Southside Bancshares, Inc. (SBSI) Stock Price & Analysis
Southside Bancshares, Inc. (SBSI) closed at USD 31.63 on Thursday, October 22, 2026, up 2.73% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 31.63; the Oct 22, 2026 session ranged USD 31.06–31.89 on volume of 122,456 shares. Market capitalization is —, with a 52-week range of USD 26.98–36.2 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:50 UTC.
Also available as compact Markdown for AI agents: nexqual.com/SBSI.md
Key facts (SBSI)
- Last four reported quarters (through Jun 30, 2026): revenue $248M, net income $76.0M (30.6% margin) (SEC filings).
- 1 of 80 tracked superinvestors hold SBSI (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Total return with dividends: 1Y +20.0% vs S&P 500 +14.9%; 5Y +1.1% vs S&P 500 +80.3%.
- Next earnings: 2026-10-29, EPS estimate USD 0.79, revenue estimate $72.7M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (SBSI)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $239M | $253M | $251M | $258M | $237M | $248M |
| Net income | $113M | $105M | $86.7M | $88.5M | $69.2M | $76.0M |
| EPS (diluted) | $3.47 | $3.26 | $2.82 | $2.91 | $2.29 | — |
| Free cash flow | $148M | $217M | $73.0M | $90.7M | $73.5M | $126M |
| Net margin | 47.5% | 41.5% | 34.6% | 34.3% | 29.2% | 30.6% |
| Revenue growth | +0.8% | +6.0% | -0.9% | +2.8% | -8.1% | — |
| Cash + short-term investments | $202M | $199M | $561M | $426M | $390M | — |
| Total debt | $159M | $159M | $154M | $152M | $300M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (SBSI)
P/E at fiscal year-ends: Dec 2025 13.3x, Dec 2024 10.9x, Dec 2023 11.1x.
Superinvestors (SEC 13F-HR, Q2 2026) (SBSI)
1 of 80 tracked investors hold SBSI. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Third Avenue Management | 0.66% | $4.1M | Unchanged |
Analysts (SBSI)
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-03 | Keefe, Bruyette & Woods | Target lowered | Market Perform | $37 → $35 |
| 2026-07-27 | Piper Sandler | Target lowered | Neutral | $37 → $33 |
Total return (dividends reinvested) (SBSI)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +20.0% | +1.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +20.1% | +0.2% |
| Volatility (annualized) | 21.9% | 25.3% |
| Max drawdown | -14.9% (Jul 2026→Sep 2026) | -39.1% (Jan 2022→Jul 2023) |
SBSI company outlook (results filed Jul 24, 2026)
- “Although linked quarter loan growth was modest at $3.4 million, we had strong production during the quarter and expect to meet our mid-single digit loan growth for the year." Operating Results for the Three Months Ended June 30, 2026 Net income was $26.8 million for the three months ended June 30, 2026, compared to $21.8 million for the same period in 2025, an increase of $5.0 million, or 23.0%.”
Quoted word-for-word from the SEC 8-K results press release.
SBSI analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.79 | $0.87 | -8.8% | $72.7M | 5 |
| Next quarter (ends Dec 2026) | $0.81 | $0.87 | -7.9% | $73.6M | 4 |
| Current fiscal year (ends Dec 2026) | $3.28 | $3.41 | -3.7% | $291.3M | 5 |
| Next fiscal year (ends Dec 2027) | $3.24 | $3.48 | -6.9% | $300.4M | 5 |
SBSI options: expected move
Options price a move of about ±12.6% (±$3.98) by Nov 20, 2026, which includes earnings on Oct 29, 2026. Over the last 8 reports the stock moved ±2.5% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 68.1% | ±12.6% |
| Feb 19, 2027 | 119 | 35.7% | ±13.7% |
| May 21, 2027 | 210 | 31.5% | ±18.7% |
30-day implied volatility 30.8% vs 15.5% realized over the last 30 trading days. Put/call ratio (volume) —. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 09:50 UTC)
| Price | USD 31.63 |
|---|---|
| Change | ▲ 2.73% (up) |
| Previous Close | USD 31.63 |
| Open | USD 31.63 |
| Day Range | USD 31.06 – 31.89 |
| 52-Week Range | USD 26.98 – 36.2 |
| Volume | 122,456 shares |
| Market Cap | — |
| Exchange | NYQ |
Technical Analysis (SBSI)
Nexqual's technical model rates SBSI "NEUTRAL" based on 4 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 09:50 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 57.27 (neutral) |
| vs SMA50 | Above (USD 31.4) |
| MACD | -0.13 (negative) |
Earnings (SBSI)
| Next Earnings Date | 2026-10-29 |
|---|---|
| EPS Estimate | USD 0.79 |
| Revenue Estimate | $72.67M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.91 vs est 0.86 ▲ beat |
| 2026-03-31 | USD 0.76 vs est 0.76 ▼ miss |
| 2025-12-31 | USD 0.51 vs est 0.79 ▼ miss |
| 2025-09-30 | USD -0.62 vs est 0.72 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:50 UTC.
Financials & Fundamentals (SBSI)
| Total Revenue | $245.01M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +8.30% |
| Gross Margin | +0.00% |
| Operating Margin | +47.23% |
| Profit Margin | +31.02% |
| ROE | +8.99% |
| Total Cash | $400.86M |
| Total Debt | $1.65B |
Source: Nexqual, October 23, 2026 at 09:50 UTC.
Ownership (SBSI)
| Insider Ownership | +4.61% |
|---|---|
| Institutional Ownership | +58.73% |
| Shares Outstanding | 29.81M |
| Float | 28.19M |
| Short % of Float | +4.02% |
Source: Nexqual, October 23, 2026 at 09:50 UTC.
From Southside Bancshares, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject or may become subject to extensive government regulation and supervision.
- We may become subject to increased regulatory capital requirements.
- Changes in accounting and tax rules applicable to banks could adversely affect our financial condition and results of operations.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:50 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt