American Integrity Insurance Group, Inc. (AII) Stock Price & Analysis

American Integrity Insurance Group, Inc. (AII) closed at USD 28.83 on Friday, October 23, 2026, down 1.17% on the day. The US market is currently closed; this is not a live price.

The prior close was USD 29.17; the Oct 23, 2026 session ranged USD 28.57–29.14 on volume of 105,050 shares. Market capitalization is $564.93M, with a 52-week range of USD 16.19–29.5 (NYQ). Source: Nexqual, retrieved October 24, 2026 at 13:34 UTC.

Also available as compact Markdown for AI agents: nexqual.com/AII.md

Key facts (AII)

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (AII)

USDFY2024FY2025TTM
Revenue$204M$276M$336M
Net income$39.7M$99.6M$88.1M
EPS (diluted)$2.95$5.65—
Free cash flow$148M$133M$164M
Net margin19.4%36.0%26.2%
Revenue growth—+35.3%—
Cash + short-term investments$173M$222M—
Total debt$1.0M$618K—

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (AII)

P/E 6.4x · P/S 1.7x · EV/Sales 0.8x · P/FCF 3.5x · P/B 1.5x · FCF yield 28.97% · Earnings yield 15.59% · Net cash $293M · EV $272M

P/E at fiscal year-ends: Dec 2025 3.6x.

Insider sales (SEC Form 4, open-market, last ~7 months) (AII)

13 of 13 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

Trade dateInsiderRoleSharesValue% of holdings sold10b5-1 planInsider type
2026-10-14Ritchie Robert CChief Executive Officer26,436$720K1.5%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-10-09…2026-10-13Ritchie Robert CChief Executive Officer123,564$3.4M6.6%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-31Ritchie Robert CChief Executive Officer9,174$238K0.5%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-28Ritchie Robert CChief Executive Officer6,000$159K0.3%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-26…2026-08-27Ritchie Robert CChief Executive Officer64,365$1.7M3.3%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-24…2026-08-25Ritchie Robert CChief Executive Officer110,461$2.9M5.3%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-20…2026-08-21Ritchie Robert CChief Executive Officer59,614$1.5M2.8%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-18…2026-08-19Ritchie Robert CChief Executive Officer18,000$456K0.8%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-14…2026-08-17Ritchie Robert CChief Executive Officer75,402$1.9M3.4%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-12…2026-08-13Ritchie Robert CChief Executive Officer88,260$2.1M3.8%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-10Ritchie Robert CChief Executive Officer5,800$120K0.2%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-06…2026-08-07Ritchie Robert CChief Executive Officer49,924$1.0M2.1%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)
2026-08-03…2026-08-04Ritchie Robert CChief Executive Officer63,000$1.3M2.6%Yes (adopted March 12, 2026)Too little history (no open-market trades in 2023 or 2024)

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Insider purchases (SEC Form 4, open-market, last ~7 months) (AII)

4 purchases, $2.5M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.

Trade dateInsiderRoleSharesValueAvg priceInsider type
2026-06-05…2026-06-09Sowell James E136,356$2.3M16.88Too little history (no open-market trades in 2023 or 2024)
2026-05-26Mathis Steven BDirector3,000$50K16.82Too little history (no open-market trades in 2023–2025)
2026-05-22Smathers Steven EDirector2,900$49K16.99Too little history (no open-market trades in 2023 or 2024)
2026-05-22Clark David LewisChairman5,830$100K17.15Too little history (no open-market trades in 2023–2025)

Analysts (AII)

Consensus Buy (mean 1.50 on a 1–5 scale), 6 analysts; mean target USD 28.25 (low 26, high 31).

Rating changes, last 120 days:

DateFirmActionRatingPrice target
2026-10-12CitizensTarget raisedMarket Outperform$26 → $29
2026-10-12Keefe, Bruyette & WoodsTarget raisedOutperform$29 → $31
2026-08-13Piper SandlerTarget raisedOverweight$23 → $26
2026-08-12CitizensTarget raisedMarket Outperform$25 → $26
2026-07-15Piper SandlerTarget raisedOverweight$20 → $23

Total return (dividends reinvested) (AII)

1Y (from 2025-10-24)5Y (from 2025-05-05)
Total return+26.0%+76.4%
S&P 500 (SPY)+13.4%+76.9%
Per year+26.1%+47.2%
Volatility (annualized)40.5%38.0%
Max drawdown-34.0% (Nov 2025→May 2026)-30.9% (Nov 2025→May 2026)

AII suppliers, customers and competitors (named in its 10-K)

RelationshipCompanySentence in the filing
PartnerInsurance“AIIG was founded in 2006 as an insurance holding company by our Chief Executive Officer, Robert Ritchie, in partnership”

Quoted from the company's 10-K filed Feb 27, 2026.

AII analyst estimates and revisions

PeriodEPS estimate90 days agoChangeRevenue estimateAnalysts
Current quarter (ends Sep 2026)$0.66$-0.07-1042.9%$105.4M6
Next quarter (ends Dec 2026)$0.84$0.95-12.1%$108.8M6
Current fiscal year (ends Dec 2026)$4.30$2.79+54.0%$420.3M6
Next fiscal year (ends Dec 2027)$3.28$3.01+9.0%$507.3M6

Key Statistics (as of October 24, 2026 at 13:34 UTC)

PriceUSD 28.83
Change▼ 1.17% (down)
Previous CloseUSD 29.17
OpenUSD 29.23
Day RangeUSD 28.57 – 29.14
52-Week RangeUSD 16.19 – 29.5
Volume105,050 shares
Market Cap$564.93M
ExchangeNYQ

Technical Analysis (AII)

Nexqual's technical model rates AII "BUY" based on 5 bullish and 1 bearish signals across 127 daily candles, as of October 24, 2026 at 13:34 UTC.

Overall SignalBUY
RSI (14)66.09 (neutral)
vs SMA50Above (USD 26.28)
MACD0.91 (positive)

Analyst Ratings (AII)

Wall Street analysts rate AII "Buy" based on 6 analysts, with a mean price target of USD 28.25 (range USD 26–31), per Nexqual as of October 24, 2026 at 13:34 UTC.

Consensus RatingBuy
Analyst Count6
Mean TargetUSD 28.25
High TargetUSD 31
Low TargetUSD 26
Buy / Hold / Sell5 / 1 / 0

Earnings (AII)

Next Earnings Date2026-11-10
EPS EstimateUSD 0.66
Revenue Estimate$105.43M

Recent Earnings History

QuarterActual vs Estimate
2026-06-30USD 1.78 vs est 0.89 ▲ beat
2025-12-31USD 1.11 vs est 0.8 ▲ beat
2025-09-30USD 0.71 vs est 0.64 ▲ beat

Source: Nexqual, October 24, 2026 at 13:34 UTC.

Financials & Fundamentals (AII)

Total Revenue$336.20M
Revenue Growth (latest quarter, YoY)+54.60%
Gross Margin+50.53%
Operating Margin+40.31%
Profit Margin+26.20%
ROE+26.24%
Debt / Equity0.09
Current Ratio1.28
Total Cash$293.19M
Total Debt$33.48M
Free Cash Flow (last four quarters to Jun 2026, SEC 10-Q / 10-K)$163.64M (48.7% of revenue)

Source: Nexqual, October 24, 2026 at 13:34 UTC.

Financial Health Score (AII)

Nexqual rates American Integrity Insurance Group, Inc.'s overall financial health "Strong" across five dimensions, as of October 24, 2026 at 13:34 UTC.

GrowthStrong — Revenue +55% YoY (latest Q)
ProfitabilityStrong — Gross margin 51%, operating 40% (last 12 months)
Balance SheetStrong — $293M cash and investments, no debt (Jun 2026, SEC)
Cash FlowStrong — FCF $164M (last 4 quarters to Jun 2026, SEC), 49% margin
EfficiencyStrong — ROE 26%, ROA 4.7%

Ownership (AII)

Insider Ownership+36.14%
Institutional Ownership+60.32%
Shares Outstanding19.60M
Float12.32M
Short % of Float+3.86%

Source: Nexqual, October 24, 2026 at 13:34 UTC.

Leadership (AII)

American Integrity Insurance Group, Inc. is led by Robert Craig Ritchie, Founder, CEO & Director, per Nexqual as of October 24, 2026 at 13:34 UTC.

Founder, CEO & DirectorRobert Craig Ritchie
PresidentJon Phillip Ritchie
CFO, Secretary & TreasurerBrian Edward Foley
Executive Vice President of Sales & MarketingDick Dowd
Senior Vice President of MarketingToni Logan

Major Backers & Investors (AII)

Notable institutional backers of American Integrity Insurance Group, Inc. include Boston Partners, Wasatch Advisors LP, Mink Brook Asset Management LLC , according to Nexqual as of October 24, 2026 at 13:34 UTC.

Active Investors

InvestorStake
Boston Partners7.79%
Wasatch Advisors LP6.42%
Mink Brook Asset Management LLC 4.99%
WASATCH FUNDS TRUST-Wasatch Micro Cap Fund4.91%
Pacific Ridge Capital Partners, LLC2.96%
Freestone Grove Partners LP 2.51%
RBB Fund, Inc.-Adara Smaller Companies Fund2.18%
Trust for Professional Managers-Column Small Cap Select Fund2.13%

Index Funds (Passive)

FundStake
BlackRock4.53%
Vanguard Group2.34%

Source: Nexqual, October 24, 2026 at 13:34 UTC.

From American Integrity Insurance Group, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)

Key Strengths & Strategy (as disclosed to the SEC)

Partnerships

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

SymbolNamePriceChange
HMNHorace Mann Educators CorporatiUSD 46.3▼ 2.26%
PRCHPorch Group, Inc.USD 17.73▼ 1.17%
HCIHCI Group, Inc.USD 204.06▼ 1.27%
SKWDSkyward Specialty Insurance GroUSD 60.39▼ 2.85%
SLDESlide Insurance Holdings, Inc.USD 28.55▲ 2.88%
LMNDLemonade, Inc.USD 44.92▼ 1.08%

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 24, 2026 at 13:34 UTC. This page is informational and not investment advice.

For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt