Smartfinancial Inc. (SMBK) Stock Price & Analysis
Smartfinancial Inc. (SMBK) rose 2.57% to USD 43.55 as of June 10, 2026 at 03:13 UTC, according to Nexqual real-time market data.
SMBK last closed at USD 42.46; the session ranged USD 43–43.85 on volume of 98,847 shares. Market capitalization is $744.64M, with a 52-week range of USD 30.95–43.91 (NYQ). Source: Nexqual, June 10, 2026 at 03:13 UTC.
Key Statistics (as of June 10, 2026 at 03:13 UTC)
| Price | USD 43.55 |
|---|---|
| Change | ▲ 2.57% (up) |
| Previous Close | USD 42.46 |
| Open | USD 42.75 |
| Day Range | USD 43 – 43.85 |
| 52-Week Range | USD 30.95 – 43.91 |
| Volume | 98,847 shares |
| Market Cap | $744.64M |
| Exchange | NYQ |
Technical Analysis (SMBK)
Nexqual's technical model rates SMBK "BUY" based on 5 bullish and 2 bearish signals across 124 daily candles, as of June 10, 2026 at 03:13 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 64.1 (neutral) |
| vs SMA50 | Above (USD 41.48) |
| MACD | 0.3 (positive) |
Analyst Ratings (SMBK)
Wall Street analysts rate SMBK "None" based on 5 analysts, with a mean price target of USD 46.15 (range USD 42–50), per Nexqual as of June 10, 2026 at 03:13 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 46.15 |
| High Target | USD 50 |
| Low Target | USD 42 |
| Buy / Hold / Sell | 1 / 4 / 0 |
Earnings (SMBK)
| Next Earnings Date | 2026-07-20 |
|---|---|
| EPS Estimate | USD 0.9 |
| Revenue Estimate | $55.58M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.81 vs est 0.78 ▲ beat |
| 2025-12-31 | USD 0.81 vs est 0.78 ▲ beat |
| 2025-09-30 | USD 0.86 vs est 0.72 ▲ beat |
| 2025-06-30 | USD 0.69 vs est 0.64 ▲ beat |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
Financials & Fundamentals (SMBK)
| Total Revenue | $196.53M |
|---|---|
| Revenue Growth (YoY) | +8.30% |
| Gross Margin | +0.00% |
| Operating Margin | +37.77% |
| Profit Margin | +26.85% |
| ROE | +9.88% |
| Total Cash | $357.61M |
| Total Debt | $124.78M |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
Financial Health Score (SMBK)
Nexqual rates Smartfinancial Inc.'s overall financial health "Mixed" across five dimensions, as of June 10, 2026 at 03:13 UTC.
| Growth | Strong — Revenue +18% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $358M cash vs $125M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $64M |
| Efficiency | Mixed — ROE 10%, ROA 0.9% |
Ownership (SMBK)
| Insider Ownership | +11.08% |
|---|---|
| Institutional Ownership | +64.60% |
| Shares Outstanding | 17.10M |
| Float | 15.18M |
| Short % of Float | +1.43% |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
Leadership (SMBK)
Smartfinancial Inc. is led by William Young Carroll (age 56), President, CEO & Director, per Nexqual as of June 10, 2026 at 03:13 UTC.
| President, CEO & Director | William Young Carroll (age 56) |
|---|---|
| Executive VP & CFO | Ronald J. Gorczynski (age 59) |
| Executive VP & Chief Operating Officer of SmartBank | Cynthia A. Cain (age 52) |
| Senior VP and Director of Marketing & Public Relations - SmartBank | Kelley L. Fowler |
| Senior VP and Director of Community Development & Community Reinvestment Act Officer | Travis Lytle |
Major Backers & Investors (SMBK)
Notable institutional backers of Smartfinancial Inc. include American Century Companies Inc, Wellington Management, Private Capital Management, LLC, according to Nexqual as of June 10, 2026 at 03:13 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 4.14% |
| Wellington Management | 3.95% |
| Private Capital Management, LLC | 2.5% |
| First Eagle Investment Management, LLC | 2.24% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 1.79% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.16% |
| Vanguard Group | 7.85% |
| Dimensional Fund Advisors | 4.89% |
| State Street | 3.19% |
| Geode Capital | 2.08% |
Source: Nexqual, June 10, 2026 at 03:13 UTC.
From Smartfinancial Inc.'s Latest SEC 10-K Filing (filed 2026-03-16)
Key Strengths & Strategy (as disclosed to the SEC)
- SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States.
- The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit.
- It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as leases to small and mid-size companies for equipment financing leases.
- In addition, the company offers wealth management, insurance, mortgage origination, and internet and mobile banking services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RBB | RBB Bancorp | USD 24.5 | ▲ 2.08% |
| SFST | Southern First Bancshares, Inc. | USD 60.01 | ▲ 1.76% |
| SMBC | Southern Missouri Bancorp, Inc. | USD 70 | ▲ 0.43% |
| EQBK | Equity Bancshares, Inc. | USD 47.56 | ▲ 1.97% |
| BFST | Business First Bancshares, Inc. | USD 28.69 | ▲ 0.84% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 03:13 UTC. This page is informational and not investment advice.