Waterstone Financial, Inc. (WSBF) Stock Price & Analysis
Waterstone Financial, Inc. (WSBF) closed at USD 19.87 on Thursday, October 15, 2026, up 0.71% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 19.73; the Oct 15, 2026 session ranged USD 19.83–20.18 on volume of 76,941 shares. Market capitalization is $357.20M, with a 52-week range of USD 14.62–21.66 (NMS). Source: Nexqual, retrieved October 16, 2026 at 05:22 UTC.
Also available as compact Markdown for AI agents: nexqual.com/WSBF.md
Key facts (WSBF)
- Analysts: None.
- Total return with dividends: 1Y +40.8% vs S&P 500 +18.1%; 5Y +24.5% vs S&P 500 +85.1%.
- Next earnings: 2026-10-22, EPS estimate USD —, revenue estimate $0K.
Analysts (WSBF)
Consensus None.
Total return (dividends reinvested) (WSBF)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +40.8% | +24.5% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +41.0% | +4.5% |
| Volatility (annualized) | 21.5% | 24.4% |
| Max drawdown | -9.3% (Sep 2026→Oct 2026) | -50.1% (Jan 2022→Oct 2023) |
Key Statistics (as of October 16, 2026 at 05:22 UTC)
| Price | USD 19.87 |
|---|---|
| Change | ▲ 0.71% (up) |
| Previous Close | USD 19.73 |
| Open | USD 19.86 |
| Day Range | USD 19.83 – 20.18 |
| 52-Week Range | USD 14.62 – 21.66 |
| Volume | 76,941 shares |
| Market Cap | $357.20M |
| Exchange | NMS |
Technical Analysis (WSBF)
Nexqual's technical model rates WSBF "STRONG SELL" based on 0 bullish and 5 bearish signals across 127 daily candles, as of October 16, 2026 at 05:22 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 43.19 (neutral) |
| vs SMA50 | Below (USD 20.64) |
| MACD | -0.28 (negative) |
Analyst Ratings (WSBF)
Wall Street analysts rate WSBF "None", per Nexqual as of October 16, 2026 at 05:22 UTC.
| Consensus Rating | None |
|---|
Earnings (WSBF)
| Next Earnings Date | 2026-10-22 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2023-03-31 | USD 0.1 vs est 0.08 ▲ beat |
| 2022-12-31 | USD 0.04 vs est 0.15 ▼ miss |
| 2022-09-30 | USD 0.25 vs est 0.29 ▼ miss |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financials & Fundamentals (WSBF)
| Total Revenue | $150.48M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +5.20% |
| Gross Margin | +0.00% |
| Operating Margin | +26.65% |
| Profit Margin | +20.00% |
| ROE | +8.69% |
| Total Cash | $47.70M |
| Total Debt | $420.70M |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Financial Health Score (WSBF)
Nexqual rates Waterstone Financial, Inc.'s overall financial health "Weak" across five dimensions, as of October 16, 2026 at 05:22 UTC.
| Growth | Critical — Revenue -37% YoY (annual), sharp decline |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $48M cash vs $421M debt |
| Cash Flow | Solid — Operating cash flow $45M (TTM) |
| Efficiency | Mixed — ROE 9%, ROA 1.3% |
Ownership (WSBF)
| Insider Ownership | +18.72% |
|---|---|
| Institutional Ownership | +55.63% |
| Shares Outstanding | 17.98M |
| Float | 15.68M |
| Short % of Float | +2.53% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Leadership (WSBF)
Waterstone Financial, Inc. is led by William F. Bruss (age 55), CEO, President, General Counsel & Secretary, per Nexqual as of October 16, 2026 at 05:22 UTC.
| CEO, President, General Counsel & Secretary | William F. Bruss (age 55) |
|---|---|
| Executive VP, CFO & Chief Accounting Officer | Mark Raymond Gerke (age 50) |
| Director | Douglas S. Gordon (age 67) |
| President & CEO of Waterstone Mortgage Corporation | Jeffrey R. McGuiness (age 59) |
Major Backers & Investors (WSBF)
Notable institutional backers of Waterstone Financial, Inc. include Renaissance Technologies, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, American Century Companies Inc, according to Nexqual as of October 16, 2026 at 05:22 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Renaissance Technologies | 5.85% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 4.3% |
| American Century Companies Inc | 3.96% |
| AQR Capital Management, LLC | 1.44% |
| CSM Advisors, LLC | 1.23% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 12.34% |
| Dimensional Fund Advisors | 7.89% |
| Vanguard Group | 7.04% |
| State Street | 2.22% |
| Geode Capital | 2.16% |
Source: Nexqual, October 16, 2026 at 05:22 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 4.03 | ▼ 3.82% |
| FITB | Fifth Third Bancorp | USD 50.35 | ▲ 0.26% |
| TFC | Truist Financial Corporation | USD 46.57 | ▲ 1.42% |
| DB | Deutsche Bank AG | USD 32.86 | ▼ 1.44% |
| NWG | NatWest Group plc | USD 17.47 | ▼ 1.02% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 5.46% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:22 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt