Southern Missouri Bancorp, Inc. (SMBC) Stock Price & Analysis
Southern Missouri Bancorp, Inc. (SMBC) fell 0.12% to USD 77.63 as of July 25, 2026 at 15:02 UTC, according to Nexqual real-time market data.
SMBC last closed at USD 77.72; the session ranged USD 77.53–79.13 on volume of 109,128 shares. Market capitalization is $855.14M, with a 52-week range of USD 47.6–79.13 (NGM). Source: Nexqual, July 25, 2026 at 15:02 UTC.
Key Statistics (as of July 25, 2026 at 15:02 UTC)
| Price | USD 77.63 |
|---|---|
| Change | ▼ 0.12% (down) |
| Previous Close | USD 77.72 |
| Open | USD 78.13 |
| Day Range | USD 77.53 – 79.13 |
| 52-Week Range | USD 47.6 – 79.13 |
| Volume | 109,128 shares |
| Market Cap | $855.14M |
| Exchange | NGM |
Technical Analysis (SMBC)
Nexqual's technical model rates SMBC "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 15:02 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 62.89 (neutral) |
| vs SMA50 | Above (USD 72.53) |
| MACD | 1.24 (positive) |
Analyst Ratings (SMBC)
Wall Street analysts rate SMBC "Buy" based on 3 analysts, with a mean price target of USD 79.67 (range USD 75–85), per Nexqual as of July 25, 2026 at 15:02 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 79.67 |
| High Target | USD 85 |
| Low Target | USD 75 |
| Buy / Hold / Sell | 1 / 2 / 0 |
Earnings (SMBC)
| Next Earnings Date | 2026-10-21 |
|---|---|
| EPS Estimate | USD 1.65 |
| Revenue Estimate | $51.93M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.83 vs est 1.52 ▲ beat |
| 2026-03-31 | USD 1.6 vs est 1.52 ▲ beat |
| 2025-12-31 | USD 1.62 vs est 1.54 ▲ beat |
| 2025-09-30 | USD 1.38 vs est 1.31 ▲ beat |
Source: Nexqual, July 25, 2026 at 15:02 UTC.
Financials & Fundamentals (SMBC)
| Total Revenue | $185.73M |
|---|---|
| Revenue Growth (YoY) | +7.70% |
| Gross Margin | +0.00% |
| Operating Margin | +49.93% |
| Profit Margin | +36.26% |
| ROE | +12.22% |
| Total Cash | $90.97M |
| Total Debt | $166.19M |
Source: Nexqual, July 25, 2026 at 15:02 UTC.
Financial Health Score (SMBC)
Nexqual rates Southern Missouri Bancorp, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 15:02 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $91M cash vs $166M debt |
| Cash Flow | Solid — Operating cash flow $94M |
| Efficiency | Mixed — ROE 12%, ROA 1.3% |
Ownership (SMBC)
| Insider Ownership | +14.57% |
|---|---|
| Institutional Ownership | +55.02% |
| Shares Outstanding | 11.02M |
| Float | 9.29M |
| Short % of Float | +2.80% |
Source: Nexqual, July 25, 2026 at 15:02 UTC.
Leadership (SMBC)
Southern Missouri Bancorp, Inc. is led by Greg A. Steffens (age 58), Chairman & CEO, per Nexqual as of July 25, 2026 at 15:02 UTC.
| Chairman & CEO | Greg A. Steffens (age 58) |
|---|---|
| President & Chief Administrative Officer | Matthew T. Funke (age 49) |
| Executive VP & Chief Financial Officer | Stefan Chkautovich (age 39) |
| Executive Vice President & Regional President | Justin G. Cox (age 44) |
| Market Chairman & Director | Daniel L. Jones (age 59) |
Major Backers & Investors (SMBC)
Notable institutional backers of Southern Missouri Bancorp, Inc. include American Century Companies Inc, Manufacturers Life Insurance Co., Raffles Associates Lp, according to Nexqual as of July 25, 2026 at 15:02 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 5.53% |
| Manufacturers Life Insurance Co. | 2.17% |
| Raffles Associates Lp | 2.02% |
| John Hancock Investment Trust II-Regional Bank Fund | 2.01% |
| FJ Capital Management LLC | 1.84% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.26% |
| Vanguard Group | 7.75% |
| Dimensional Fund Advisors | 4% |
| State Street | 3.7% |
| Geode Capital | 2.14% |
Source: Nexqual, July 25, 2026 at 15:02 UTC.
From Southern Missouri Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2025-09-11)
Key Strengths & Strategy (as disclosed to the SEC)
- Southern Missouri Bancorp, Inc. operates as the bank holding company for Southern Bank that provides banking and financial services to individuals and corporate customers in the United States.
- The company offers deposits products, including interest-bearing and noninterest-bearing transaction accounts, money market deposit accounts, saving accounts, certificates of deposit, and retirement savings plans.
- It also provides loans secured by mortgages on one- to four-family residences and commercial and agricultural real estate; construction loans on residential and commercial properties; commercial and agricultural business loans; and consumer loans.
- In addition, the company offers fiduciary and investment management services; commercial and consumer insurance products; and debit or credit cards.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SFST | Southern First Bancshares, Inc. | USD 61.49 | ▲ 1.91% |
| HBCP | Home Bancorp, Inc. | USD 70.21 | ▲ 1.34% |
| TSBK | Timberland Bancorp, Inc. | USD 43.8 | ▲ 1.04% |
| SHBI | Shore Bancshares, Inc. | USD 23.61 | ▲ 3.24% |
| SMBK | SmartFinancial, Inc. | USD 50.01 | ▲ 3.11% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 15:02 UTC. This page is informational and not investment advice.