Stock Yards Bancorp, Inc. (SYBT) Stock Price & Analysis
Stock Yards Bancorp, Inc. (SYBT) closed at USD 78.32 on Friday, October 23, 2026, down 0.31% on the day. The US market is currently closed (after-hours); this is not a live price.
The prior close was USD 78.56; the Oct 23, 2026 session ranged USD 77.85–79.24 on volume of 126,892 shares. Market capitalization is $2.43B, with a 52-week range of USD 61.51–89.22 (NMS). Source: Nexqual, retrieved October 23, 2026 at 22:10 UTC.
Also available as compact Markdown for AI agents: nexqual.com/SYBT.md
Key facts (SYBT)
- Last four reported quarters (through Jun 30, 2026): revenue $423M, net income $150M (35.3% margin) (SEC filings).
- Valuation: P/E 16.3x (avg 15.4x at the last 3 fiscal year-ends).
- Analysts: Hold (mean 3.00 on a 1–5 scale) (6 analysts), mean target USD 90.2 (range 87–94).
- Total return with dividends: 1Y +17.4% vs S&P 500 +13.4%; 5Y +41.4% vs S&P 500 +76.9%.
- Next earnings: 2026-10-28, EPS estimate USD 1.35, revenue estimate $119M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (SYBT)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $237M | $323M | $340M | $352M | $397M | $423M |
| Net income | $74.6M | $93.3M | $108M | $115M | $140M | $150M |
| EPS (diluted) | $2.97 | $3.21 | $3.67 | $3.89 | $4.75 | — |
| Free cash flow | $97.5M | $90.3M | $99.0M | $133M | $154M | $147M |
| Net margin | 31.5% | 28.9% | 31.7% | 32.5% | 35.3% | 35.3% |
| Revenue growth | +26.1% | +36.1% | +5.3% | +3.7% | +12.8% | — |
| Total debt | — | $26.3M | $26.7M | $26.8M | $26.8M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (SYBT)
P/E 16.3x · P/S 5.8x · P/FCF 16.5x · P/B 1.9x · FCF yield 6.06% · Earnings yield 6.14% · Dividend yield (paid, TTM) 1.57% · Buyback yield (TTM) 0.07%
P/E at fiscal year-ends: Dec 2025 13.7x, Dec 2024 18.4x, Dec 2023 14.0x.
Analysts (SYBT)
Consensus Hold (mean 3.00 on a 1–5 scale), 6 analysts; mean target USD 90.2 (low 87, high 94).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-31 | Keefe, Bruyette & Woods | Target raised | Market Perform | $82 → $94 |
| 2026-07-30 | Stephens & Co. | Target raised | Equal-Weight | $75 → $87 |
| 2026-07-30 | Hovde Group | Downgrade | Outperform → Market Perform | $82 → $90 |
| 2026-06-26 | Piper Sandler | Target raised | Neutral | $78 → $81 |
Total return (dividends reinvested) (SYBT)
| 1Y (from 2025-10-24) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +17.4% | +41.4% |
| S&P 500 (SPY) | +13.4% | +76.9% |
| Per year | +17.5% | +7.2% |
| Volatility (annualized) | 23.3% | 28.9% |
| Max drawdown | -14.3% (Jul 2026→Oct 2026) | -49.6% (Oct 2022→Oct 2023) |
SYBT revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Fiduciary & Trust | $12.6M | — | +19.8% |
| Credit & Debit Card | $5.1M | — | +6.3% |
| Treasury Management | $3.2M | — | +5.7% |
| Deposit Account | $2.4M | — | +14.5% |
| Investment Advisory Management & Administrative Service | $1.1M | — | +9.6% |
| Product Sales Commissions & Fees | $1.1M | — | +9.6% |
| Product & Service Other | $753,000 | — | -36.0% |
| Total revenue | — | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
SYBT company outlook (results filed Jul 29, 2026)
- “No provision for credit losses on loans (1) was recorded for the second quarter of 2026, compared to $2.2 million for the prior year quarter, due to muted organic loan growth for the quarter, strong credit quality metrics and an improved unemployment forecast during the quarter.”
- “Remaining merger-related expenses, primarily related to systems conversion, are expected to be incurred in the third and fourth quarters of 2026.”
- “The bulk of such expenses are expected to be recorded over the second half of 2026.”
- “The FTE basis assumes a federal corporate income tax rate of 21%.”
Quoted word-for-word from the SEC 8-K results press release.
SYBT analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $1.35 | $1.30 | +4.2% | $119.3M | 6 |
| Next quarter (ends Dec 2026) | $1.39 | $1.35 | +3.1% | $121.2M | 6 |
| Current fiscal year (ends Dec 2026) | $5.33 | $5.11 | +4.4% | $457.8M | 6 |
| Next fiscal year (ends Dec 2027) | $5.69 | $5.56 | +2.4% | $495.9M | 6 |
SYBT options: expected move
Options price a move of about ±7.5% (±$5.90) by Nov 20, 2026, which includes earnings on Oct 28, 2026. Over the last 8 reports the stock moved ±2% on average.
