Regions Financial Corporation (RF) Stock Price & Analysis
Regions Financial Corporation (RF) closed at USD 28.4 on Thursday, October 22, 2026, up 1.25% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 28.05; the Oct 22, 2026 session ranged USD 27.86–28.51 on volume of 8,990,620 shares. Market capitalization is $24.19B, with a 52-week range of USD 23.59–32.47 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:25 UTC.
Also available as compact Markdown for AI agents: nexqual.com/RF.md
Key facts (RF)
- Last four reported quarters (through Jun 30, 2026): revenue $7.62B, net income $2.23B (29.3% margin) (SEC filings).
- Valuation: P/E 10.8x (avg 10.5x at the last 3 fiscal year-ends).
- 2 of 80 tracked superinvestors hold RF (13F, Q2 2026): 1 new, 0 added, 0 reduced, 1 unchanged.
- Analysts: Hold (mean 2.78 on a 1–5 scale) (23 analysts), mean target USD 31.14 (range 27–35).
- Total return with dividends: 1Y +22.6% vs S&P 500 +14.9%; 5Y +45.0% vs S&P 500 +80.3%.
- Next earnings: 2026-10-16, EPS estimate USD 0.69, revenue estimate $2.02B.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (RF)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $6.44B | $7.21B | $7.58B | $7.08B | $7.53B | $7.62B |
| Operating income | $46.0M | $56.0M | $212M | $95.0M | $53.0M | — |
| Net income | $2.52B | $2.25B | $2.07B | $1.89B | $2.16B | $2.23B |
| EPS (diluted) | $2.49 | $2.28 | $2.11 | $1.93 | $2.30 | — |
| Operating margin | 0.7% | 0.8% | 2.8% | 1.3% | 0.7% | — |
| Net margin | 39.2% | 31.1% | 27.4% | 26.7% | 28.6% | 29.3% |
| Revenue growth | +2.4% | +12.1% | +5.0% | -6.5% | +6.3% | — |
| Cash + short-term investments | $29.4B | $11.2B | $6.80B | $10.7B | $10.9B | — |
| Total debt | $2.41B | $2.28B | $2.33B | $6.49B | $4.88B | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (RF)
P/E 10.8x · P/S 3.2x · P/B 1.3x · Earnings yield 9.23% · Dividend yield (paid, TTM) 3.79% · Buyback yield (TTM) 4.72%
P/E at fiscal year-ends: Dec 2025 11.3x, Dec 2024 11.4x, Dec 2023 8.8x.
Superinvestors (SEC 13F-HR, Q2 2026) (RF)
2 of 80 tracked investors hold RF. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Richard Pzena | Pzena Investment Management | 0.16% | $55.6M | Unchanged |
| Mairs & Power | Mairs & Power Funds | <0.01% | $211K | New position |
Analysts (RF)
Consensus Hold (mean 2.78 on a 1–5 scale), 23 analysts; mean target USD 31.14 (low 27, high 35).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-21 | Citigroup | Target lowered | Buy | $36 → $32 |
| 2026-10-21 | Cantor Fitzgerald | Reiterated | Overweight | $32 |
| 2026-10-20 | Truist Securities | Target lowered | Hold | $31 → $30 |
| 2026-10-19 | DA Davidson | Target lowered | Neutral | $32 → $31 |
| 2026-10-19 | RBC Capital | Target lowered | Outperform | $34 → $32 |
| 2026-10-19 | Stephens & Co. | Target lowered | Equal-Weight | $32 → $30 |
| 2026-10-14 | Cantor Fitzgerald | Target lowered | Overweight | $35 → $32 |
| 2026-10-05 | UBS | Target lowered | Neutral | $33 → $30 |
| 2026-10-02 | JP Morgan | Target lowered | Neutral | $32 → $30.5 |
| 2026-10-01 | Evercore ISI Group | Target lowered | Underperform | $31 → $27 |
| 2026-09-28 | Morgan Stanley | Target lowered | Equal-Weight | $36 → $35 |
| 2026-09-23 | Truist Securities | Target lowered | Hold | $34 → $31 |
Total return (dividends reinvested) (RF)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +22.6% | +45.0% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +22.7% | +7.7% |
| Volatility (annualized) | 23.1% | 31.1% |
| Max drawdown | -18.4% (Feb 2026→Mar 2026) | -41.0% (Jan 2022→Oct 2023) |
RF analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $0.69 | $0.68 | +0.5% | $2.02B | 15 |
| Next quarter (ends Mar 2027) | $0.67 | $0.67 | -0.2% | $1.99B | 11 |
| Current fiscal year (ends Dec 2026) | $2.71 | $2.63 | +3.2% | $7.83B | 14 |
| Next fiscal year (ends Dec 2027) | $2.85 | $2.85 | +0.0% | $8.23B | 17 |
RF options: expected move
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 23.2% | ±5.4% |
| Dec 18, 2026 | 56 | 24.3% | ±7.8% |
| Jan 15, 2027 | 84 | 24.9% | ±9.6% |
| Feb 19, 2027 | 119 | 25.7% | ±11.7% |
| Mar 19, 2027 | 147 | 27.1% | ±13.7% |
| May 21, 2027 | 210 | 26.8% | ±16.0% |
| Jun 17, 2027 | 237 | 28.0% | ±17.7% |
| Sep 17, 2027 | 329 | 27.6% | ±20.2% |
30-day implied volatility 23.2% vs 21.1% realized over the last 30 trading days. Put/call ratio (volume) 0.97. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 09:25 UTC)
| Price | USD 28.4 |
|---|---|
| Change | ▲ 1.25% (up) |
| Previous Close | USD 28.05 |
| Open | USD 27.96 |
| Day Range | USD 27.86 – 28.51 |
| 52-Week Range | USD 23.59 – 32.47 |
| Volume | 8,990,620 shares |
| Market Cap | $24.19B |
| Exchange | NYQ |
Technical Analysis (RF)
Nexqual's technical model rates RF "SELL" based on 2 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 09:25 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 54.64 (neutral) |
| vs SMA50 | Below (USD 28.85) |
| MACD | -0.22 (negative) |
Analyst Ratings (RF)
Wall Street analysts rate RF "Hold" based on 23 analysts, with a mean price target of USD 31.14 (range USD 27–35), per Nexqual as of October 23, 2026 at 09:25 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 23 |
| Mean Target | USD 31.14 |
| High Target | USD 35 |
| Low Target | USD 27 |
| Buy / Hold / Sell | 7 / 13 / 3 |
Earnings (RF)
| Next Earnings Date | 2026-10-16 |
|---|---|
| EPS Estimate | USD 0.69 |
| Revenue Estimate | $2.02B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 0.73 vs est 0.66 ▲ beat |
| 2026-06-30 | USD 0.68 vs est 0.63 ▲ beat |
| 2026-03-31 | USD 0.62 vs est 0.59 ▲ beat |
| 2025-12-31 | USD 0.57 vs est 0.61 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Financials & Fundamentals (RF)
| Total Revenue | $7.33B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +5.20% |
| Gross Margin | +0.00% |
| Operating Margin | +41.31% |
| Profit Margin | +31.29% |
| ROE | +12.38% |
| Total Cash | $10.33B |
| Total Debt | $10.48B |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Financial Health Score (RF)
Nexqual rates Regions Financial Corporation's overall financial health "Solid" across five dimensions, as of October 23, 2026 at 09:25 UTC.
| Growth | Solid — Revenue +6% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 27% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: National Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: National Commercial Banks) |
| Efficiency | Mixed — ROE 12%, ROA 1.4% |
Ownership (RF)
| Insider Ownership | +0.27% |
|---|---|
| Institutional Ownership | +87.49% |
| Shares Outstanding | 851.93M |
| Float | 846.03M |
| Short % of Float | +9.85% |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Leadership (RF)
Regions Financial Corporation is led by John M. Turner, President, CEO & Chairman, per Nexqual as of October 23, 2026 at 09:25 UTC.
| President, CEO & Chairman | John M. Turner |
|---|---|
| Senior Executive VP & CFO | Anil D. Chadha |
Major Backers & Investors (RF)
Notable institutional backers of Regions Financial Corporation include Charles Schwab Investment Management, Inc., Wellington Management, Charles Schwab, according to Nexqual as of October 23, 2026 at 09:25 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Charles Schwab Investment Management, Inc. | 3.26% |
| Wellington Management | 2.46% |
| Charles Schwab | 2.43% |
| First Trust Advisors LP | 2.18% |
| Invesco | 2.18% |
| JPMorgan | 2.11% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 11.22% |
| BlackRock | 9.55% |
| State Street | 5.95% |
| Geode Capital | 2.83% |
Source: Nexqual, October 23, 2026 at 09:25 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:25 UTC. This page is informational and not investment advice.
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