Southern First Bancshares Inc (SFST) Stock Price & Analysis
Southern First Bancshares Inc (SFST) rose 0.50% to USD 60.01 as of June 10, 2026 at 03:40 UTC, according to Nexqual real-time market data.
SFST last closed at USD 59.71; the session ranged USD 59.87–61.5 on volume of 140,525 shares. Market capitalization is $567.40M, with a 52-week range of USD 34.8–62 (NGM). Source: Nexqual, June 10, 2026 at 03:40 UTC.
Key Statistics (as of June 10, 2026 at 03:40 UTC)
| Price | USD 60.01 |
|---|---|
| Change | ▲ 0.50% (up) |
| Previous Close | USD 59.71 |
| Open | USD 59.87 |
| Day Range | USD 59.87 – 61.5 |
| 52-Week Range | USD 34.8 – 62 |
| Volume | 140,525 shares |
| Market Cap | $567.40M |
| Exchange | NGM |
Technical Analysis (SFST)
Nexqual's technical model rates SFST "BUY" based on 5 bullish and 1 bearish signals across 124 daily candles, as of June 10, 2026 at 03:40 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 64.42 (neutral) |
| vs SMA50 | Above (USD 56.88) |
| MACD | 0.75 (positive) |
Analyst Ratings (SFST)
Wall Street analysts rate SFST "None" based on 1 analysts, with a mean price target of USD 66 (range USD 66–66), per Nexqual as of June 10, 2026 at 03:40 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 66 |
| High Target | USD 66 |
| Low Target | USD 66 |
| Buy / Hold / Sell | 1 / 0 / 0 |
Earnings (SFST)
| Next Earnings Date | 2026-07-21 |
|---|---|
| EPS Estimate | USD 1.19 |
| Revenue Estimate | $36.30M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.19 vs est 1.23 ▼ miss |
| 2025-12-31 | USD 1.21 vs est 1.11 ▲ beat |
| 2025-09-30 | USD 1.07 vs est 0.89 ▲ beat |
| 2025-06-30 | USD 0.81 vs est 0.65 ▲ beat |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
Financials & Fundamentals (SFST)
| Total Revenue | $121.89M |
|---|---|
| Revenue Growth (YoY) | +26.20% |
| Gross Margin | +0.00% |
| Operating Margin | +41.16% |
| Profit Margin | +28.70% |
| ROE | +9.76% |
| Total Cash | $343.21M |
| Total Debt | $292.58M |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
Financial Health Score (SFST)
Nexqual rates Southern First Bancshares Inc's overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:40 UTC.
| Growth | Strong — Revenue +26% YoY (latest Q) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $343M cash vs $293M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $34M |
| Efficiency | Mixed — ROE 10%, ROA 0.8% |
Ownership (SFST)
| Insider Ownership | +5.39% |
|---|---|
| Institutional Ownership | +74.31% |
| Shares Outstanding | 9.46M |
| Float | 7.53M |
| Short % of Float | +1.47% |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
Leadership (SFST)
Southern First Bancshares Inc is led by R. Arthur Seaver (age 61), CEO & Director, per Nexqual as of June 10, 2026 at 03:40 UTC.
| CEO & Director | R. Arthur Seaver (age 61) |
|---|---|
| President & Chief Banking Officer | Calvin C. Hurst (age 43) |
| Executive VP & CFO | Christian J. Zych (age 53) |
| Senior VP & Executive Director of Market Support | Brandon Rich |
| Executive Director and SVP of BSA, Fraud & Compliance | Carl Francois |
Major Backers & Investors (SFST)
Notable institutional backers of Southern First Bancshares Inc include T. Rowe Price, FJ Capital Management LLC, Endeavour Capital Advisors Inc, according to Nexqual as of June 10, 2026 at 03:40 UTC.
Active Investors
| Investor | Stake |
|---|---|
| T. Rowe Price | 13.4% |
| FJ Capital Management LLC | 8.54% |
| Endeavour Capital Advisors Inc | 6.42% |
| -Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 2.91% |
| Ameriprise Financial, Inc. | 2.87% |
| Rhino Investment Partners, Inc. | 2.22% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.21% |
| Vanguard Group | 7.21% |
| Dimensional Fund Advisors | 4.02% |
| Columbia Threadneedle | 2.03% |
Source: Nexqual, June 10, 2026 at 03:40 UTC.
From Southern First Bancshares Inc's Latest SEC 10-K Filing (filed 2026-02-24)
Key Strengths & Strategy (as disclosed to the SEC)
- Southern First Bancshares, Inc. operates as the bank holding company for Southern First Bank that provides commercial, consumer, and mortgage loans to the general public in South Carolina, North Carolina, and Georgia.
- The company accepts various deposit products that include checking accounts, commercial checking accounts, and savings accounts, as well as other time deposits, including daily money market accounts and long-term certificates of deposit.
- Its loan portfolio comprises commercial real estate loans; construction real estate loans; commercial business loans for various lines of businesses, such as the manufacturing, service industry, and professional service areas; consumer real estate and home equity loans; and other consumer loans, including secured and unsecured installment loans and revolving lines of credit.
- In addition, the company offers other bank services, such as internet banking, cash management, safe deposit boxes, direct deposit, automatic drafts, bill payment, and mobile banking services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SMBC | Southern Missouri Bancorp, Inc. | USD 70 | ▲ 0.43% |
| SMBK | SmartFinancial, Inc. | USD 43.55 | ▲ 3.03% |
| HBCP | Home Bancorp, Inc. | USD 66.13 | ▲ 0.99% |
| SHBI | Shore Bancshares, Inc. | USD 21.67 | ▲ 3.24% |
| RBB | RBB Bancorp | USD 24.5 | ▲ 2.08% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:40 UTC. This page is informational and not investment advice.