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Nov 20, 2026 | 28 | 32.5% | ±7.5% |
| Dec 18, 2026 | 56 | 26.6% | ±12.4% |
| Mar 19, 2027 | 147 | 25.4% | ±13.0% |
| Jun 17, 2027 | 237 | 26.5% | ±17.0% |
30-day implied volatility 32.1% vs 18.6% realized over the last 30 trading days. Put/call ratio (volume) —. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 22:10 UTC)
| Price | USD 78.32 |
|---|---|
| Change | ▼ 0.31% (down) |
| Previous Close | USD 78.56 |
| Open | USD 78 |
| Day Range | USD 77.85 – 79.24 |
| 52-Week Range | USD 61.51 – 89.22 |
| Volume | 126,892 shares |
| Market Cap | $2.43B |
| Exchange | NMS |
Technical Analysis (SYBT)
Nexqual's technical model rates SYBT "NEUTRAL" based on 3 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 22:10 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 55 (neutral) |
| vs SMA50 | Below (USD 78.8) |
| MACD | -0.34 (negative) |
Analyst Ratings (SYBT)
Wall Street analysts rate SYBT "Hold" based on 6 analysts, with a mean price target of USD 90.2 (range USD 87–94), per Nexqual as of October 23, 2026 at 22:10 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 90.2 |
| High Target | USD 94 |
| Low Target | USD 87 |
| Buy / Hold / Sell | 0 / 6 / 0 |
Earnings (SYBT)
| Next Earnings Date | 2026-10-28 |
|---|---|
| EPS Estimate | USD 1.35 |
| Revenue Estimate | $119.31M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.37 vs est 1.24 ▲ beat |
| 2026-03-31 | USD 1.24 vs est 1.18 ▲ beat |
| 2025-12-31 | USD 1.24 vs est 1.2 ▲ beat |
| 2025-09-30 | USD 1.23 vs est 1.16 ▲ beat |
Source: Nexqual, October 23, 2026 at 22:10 UTC.
Financials & Fundamentals (SYBT)
| Total Revenue | $418.23M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +19.80% |
| Gross Margin | +0.00% |
| Operating Margin | +48.62% |
| Profit Margin | +35.75% |
| ROE | +13.28% |
| Total Cash | $846.22M |
| Total Debt | $471.60M |
Source: Nexqual, October 23, 2026 at 22:10 UTC.
Financial Health Score (SYBT)
Nexqual rates Stock Yards Bancorp, Inc.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 22:10 UTC.
| Growth | Solid — Revenue +13% YoY (annual) |
|---|---|
| Profitability | Strong — Net margin 35% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Mixed — ROE 13%, ROA 1.5% |
Ownership (SYBT)
| Insider Ownership | +7.17% |
|---|---|
| Institutional Ownership | +66.42% |
| Shares Outstanding | 31.07M |
| Float | 27.69M |
| Short % of Float | +4.60% |
Source: Nexqual, October 23, 2026 at 22:10 UTC.
Leadership (SYBT)
Stock Yards Bancorp, Inc. is led by James A. Hillebrand, CEO & Chairman of the Board, per Nexqual as of October 23, 2026 at 22:10 UTC.
| CEO & Chairman of the Board | James A. Hillebrand |
|---|---|
| President & Director | Philip S. Poindexter |
| Executive VP, Treasurer & CFO | T. Clay Stinnett |
Major Backers & Investors (SYBT)
Notable institutional backers of Stock Yards Bancorp, Inc. include Neuberger Berman Group, LLC, Kayne Anderson Rudnick Investment Management LLC, Stock Yards Bank & Trust Company, according to Nexqual as of October 23, 2026 at 22:10 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Neuberger Berman Group, LLC | 5.17% |
| Kayne Anderson Rudnick Investment Management LLC | 4.16% |
| Stock Yards Bank & Trust Company | 4.04% |
| Field & Main Bank | 3.48% |
| Victory Capital Management Inc. | 2.95% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 6.95% |
| Vanguard Group | 3.73% |
| State Street | 3.65% |
| Dimensional Fund Advisors | 2.95% |
| Geode Capital | 2.33% |
Source: Nexqual, October 23, 2026 at 22:10 UTC.
From Stock Yards Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Key components of our strategy include the following: Continue to focus on customer relationships and our community banking model – We believe that our reputation, expertise and relationship-based approach to banking enables us to establish long-lasting, full-service customer relationships.
Partnerships
- Our commitment to fostering both new and existing relationships, along with continued investment in the communities we serve, has been essential to our success since our founding in 1904.
Legal & Regulatory Risks (Item 1A, quoted)
- We operate in a highly regulated environment and may be adversely affected by changes to or lack of compliance with federal, state and local laws and regulations.
- Changes in tax laws and regulations may have an adverse impact on our financial condition and results of operations.
- Any change or potential enactment of tax legislation, or changes in the interpretation of existing tax law, including provisions impacting tax rates, apportionment, consolidation or combination, income, expense, credits and exemptions may have a material adverse effect on our business, financial condition and results of operations.
- Increasing scrutiny and evolving expectations from regulators, investors and other stakeholders with respect to our ESG practices may impose additional costs on us or expose us to new or additional risks.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.07 | ▲ 3.04% |
| FITB | Fifth Third Bancorp | USD 52.98 | ▼ 0.47% |
| DB | Deutsche Bank AG | USD 31.2 | ▼ 0.89% |
| TFC | Truist Financial Corporation | USD 48.44 | ▲ 0.04% |
| NWG | NatWest Group plc | USD 16.8 | ▼ 1.12% |
| NU | Nu Holdings Ltd. | USD 15.16 | ▲ 2.92% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 22:10 UTC. This page is informational and not investment advice.
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