Toast, Inc. (TOST) Stock Price & Analysis

Toast, Inc. (TOST) closed at USD 33.42 on Thursday, October 22, 2026, up 2.70% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 32.54; the Oct 22, 2026 session ranged USD 32.58–33.44 on volume of 9,246,642 shares. Market capitalization is $19.32B, with a 52-week range of USD 22.26–39.73 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:25 UTC.

Also available as compact Markdown for AI agents: nexqual.com/TOST.md

Key facts (TOST)

• Last four reported quarters (through Jun 30, 2026): revenue $6.80B, net income $486M (7.1% margin), free cash flow $576M (SEC filings).
• Valuation: P/E 39.7x (avg 598.4x at the last 2 fiscal year-ends).
• 2 of 80 tracked superinvestors hold TOST (13F, Q2 2026): 1 new, 1 added, 0 reduced, 0 unchanged.
• Insider open-market sales, last ~7 months: 26 Form 4 filings, $23.3M; 11 not under a Rule 10b5-1 plan ($2.8M); 0 by opportunistic insiders, 13 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Analysts: Buy (mean 2.16 on a 1–5 scale) (31 analysts), mean target USD 38.81 (range 25–45).
• Total return with dividends: 1Y -13.9% vs S&P 500 +14.9%; 5Y -32.6% vs S&P 500 +80.3%.
• Next earnings: 2026-11-03, EPS estimate USD 0.37, revenue estimate $1.97B.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (TOST)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (TOST)

P/E 39.7x · P/S 2.8x · P/FCF 33.5x · P/B 9.4x · FCF yield 2.98% · Earnings yield 2.52% · Buyback yield (TTM) 2.91%

P/E at fiscal year-ends: Dec 2025 63.0x, Dec 2024 1133.8x.

Superinvestors (SEC 13F-HR, Q2 2026) (TOST)

2 of 80 tracked investors hold TOST. Each row is the investor's latest 13F; change is vs their prior-quarter share count.

Insider sales (SEC Form 4, open-market, last ~7 months) (TOST)

15 of 26 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (TOST)

Consensus Buy (mean 2.16 on a 1–5 scale), 31 analysts; mean target USD 38.81 (low 25, high 45).

Rating changes, last 120 days:

Total return (dividends reinvested) (TOST)

TOST revenue by product line (quarter ended Jun 30, 2026)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

TOST suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Feb 18, 2026.

TOST company outlook (results filed Aug 4, 2026)

• “For the full year ending December 31, 2026, Toast expects to report: • Non-GAAP subscription services and financial technology solutions gross profit in the range of $2,325 million to $2,355 million (23%-25% growth compared to 2025, up from 21-23% growth). • Adjusted EBITDA in the range of $805 million to $825 million (up from $790 million to $810 million).”
• “This outlook reflects our strategic decision to re-invest the $10 million tariff refund received in Q2.”

Quoted word-for-word from the SEC 8-K results press release.

TOST analyst estimates and revisions

Key Statistics (as of October 23, 2026 at 09:25 UTC)

Technical Analysis (TOST)

Nexqual's technical model rates TOST "BUY" based on 5 bullish and 2 bearish signals across 127 daily candles, as of October 23, 2026 at 09:25 UTC.

Analyst Ratings (TOST)

Wall Street analysts rate TOST "Buy" based on 31 analysts, with a mean price target of USD 38.81 (range USD 25–45), per Nexqual as of October 23, 2026 at 09:25 UTC.

Earnings (TOST)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 09:25 UTC.

Financials & Fundamentals (TOST)

Source: Nexqual, October 23, 2026 at 09:25 UTC.

Financial Health Score (TOST)

Nexqual rates Toast, Inc.'s overall financial health "Solid" across five dimensions, as of October 23, 2026 at 09:25 UTC.

Ownership (TOST)

Source: Nexqual, October 23, 2026 at 09:25 UTC.

Leadership (TOST)

Toast, Inc. is led by Aman Narang, Co-Founder, CEO & Director, per Nexqual as of October 23, 2026 at 09:25 UTC.

Major Backers & Investors (TOST)

Notable institutional backers of Toast, Inc. include FMR, LLC, Capital International Investors, JPMorgan, according to Nexqual as of October 23, 2026 at 09:25 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 23, 2026 at 09:25 UTC.

From Toast, Inc.'s Latest SEC 10-K Filing (filed 2026-02-18)

Key Strengths & Strategy (as disclosed to the SEC)

• Our proprietary Android-based software powers our single platform of vertically integrated solutions, and combined with our purpose-built hardware and integrated payments solutions, we deliver a unified system that supports daily operations, employee workflows, and guest engagement.
• Toast's integrated platform currently connects customers to over 200 partners, providing our customers with the tools and features they need to run their business.
• Our proprietary technology underpins our products to provide a streamlined, integrated customer experience.
• Our highly scalable, services-based, multi-tenant architecture runs on Amazon Web Services.

Legal & Regulatory Risks (Item 1A, quoted)

• The Payment Network Rules, including rules related to the assessment of interchange and other fees, may be influenced by our competitors. Increases in Payment Network fees or new regulations could negatively affect our earnings.
• Our business is subject to a variety of U.S. and international laws and regulations, many of which are unsettled and still developing, and our or our customers' failure to comply with such laws and regulations could subject us to claims or otherwise adversely affect our business, financial condition, or results of operations.
• Our relationship with our bank partner that makes loans to our customers may subject us to regulation as a service provider or a lender, and loans found to be made in violation of applicable law may be unenforceable, which could damage our commercial relationships and adversely affect our business and results of operations.
• Our platform regularly collects and stores personal information and, as a result, both domestic and international privacy and data security laws apply. As these laws are enhanced or new laws are introduced, our business could incur additional costs and liabilities and our ability to perform our services and generate revenue could be impacted.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:25 UTC. This page is informational and not investment advice.

For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt