Westamerica Bancorporation (WABC) Stock Price & Analysis

Westamerica Bancorporation (WABC) is trading at USD 61.44, down 0.77% today, as of October 23, 2026 at 14:14 UTC (US market open; quotes may be delayed), according to Nexqual market data.

WABC last closed at USD 61.92; today's session has ranged USD 61.44–62.3 on volume of 4,603 shares. Market capitalization is $1.42B, with a 52-week range of USD 46.23–63.61 (NMS). Source: Nexqual, retrieved October 23, 2026 at 14:14 UTC.

Also available as compact Markdown for AI agents: nexqual.com/WABC.md

Key facts (WABC)

• Last four reported quarters (through Jun 30, 2026): revenue $252M, net income $111M (44.0% margin) (SEC filings).
• Valuation: P/E 12.8x (avg 10.0x at the last 3 fiscal year-ends).
• Insider open-market sales, last ~7 months: 1 Form 4 filings, $41K; 1 not under a Rule 10b5-1 plan ($41K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Insider open-market purchases, last ~7 months: 1 Form 4 filing, $3K; 0 by opportunistic insiders, 0 by routine insiders.
• Analysts: Hold (mean 3.00 on a 1–5 scale) (2 analysts), mean target USD 65 (range 65–65).
• Total return with dividends: 1Y +34.8% vs S&P 500 +14.4%; 5Y +30.9% vs S&P 500 +77.0%.
• Next earnings: 2027-01-14, EPS estimate USD 1.22, revenue estimate $64.7M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (WABC)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (WABC)

P/E 12.8x · P/S 5.6x · P/FCF 13.1x · P/B 1.7x · FCF yield 7.65% · Earnings yield 7.80% · Dividend yield (paid, TTM) 3.22% · Buyback yield (TTM) 9.84%

P/E at fiscal year-ends: Dec 2025 10.6x, Dec 2024 10.1x, Dec 2023 9.3x.

Insider sales (SEC Form 4, open-market, last ~7 months) (WABC)

0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Insider purchases (SEC Form 4, open-market, last ~7 months) (WABC)

1 purchase, $3K. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.

Analysts (WABC)

Consensus Hold (mean 3.00 on a 1–5 scale), 2 analysts; mean target USD 65 (low 65, high 65).

Rating changes, last 120 days:

Total return (dividends reinvested) (WABC)

WABC revenue by product line (quarter ended Jun 30, 2026)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

WABC analyst estimates and revisions

WABC options: expected move

Options price a move of about ±9.8% (±$6.05) by Jan 15, 2027, which includes earnings on Jan 14, 2027; the earnings reaction alone is priced at about ±4.3%. Over the last 8 reports the stock moved ±2% on average.

30-day implied volatility 26% vs 21.9% realized over the last 30 trading days. Put/call ratio (volume) —. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 23, 2026 at 14:14 UTC)

Technical Analysis (WABC)

Nexqual's technical model rates WABC "STRONG BUY" based on 5 bullish and 0 bearish signals across 128 daily candles, as of October 23, 2026 at 14:14 UTC.

Analyst Ratings (WABC)

Wall Street analysts rate WABC "Hold" based on 2 analysts, with a mean price target of USD 65 (range USD 65–65), per Nexqual as of October 23, 2026 at 14:14 UTC.

Earnings (WABC)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 14:14 UTC.

Financials & Fundamentals (WABC)

Source: Nexqual, October 23, 2026 at 14:14 UTC.

Financial Health Score (WABC)

Nexqual rates Westamerica Bancorporation's overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 14:14 UTC.

Ownership (WABC)

Source: Nexqual, October 23, 2026 at 14:14 UTC.

Leadership (WABC)

Westamerica Bancorporation is led by David L. Payne, Chairman, President & CEO, per Nexqual as of October 23, 2026 at 14:14 UTC.

Major Backers & Investors (WABC)

Notable institutional backers of Westamerica Bancorporation include American Century Companies Inc, AQR Capital Management, LLC, Rhino Investment Partners, Inc., according to Nexqual as of October 23, 2026 at 14:14 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 23, 2026 at 14:14 UTC.

From Westamerica Bancorporation's Latest SEC 10-K Filing (filed 2026-02-27)

Legal & Regulatory Risks (Item 1A, quoted)

• The Company's payment of dividends on common stock could be eliminated or reduced.
• Adverse effects of changes in banking or other laws and regulations or governmental fiscal or monetary policies could adversely affect the Company.
• Laws, regulations or policies, including accounting standards and interpretations currently affecting the Company and the Company's subsidiaries, may change at any time.
• The behavior of depositors in regard to the level of FDIC insurance could cause the Bank's existing customers to reduce the amount of deposits held at the Bank, and could cause new customers to open deposit accounts at the Bank.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 14:14 UTC. This page is informational and not investment advice.

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