PulteGroup, Inc. (PHM) Stock Price & Analysis
PulteGroup, Inc. (PHM) closed at USD 119.48 on Thursday, October 22, 2026, up 5.84% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 112.89; the Oct 22, 2026 session ranged USD 109.46–119.73 on volume of 3,391,960 shares. Market capitalization is $22.76B, with a 52-week range of USD 107.16–144.5 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:16 UTC.
Also available as compact Markdown for AI agents: nexqual.com/PHM.md
Key facts (PHM)
- Last four reported quarters (through Jun 30, 2026): revenue $16.4B, net income $1.91B (11.6% margin), free cash flow $1.51B (SEC filings).
- Valuation: P/E 11.9x (avg 8.9x at the last 3 fiscal year-ends).
- 3 of 80 tracked superinvestors hold PHM (13F, Q2 2026): 0 new, 1 added, 2 reduced, 0 unchanged.
- Insider open-market sales, last ~7 months: 2 Form 4 filings, $1.3M; 2 not under a Rule 10b5-1 plan ($1.3M); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 2.39 on a 1–5 scale) (18 analysts), mean target USD 134.47 (range 100–162).
- Total return with dividends: 1Y -0.3% vs S&P 500 +14.9%; 5Y +151.9% vs S&P 500 +80.3%.
- Next earnings: 2026-10-22, EPS estimate USD 2.54, revenue estimate $4.30B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (PHM)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $13.7B | $16.0B | $16.1B | $17.9B | $17.3B | $16.4B |
| Net income | $1.95B | $2.62B | $2.60B | $3.08B | $2.22B | $1.91B |
| EPS (diluted) | $7.43 | $11.01 | $11.72 | $14.69 | $11.12 | — |
| Free cash flow | $931M | $556M | $2.10B | $1.56B | $1.75B | $1.51B |
| Net margin | 14.2% | 16.4% | 16.2% | 17.2% | 12.8% | 11.6% |
| Revenue growth | +24.5% | +16.5% | +0.4% | +11.7% | -3.5% | — |
| Cash + short-term investments | $1.78B | $1.05B | $1.81B | $1.61B | $1.98B | — |
| Total debt | $63.9M | $77.3M | $73.5M | $31.1M | $43.9M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (PHM)
P/E 11.9x · P/S 1.4x · P/FCF 15.0x · P/B 1.8x · FCF yield 6.65% · Earnings yield 8.38% · Dividend yield (paid, TTM) 0.83% · Buyback yield (TTM) 5.63%
P/E at fiscal year-ends: Dec 2025 10.5x, Dec 2024 7.4x, Dec 2023 8.8x.
Superinvestors (SEC 13F-HR, Q2 2026) (PHM)
3 of 80 tracked investors hold PHM. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Greenhaven Associates | 8.64% | $749M | Reduced -0.8% | |
| Third Avenue Management | 2.09% | $13.1M | Reduced -0.0% | |
| First Eagle Investment | First Eagle Investment Management | <0.01% | $649K | Added +56.1% |
Insider sales (SEC Form 4, open-market, last ~7 months) (PHM)
0 of 2 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-05-27 | Koart Matthew William | Exec. VP & COO | 7,457 | $895K | 21% | No | Too little history (no open-market trades in 2023–2025) |
| 2026-05-08 | Snyder Lila | Director | 3,339 | $391K | 48.5% | No | Too little history (no open-market trades in 2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (PHM)
Consensus Buy (mean 2.39 on a 1–5 scale), 18 analysts; mean target USD 134.47 (low 100, high 162).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-15 | Citigroup | Target lowered | Neutral | $134 → $122 |
| 2026-10-15 | RBC Capital | Target lowered | Sector Perform | $116 → $111 |
| 2026-10-06 | Barclays | Target lowered | Equal-Weight | $124 → $110 |
| 2026-10-01 | Morgan Stanley | Initiated | Equal-Weight | $128 |
| 2026-09-25 | Evercore ISI Group | Target lowered | Outperform | $162 → $154 |
| 2026-09-16 | Truist Securities | Target lowered | Buy | $145 → $136 |
| 2026-09-11 | Wells Fargo | Target lowered | Overweight | $150 → $145 |
| 2026-09-04 | StoneX | Initiated | Buy | $148 |
| 2026-08-24 | Wolfe Research | Upgrade | Peer Perform → Outperform | $129 |
| 2026-07-24 | Citigroup | Target lowered | Neutral | $138 → $134 |
| 2026-07-23 | RBC Capital | Target raised | Sector Perform | $115 → $116 |
| 2026-07-23 | Barclays | Target raised | Equal-Weight | $123 → $124 |
Total return (dividends reinvested) (PHM)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | -0.3% | +151.9% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | -0.3% | +20.2% |
| Volatility (annualized) | 33.1% | 33.5% |
| Max drawdown | -22.8% (Feb 2026→Oct 2026) | -36.3% (Oct 2024→Apr 2025) |
PHM revenue by business segment (quarter ended Sep 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Homebuilding | $3.87B | 97.3% | -10.1% |
| Financial Services | $107.0M | 2.7% | +3.7% |
| Total revenue | $3.97B | 100% | — |
PHM revenue by product line (quarter ended Sep 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Home sale revenues | $3.86B | 97.1% | -9.2% |
| Land sale and other revenues | $7.8M | 0.2% | -85.3% |
| Total revenue | $3.97B | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
PHM suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Pulte Mortgage | “A large majority of our customers finance their home purchases through mortgage loans, many through Pulte Mortgage.” |
| Customer | Centex | “Through our brands, which include Centex, Pulte Homes, Del Webb, DiVosta Homes, and John Wieland Homes and Neighborhoods, we offer a wide variety of home designs with varying levels of options and amenities to our major customer groups: first-time, move-up, and active adult.” |
Quoted from the company's 10-K filed Feb 4, 2026.
PHM analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $2.54 | $3.28 | -22.8% | $4.30B | 8 |
| Next quarter (ends Mar 2027) | $1.82 | $2.02 | -10.1% | $3.47B | 5 |
| Current fiscal year (ends Dec 2026) | $9.33 | $10.18 | -8.3% | $15.54B | 9 |
| Next fiscal year (ends Dec 2027) | $9.97 | $11.24 | -11.3% | $16.20B | 13 |
PHM options: expected move
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Oct 30, 2026 | 7 | 41.1% | ±5.1% |
| Nov 6, 2026 | 14 | 36.6% | ±6.5% |
| Nov 13, 2026 | 21 | 37.1% | ±7.3% |
| Nov 20, 2026 | 28 | 38.3% | ±8.6% |
| Nov 27, 2026 | 35 | 36.7% | ±9.2% |
| Dec 4, 2026 | 42 | 34.7% | ±9.5% |
| Dec 18, 2026 | 56 | 34.7% | ±11.0% |
| Jan 15, 2027 | 84 | 33.7% | ±13.0% |
30-day implied volatility 36.5% vs 32.3% realized over the last 30 trading days. Put/call ratio (volume) 0.3. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 09:16 UTC)
| Price | USD 119.48 |
|---|---|
| Change | ▲ 5.84% (up) |
| Previous Close | USD 112.89 |
| Open | USD 111.05 |
| Day Range | USD 109.46 – 119.73 |
| 52-Week Range | USD 107.16 – 144.5 |
| Volume | 3,391,960 shares |
| Market Cap | $22.76B |
| Exchange | NYQ |
Technical Analysis (PHM)
Nexqual's technical model rates PHM "NEUTRAL" based on 3 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 09:16 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 55.35 (neutral) |
| vs SMA50 | Below (USD 120.09) |
| MACD | -1.55 (negative) |
Analyst Ratings (PHM)
Wall Street analysts rate PHM "Buy" based on 18 analysts, with a mean price target of USD 134.47 (range USD 100–162), per Nexqual as of October 23, 2026 at 09:16 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 18 |
| Mean Target | USD 134.47 |
| High Target | USD 162 |
| Low Target | USD 100 |
| Buy / Hold / Sell | 10 / 7 / 1 |
Earnings (PHM)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 2.53 |
| Revenue Estimate | $4.30B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 2.53 vs est 2.62 ▼ miss |
| 2026-06-30 | USD 2.48 vs est 2.36 ▲ beat |
| 2026-03-31 | USD 1.79 vs est 1.81 ▼ miss |
| 2025-12-31 | USD 2.56 vs est 2.83 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:16 UTC.
