Group, Inc. include T. Rowe Price, M3F, Inc., -Price (T.Rowe) U.S. Small-Cap Value Equity Trust, according to Nexqual as of July 25, 2026 at 07:28 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 12.53% |
| M3F, Inc. | 8.28% |
| -Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 2.99% |
| Bank of America Corporation | 2.09% |
| Alliancebernstein L.P. | 1.19% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 9.31% |
| Vanguard Group | 7.12% |
| Dimensional Fund Advisors | 3.88% |
| Geode Capital | 1.92% |
| State Street | 1.4% |
Source: Nexqual, July 25, 2026 at 07:28 UTC.
From Ponce Financial Group, Inc.'s Latest SEC 10-K Filing (filed 2026-03-13)
Partnerships
- The Bank's primary deposit base includes a large and stable base of locally employed blue-collar workers with low-to-medium income, middle-aged, and with limited investment funds.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| PBFS | Pioneer Bancorp, Inc. | USD 17.74 | ▲ 2.19% |
| FNWB | First Northwest Bancorp | USD 11.95 | ▼ 0.75% |
| PCB | PCB Bancorp | USD 28.08 | ▼ 3.51% |
| WNEB | Western New England Bancorp, In | USD 14.25 | ▼ 0.63% |
| MVBF | MVB Financial Corp. | USD 29.1 | ▲ 0.62% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:28 UTC. This page is informational and not investment advice.