Plumas Bancorp (PLBC) Stock Price & Analysis

Plumas Bancorp (PLBC) closed at USD 63.2 on Friday, October 23, 2026, down 0.46% on the day. The US market is currently closed; this is not a live price.

The prior close was USD 63.49; the Oct 23, 2026 session ranged USD 63–63.58 on volume of 55,820 shares. Market capitalization is $438.86M, with a 52-week range of USD 39.8–64.3 (NCM). Source: Nexqual, retrieved October 24, 2026 at 06:57 UTC.

Also available as compact Markdown for AI agents: nexqual.com/PLBC.md

Key facts (PLBC)

• Last four reported quarters (through Jun 30, 2026): revenue $113M, net income $35.8M (31.7% margin) (SEC filings).
• Valuation: P/E 12.2x (avg 9.3x at the last 3 fiscal year-ends).
• Insider open-market sales, last ~7 months: 1 Form 4 filings, $74K; 1 not under a Rule 10b5-1 plan ($74K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Insider open-market purchases, last ~7 months: 2 Form 4 filings, $26K; 0 by opportunistic insiders, 0 by routine insiders.
• Analysts: Strong Buy (mean 1.33 on a 1–5 scale) (3 analysts), mean target USD 70 (range 67–73).
• Total return with dividends: 1Y +56.0% vs S&P 500 +13.4%; 5Y +92.8% vs S&P 500 +76.9%.
• Next earnings: 2027-01-20, EPS estimate USD 1.52, revenue estimate $29.3M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (PLBC)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (PLBC)

P/E 12.2x · P/S 3.9x · P/FCF 13.8x · P/B 1.6x · FCF yield 7.23% · Earnings yield 8.17% · Dividend yield (paid, TTM) 2.00%

P/E at fiscal year-ends: Dec 2025 9.8x, Dec 2024 9.9x, Dec 2023 8.2x.

Insider sales (SEC Form 4, open-market, last ~7 months) (PLBC)

0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Insider purchases (SEC Form 4, open-market, last ~7 months) (PLBC)

2 purchases, $26K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.

Analysts (PLBC)

Consensus Strong Buy (mean 1.33 on a 1–5 scale), 3 analysts; mean target USD 70 (low 67, high 73).

Rating changes, last 120 days:

Total return (dividends reinvested) (PLBC)

PLBC analyst estimates and revisions

Key Statistics (as of October 24, 2026 at 06:57 UTC)

Technical Analysis (PLBC)

Nexqual's technical model rates PLBC "STRONG BUY" based on 5 bullish and 0 bearish signals across 127 daily candles, as of October 24, 2026 at 06:57 UTC.

Analyst Ratings (PLBC)

Wall Street analysts rate PLBC "Strong Buy" based on 3 analysts, with a mean price target of USD 70 (range USD 67–73), per Nexqual as of October 24, 2026 at 06:57 UTC.

Earnings (PLBC)

Recent Earnings History

Source: Nexqual, October 24, 2026 at 06:57 UTC.

Financials & Fundamentals (PLBC)

Source: Nexqual, October 24, 2026 at 06:57 UTC.

Financial Health Score (PLBC)

Nexqual rates Plumas Bancorp's overall financial health "Strong" across five dimensions, as of October 24, 2026 at 06:57 UTC.

Ownership (PLBC)

Source: Nexqual, October 24, 2026 at 06:57 UTC.

Leadership (PLBC)

Plumas Bancorp is led by Andrew J. Ryback, President, CEO & Director, per Nexqual as of October 24, 2026 at 06:57 UTC.

Major Backers & Investors (PLBC)

Notable institutional backers of Plumas Bancorp include Fidelity, Siena Capital Partners GP, LLC, Manufacturers Life Insurance Co., according to Nexqual as of October 24, 2026 at 06:57 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 24, 2026 at 06:57 UTC.

From Plumas Bancorp's Latest SEC 10-K Filing (filed 2026-03-19)

Key Strengths & Strategy (as disclosed to the SEC)

• At December 31, 2025, the Bank had approximately $2.2 billion in assets, $1.5 billion in net loans and $1.8 billion in deposits (including deposits of $9.4 million from the Company), other liabilities of $146 million and shareholders' equity of $273 million.

Partnerships

• Under federal law, the Company, the Bank and their institution-affiliated parties may be the subject of potential enforcement actions by the federal banking regulators for unsafe and unsound practices in conducting their businesses, or for violations of any law, rule or regulation or provision, any consent order with any agency, any condition imposed in writing by the agency or any written agreement with the agency.
• On February 2, 2026, the Company announced that the Board of Directors had approved a stock repurchase program authorizing the Company to repurchase up to $25 million of its common stock through the fourth quarter of 2026.

Legal & Regulatory Risks (Item 1A, quoted)

• We are subject to extensive regulation and may face regulatory enforcement actions, incur fines, penalties and other negative consequences from regulatory violations.
• Regulatory policies regarding loans secured by commercial real estate could limit our ability to leverage our capital and adversely affect our growth and profitability.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 06:57 UTC. This page is informational and not investment advice.

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