Financials & Fundamentals (PHM)
| Total Revenue | $16.41B |
|---|---|
| Revenue Growth (latest quarter, YoY) | -9.60% |
| Gross Margin | +25.56% |
| Operating Margin | +15.69% |
| Profit Margin | +11.62% |
| ROE | +14.90% |
| Debt / Equity | 0.19 |
| Current Ratio | 7.27 |
| Total Cash | $1.34B |
| Total Debt | $2.48B |
| Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K) | $1.51B (9.2% of revenue) |
Source: Nexqual, October 23, 2026 at 09:16 UTC.
Financial Health Score (PHM)
Nexqual rates PulteGroup, Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:16 UTC.
| Growth | Weak — Revenue -4% YoY (annual), declining |
|---|---|
| Profitability | Solid — Gross margin 26%, operating 16% (last 12 months) |
| Balance Sheet | Strong — $1.98B cash and investments vs $44M debt (Dec 2025, SEC), net cash |
| Cash Flow | Solid — FCF $1.51B (last 4 quarters to Jun 2026, SEC), 9% margin |
| Efficiency | Mixed — ROE 15%, ROA 9.2% |
Ownership (PHM)
| Insider Ownership | +0.67% |
|---|---|
| Institutional Ownership | +97.87% |
| Shares Outstanding | 190.49M |
| Float | 186.00M |
| Short % of Float | +5.74% |
Source: Nexqual, October 23, 2026 at 09:16 UTC.
Leadership (PHM)
PulteGroup, Inc. is led by Ryan R. Marshall, President, CEO & Director, per Nexqual as of October 23, 2026 at 09:16 UTC.
| President, CEO & Director | Ryan R. Marshall |
|---|---|
| Executive VP & CFO | James L. Ossowski |
| Executive VP & COO | Matthew W. Koart |
| Vice President of Investor Relations | James P. Zeumer |
| Vice President of Compliance | Lisa Johnson Sharp |
Major Backers & Investors (PHM)
Notable institutional backers of PulteGroup, Inc. include Franklin Resources, Inc., PUTNAM LARGE CAP VALUE FUND, FMR, LLC, according to Nexqual as of October 23, 2026 at 09:16 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Franklin Resources, Inc. | 8.3% |
| PUTNAM LARGE CAP VALUE FUND | 3.84% |
| FMR, LLC | 3.22% |
| Greenhaven Associates, Inc. | 2.91% |
| NORGES BANK | 2.32% |
| Price (T.Rowe) Associates Inc | 1.91% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 11% |
| BlackRock | 9.99% |
| State Street | 4.89% |
| Geode Capital | 2.81% |
Source: Nexqual, October 23, 2026 at 09:16 UTC.
Legal & Regulatory Risks from PulteGroup, Inc.'s Latest 10-K (filed 2026-02-04)
- Government regulations could increase the cost and limit the availability of our development and homebuilding projects or affect our related Financial Services operations and adversely affect our business or financial results.
- The impact of climate change or other governmental regulation may adversely impact our business.
- We are subject to claims related to mortgage loans we sold in the secondary mortgage market that may be significant.
Source: SEC EDGAR 10-K, Item 1A, official filing.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| LEN | Lennar Corporation | USD 84.45 | ▲ 8.69% |
| NVR | NVR, Inc. | USD 6,110.63 | ▲ 3.57% |
| TOL | Toll Brothers, Inc. | USD 141.08 | ▲ 4.47% |
| DHI | D.R. Horton, Inc. | USD 147.66 | ▲ 6.25% |
| IBP | Installed Building Products, In | USD 198.13 | ▲ 5.46% |
| SKY | Champion Homes, Inc. | USD 79.72 | ▲ 5.27% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:16 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt