American Coastal Insurance Corp (ACIC) Stock Price & Analysis
American Coastal Insurance Corp (ACIC) rose 2.90% to USD 10.28 as of July 25, 2026 at 09:17 UTC, according to Nexqual real-time market data.
ACIC last closed at USD 9.99; the session ranged USD 10.05–10.31 on volume of 223,462 shares. Market capitalization is $498.21M, with a 52-week range of USD 9.77–13.06 (NCM). Source: Nexqual, July 25, 2026 at 09:17 UTC.
Key Statistics (as of July 25, 2026 at 09:17 UTC)
| Price | USD 10.28 |
|---|---|
| Change | ▲ 2.90% (up) |
| Previous Close | USD 9.99 |
| Open | USD 10.07 |
| Day Range | USD 10.05 – 10.31 |
| 52-Week Range | USD 9.77 – 13.06 |
| Volume | 223,462 shares |
| Market Cap | $498.21M |
| Exchange | NCM |
Technical Analysis (ACIC)
Nexqual's technical model rates ACIC "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 09:17 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 44.13 (neutral) |
| vs SMA50 | Below (USD 10.68) |
| MACD | -0.2 (negative) |
Analyst Ratings (ACIC)
Wall Street analysts rate ACIC "Buy" based on 1 analysts, with a mean price target of USD 14 (range USD 14–14), per Nexqual as of July 25, 2026 at 09:17 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 14 |
| High Target | USD 14 |
| Low Target | USD 14 |
| Buy / Hold / Sell | 1 / 1 / 0 |
Earnings (ACIC)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 0.42 |
| Revenue Estimate | $75.70M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.39 vs est 0.44 ▼ miss |
| 2025-12-31 | USD 0.52 vs est 0.42 ▲ beat |
| 2025-09-30 | USD 0.61 vs est 0.39 ▲ beat |
| 2025-06-30 | USD 0.54 vs est 0.38 ▲ beat |
Source: Nexqual, July 25, 2026 at 09:17 UTC.
Financials & Fundamentals (ACIC)
| Total Revenue | $334.46M |
|---|---|
| Revenue Growth (YoY) | -1.40% |
| Gross Margin | +57.64% |
| Operating Margin | +39.15% |
| Profit Margin | +31.32% |
| ROE | +35.89% |
| Debt / Equity | 45.98 |
| Current Ratio | 1.07 |
| Total Cash | $138.25M |
| Total Debt | $152.51M |
| Free Cash Flow | $-18.02M |
Source: Nexqual, July 25, 2026 at 09:17 UTC.
Financial Health Score (ACIC)
Nexqual rates American Coastal Insurance Corp's overall financial health "Solid" across five dimensions, as of July 25, 2026 at 09:17 UTC.
| Growth | Solid — Revenue +13% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 58%, operating 39% |
| Balance Sheet | Solid — $138M cash vs $153M debt |
| Cash Flow | Weak — FCF negative: -$18M, burning cash |
| Efficiency | Strong — ROE 36%, ROA 8.6% |
Ownership (ACIC)
| Insider Ownership | +49.48% |
|---|---|
| Institutional Ownership | +36.98% |
| Shares Outstanding | 48.46M |
| Float | 23.92M |
| Short % of Float | +4.49% |
Source: Nexqual, July 25, 2026 at 09:17 UTC.
Leadership (ACIC)
American Coastal Insurance Corp is led by Bennett Bradford Martz (age 54), President & CEO, per Nexqual as of July 25, 2026 at 09:17 UTC.
| President & CEO | Bennett Bradford Martz (age 54) |
|---|---|
| Executive Chairman | Robert Daniel Peed (age 62) |
| Chief Financial Officer | Svetlana Castle (age 43) |
| COO & Chief Information Officer | Christopher Lee Griffith (age 49) |
| Senior Vice President of Sales & Agency Relations | Antonio Gonzalez |
Major Backers & Investors (ACIC)
Notable institutional backers of American Coastal Insurance Corp include American Century Companies Inc, Tieton Capital Management, LLC, Empyrean Capital Partners, LP, according to Nexqual as of July 25, 2026 at 09:17 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 2.97% |
| Tieton Capital Management, LLC | 2.63% |
| Empyrean Capital Partners, LP | 2.33% |
| Punch & Associates Investment Management, Inc. | 1.67% |
| SEI Investments Co | 1.24% |
| Two Sigma Investments, LP | 1.17% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 5.36% |
| Vanguard Group | 4.07% |
| Dimensional Fund Advisors | 1.88% |
| Geode Capital | 1.27% |
Source: Nexqual, July 25, 2026 at 09:17 UTC.
From American Coastal Insurance Corp's Latest SEC 10-K Filing (filed 2026-03-09)
Key Strengths & Strategy (as disclosed to the SEC)
- We believe we have built significant credibility and loyalty with the wholesale communities in Florida through (i) our frequent in-depth communications on our products and (ii) our expectations and goals for our relationships with each wholesaler.
- This pricing segmentation approach allows us to offer products in areas that have a high demand for property insurance yet are under-served by the national carriers.
Partnerships
- We write our condominium product through our exclusive managing general agency agreement and long-term partnership with AmRisc.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CCAQ | Collective Acquisition Corp. | USD 10.48 | ▲ 0.1% |
| FUSE | Fusemachines Inc. | USD 0.88 | ▼ 4.86% |
| APXT | Apex Treasury Corporation | USD 10.13 | ▼ 0.21% |
| EH | EHang Holdings Limited | USD 4.9 | ▼ 6.4% |
| SOS | SOS Limited | USD 1 | ▼ 5.66% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 09:17 UTC. This page is informational and not investment advice.