Seacoast Banking Corporation of Florida (SBCF) Stock Price & Analysis
Seacoast Banking Corporation of Florida (SBCF) closed at USD 33.65 on Thursday, October 22, 2026, up 2.72% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 32.76; the Oct 22, 2026 session ranged USD 32.5–33.66 on volume of 892,009 shares. Market capitalization is $3.26B, with a 52-week range of USD 28.69–36.27 (NMS). Source: Nexqual, retrieved October 23, 2026 at 09:27 UTC.
Also available as compact Markdown for AI agents: nexqual.com/SBCF.md
Key facts (SBCF)
- Last four reported quarters (through Jun 30, 2026): revenue $733M, net income $162M (22.1% margin) (SEC filings).
- Valuation: P/E 20.1x (avg 20.6x at the last 3 fiscal year-ends).
- 1 of 80 tracked superinvestors hold SBCF (13F, Q2 2026): 0 new, 1 added, 0 reduced, 0 unchanged.
- Analysts: Buy (mean 2.33 on a 1–5 scale) (6 analysts), mean target USD 36.71 (range 35.5–38.75).
- Total return with dividends: 1Y +14.4% vs S&P 500 +14.9%; 5Y +3.7% vs S&P 500 +80.3%.
- Next earnings: 2026-10-27, EPS estimate USD 0.65, revenue estimate $217M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (SBCF)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $347M | $432M | $567M | $515M | $653M | $733M |
| Net income | $124M | $107M | $104M | $121M | $145M | $162M |
| EPS (diluted) | $2.18 | $1.66 | $1.23 | $1.42 | $1.57 | — |
| Net margin | 35.9% | 24.6% | 18.3% | 23.5% | 22.2% | 22.1% |
| Revenue growth | +6.9% | +24.7% | +31.3% | -9.2% | +26.6% | — |
| Cash + short-term investments | $738M | $202M | $447M | $477M | $389M | — |
| Total debt | — | $84.5M | $106M | $107M | $113M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (SBCF)
P/E 20.1x · P/S 4.5x · P/B 1.2x · Earnings yield 4.98% · Buyback yield (TTM) 1.02%
P/E at fiscal year-ends: Dec 2025 19.3x, Dec 2024 19.4x, Dec 2023 23.1x.
Superinvestors (SEC 13F-HR, Q2 2026) (SBCF)
1 of 80 tracked investors hold SBCF. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| First Eagle Investment | First Eagle Investment Management | 0.04% | $21.5M | Added +28.2% |
Analysts (SBCF)
Consensus Buy (mean 2.33 on a 1–5 scale), 6 analysts; mean target USD 36.71 (low 35.5, high 38.75).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-13 | Raymond James | Target lowered | Outperform | $37 → $36 |
| 2026-07-30 | Piper Sandler | Target raised | Neutral | $34 → $35.5 |
Total return (dividends reinvested) (SBCF)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +14.4% | +3.7% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +14.4% | +0.7% |
| Volatility (annualized) | 24.1% | 29.8% |
| Max drawdown | -16.3% (Feb 2026→Mar 2026) | -49.9% (Jan 2022→May 2023) |
SBCF analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.65 | $0.64 | +2.7% | $216.6M | 5 |
| Next quarter (ends Dec 2026) | $0.67 | $0.65 | +2.3% | $219.6M | 4 |
| Current fiscal year (ends Dec 2026) | $2.53 | $2.51 | +0.8% | $851.4M | 6 |
| Next fiscal year (ends Dec 2027) | $2.76 | $2.71 | +1.7% | $902.5M | 5 |
Key Statistics (as of October 23, 2026 at 09:27 UTC)
| Price | USD 33.65 |
|---|---|
| Change | ▲ 2.72% (up) |
| Previous Close | USD 32.76 |
| Open | USD 32.91 |
| Day Range | USD 32.5 – 33.66 |
| 52-Week Range | USD 28.69 – 36.27 |
| Volume | 892,009 shares |
| Market Cap | $3.26B |
| Exchange | NMS |
Technical Analysis (SBCF)
Nexqual's technical model rates SBCF "NEUTRAL" based on 4 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 09:27 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 58.69 (neutral) |
| vs SMA50 | Above (USD 33.46) |
| MACD | -0.14 (negative) |
Analyst Ratings (SBCF)
Wall Street analysts rate SBCF "Buy" based on 6 analysts, with a mean price target of USD 36.71 (range USD 35.5–38.75), per Nexqual as of October 23, 2026 at 09:27 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 36.71 |
| High Target | USD 38.75 |
| Low Target | USD 35.5 |
| Buy / Hold / Sell | 2 / 4 / 0 |
Earnings (SBCF)
| Next Earnings Date | 2026-10-27 |
|---|---|
| EPS Estimate | USD 0.65 |
| Revenue Estimate | $216.62M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.61 vs est 0.6 ▲ beat |
| 2026-03-31 | USD 0.62 vs est 0.58 ▲ beat |
| 2025-12-31 | USD 0.44 vs est 0.5 ▼ miss |
| 2025-09-30 | USD 0.52 vs est 0.46 ▲ beat |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Financials & Fundamentals (SBCF)
| Total Revenue | $682.18M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +38.30% |
| Gross Margin | +0.00% |
| Operating Margin | +48.81% |
| Profit Margin | +23.77% |
| ROE | +6.07% |
| Total Cash | $456.85M |
| Total Debt | $1.32B |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Financial Health Score (SBCF)
Nexqual rates Seacoast Banking Corporation of Florida's overall financial health "Solid" across five dimensions, as of October 23, 2026 at 09:27 UTC.
| Growth | Strong — Revenue +25% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 22% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 6%, ROA 0.9% |
Ownership (SBCF)
| Insider Ownership | +1.32% |
|---|---|
| Institutional Ownership | +93.74% |
| Shares Outstanding | 96.82M |
| Float | 94.40M |
| Short % of Float | +6.25% |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Leadership (SBCF)
Seacoast Banking Corporation of Florida is led by Charles M. Shaffer, Chairman, President & CEO, per Nexqual as of October 23, 2026 at 09:27 UTC.
| Chairman, President & CEO | Charles M. Shaffer |
|---|---|
| Executive VP & CFO | Tracey L. Dexter |
| Executive VP & COO | Juliette P. Kleffel |
| Executive VP & Chief Marketing Officer | Amanda Lopez |
Major Backers & Investors (SBCF)
Notable institutional backers of Seacoast Banking Corporation of Florida include North Reef Capital Management LP, Wellington Management, Franklin Resources, Inc., according to Nexqual as of October 23, 2026 at 09:27 UTC.
Active Investors
| Investor | Stake |
|---|---|
| North Reef Capital Management LP | 4.93% |
| Wellington Management | 4.63% |
| Franklin Resources, Inc. | 3.36% |
| Nomura Asset Management International Inc | 2.93% |
| Franklin Value Investors Trust-FRANKLIN SMALL CAP VALUE FUND | 1.67% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 14.44% |
| Vanguard Group | 6.83% |
| State Street | 5.73% |
| Dimensional Fund Advisors | 3.73% |
| Geode Capital | 2.69% |
Source: Nexqual, October 23, 2026 at 09:27 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:27 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt