Waterstone Financial, Inc. (WSBF) Stock Price & Analysis
Waterstone Financial, Inc. (WSBF) rose 2.04% to USD 18.97 as of June 10, 2026 at 05:27 UTC, according to Nexqual real-time market data.
WSBF last closed at USD 18.59; the session ranged USD 18.8–19.08 on volume of 58,461 shares. Market capitalization is $342.47M, with a 52-week range of USD 13.08–19.08 (NMS). Source: Nexqual, June 10, 2026 at 05:27 UTC.
Key Statistics (as of June 10, 2026 at 05:27 UTC)
| Price | USD 18.97 |
|---|---|
| Change | ▲ 2.04% (up) |
| Previous Close | USD 18.59 |
| Open | USD 18.88 |
| Day Range | USD 18.8 – 19.08 |
| 52-Week Range | USD 13.08 – 19.08 |
| Volume | 58,461 shares |
| Market Cap | $342.47M |
| Exchange | NMS |
Technical Analysis (WSBF)
Nexqual's technical model rates WSBF "STRONG BUY" based on 5 bullish and 0 bearish signals across 123 daily candles, as of June 10, 2026 at 05:27 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 54.24 (neutral) |
| vs SMA50 | Above (USD 18.32) |
| MACD | 0.09 (positive) |
Analyst Ratings (WSBF)
Wall Street analysts rate WSBF "None", per Nexqual as of June 10, 2026 at 05:27 UTC.
| Consensus Rating | None |
|---|
Earnings (WSBF)
| Next Earnings Date | 2026-07-21 |
|---|
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2023-03-31 | USD 0.1 vs est 0.08 ▲ beat |
| 2022-12-31 | USD 0.04 vs est 0.15 ▼ miss |
| 2022-09-30 | USD 0.25 vs est 0.29 ▼ miss |
Source: Nexqual, June 10, 2026 at 05:27 UTC.
Financials & Fundamentals (WSBF)
| Total Revenue | $148.51M |
|---|---|
| Revenue Growth (YoY) | +17.20% |
| Gross Margin | +0.00% |
| Operating Margin | +21.32% |
| Profit Margin | +19.77% |
| ROE | +8.52% |
| Total Cash | $54.21M |
| Total Debt | $421.27M |
Source: Nexqual, June 10, 2026 at 05:27 UTC.
Financial Health Score (WSBF)
Nexqual rates Waterstone Financial, Inc.'s overall financial health "Weak" across five dimensions, as of June 10, 2026 at 05:27 UTC.
| Growth | Critical — Revenue -37% YoY (annual), sharp decline |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $54M cash vs $421M debt |
| Cash Flow | Weak — Operating cash flow -$3M |
| Efficiency | Mixed — ROE 9%, ROA 1.3% |
Ownership (WSBF)
| Insider Ownership | +18.63% |
|---|---|
| Institutional Ownership | +53.33% |
| Shares Outstanding | 18.05M |
| Float | 14.81M |
| Short % of Float | +1.60% |
Source: Nexqual, June 10, 2026 at 05:27 UTC.
Leadership (WSBF)
Waterstone Financial, Inc. is led by William F. Bruss (age 55), CEO, President, General Counsel & Secretary, per Nexqual as of June 10, 2026 at 05:27 UTC.
| CEO, President, General Counsel & Secretary | William F. Bruss (age 55) |
|---|---|
| Executive VP, CFO & Chief Accounting Officer | Mark Raymond Gerke (age 50) |
| Director | Douglas S. Gordon (age 67) |
| President & CEO of Waterstone Mortgage Corporation | Jeffrey R. McGuiness (age 59) |
Major Backers & Investors (WSBF)
Notable institutional backers of Waterstone Financial, Inc. include Renaissance Technologies, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, American Century Companies Inc, according to Nexqual as of June 10, 2026 at 05:27 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Renaissance Technologies | 6.06% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 4.29% |
| American Century Companies Inc | 2.7% |
| Fourthstone LLC | 1.61% |
| Goldman Sachs | 1.41% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 11.07% |
| Dimensional Fund Advisors | 7.83% |
| Vanguard Group | 7.68% |
| State Street | 2.19% |
| Geode Capital | 2.03% |
Source: Nexqual, June 10, 2026 at 05:27 UTC.
From Waterstone Financial, Inc.'s Latest SEC 10-K Filing (filed 2026-02-26)
Key Strengths & Strategy (as disclosed to the SEC)
- Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States.
- It operates in two segments, Community Banking and Mortgage Banking.
- It also provides transaction deposits, interest bearing transaction accounts, demand deposits, non-interest-bearing demand accounts, and time deposits; secured and unsecured lines; commercial real estate construction loans; term loans for working capital, inventory, and general corporate use; and personal term loans and investment services.
- The Mortgage Banking segment offers residential mortgage loans for the purpose of sale in the secondary market.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| WTBA | West Bancorporation | USD 24.52 | ▲ 1.78% |
| CHMG | Chemung Financial Corp | USD 71.47 | ▲ 0.62% |
| WSFS | WSFS Financial Corporation | USD 73.27 | ▲ 2.09% |
| ISTR | Investar Holding Corporation | USD 29.3 | ▲ 0.93% |
| GCBC | Greene County Bancorp, Inc. | USD 28.63 | ▲ 3.66% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 05:27 UTC. This page is informational and not investment advice.