Arrow Financial Corp (AROW) Stock Price & Analysis
Arrow Financial Corp (AROW) rose 0.79% to USD 39.45 as of July 25, 2026 at 07:45 UTC, according to Nexqual real-time market data.
AROW last closed at USD 39.14; the session ranged USD 37.51–39.73 on volume of 96,164 shares. Market capitalization is $652.07M, with a 52-week range of USD 25.84–42.7 (NMS). Source: Nexqual, July 25, 2026 at 07:45 UTC.
Key Statistics (as of July 25, 2026 at 07:45 UTC)
| Price | USD 39.45 |
|---|---|
| Change | ▲ 0.79% (up) |
| Previous Close | USD 39.14 |
| Open | USD 39.16 |
| Day Range | USD 37.51 – 39.73 |
| 52-Week Range | USD 25.84 – 42.7 |
| Volume | 96,164 shares |
| Market Cap | $652.07M |
| Exchange | NMS |
Technical Analysis (AROW)
Nexqual's technical model rates AROW "NEUTRAL" based on 3 bullish and 2 bearish signals across 125 daily candles, as of July 25, 2026 at 07:45 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 45.86 (neutral) |
| vs SMA50 | Above (USD 38.88) |
| MACD | 0.33 (positive) |
Analyst Ratings (AROW)
Wall Street analysts rate AROW "Hold" based on 3 analysts, with a mean price target of USD 41 (range USD 38–43), per Nexqual as of July 25, 2026 at 07:45 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 41 |
| High Target | USD 43 |
| Low Target | USD 38 |
| Buy / Hold / Sell | 1 / 2 / 0 |
Earnings (AROW)
| Next Earnings Date | 2026-07-23 |
|---|---|
| EPS Estimate | USD 0.94 |
| Revenue Estimate | $58.29M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.71 vs est 0.85 ▼ miss |
| 2026-03-31 | USD 0.82 vs est 0.79 ▲ beat |
| 2025-12-31 | USD 0.85 vs est 0.8 ▲ beat |
| 2025-09-30 | USD 0.81 vs est 0.72 ▲ beat |
Source: Nexqual, July 25, 2026 at 07:45 UTC.
Financials & Fundamentals (AROW)
| Total Revenue | $170.17M |
|---|---|
| Revenue Growth (YoY) | +4.60% |
| Gross Margin | +0.00% |
| Operating Margin | +34.66% |
| Profit Margin | +30.14% |
| ROE | +12.00% |
| Total Cash | $186.79M |
| Total Debt | $335.08M |
Source: Nexqual, July 25, 2026 at 07:45 UTC.
Financial Health Score (AROW)
Nexqual rates Arrow Financial Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 07:45 UTC.
| Growth | Strong — Revenue +15% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $187M cash vs $335M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 12%, ROA 1.2% |
Ownership (AROW)
| Insider Ownership | +2.92% |
|---|---|
| Institutional Ownership | +50.83% |
| Shares Outstanding | 16.53M |
| Float | 14.19M |
| Short % of Float | +2.63% |
Source: Nexqual, July 25, 2026 at 07:45 UTC.
Leadership (AROW)
Arrow Financial Corp is led by David S. DeMarco (age 63), CEO, President & Director, per Nexqual as of July 25, 2026 at 07:45 UTC.
| CEO, President & Director | David S. DeMarco (age 63) |
|---|---|
| Senior EVP, CFO, Chief Accounting Officer & Treasurer | Penko Krassimir Ivanov (age 56) |
| Senior VP and Director of Marketing & Communications of Glen Falls | Annette Reitano |
| Senior VP & Director of Employee Total Rewards | Amy Merchant |
| Senior VP, Regional President of Mohawk Valley & Director | Rocco F. Arcuri (age 66) |
Major Backers & Investors (AROW)
Notable institutional backers of Arrow Financial Corp include Arrow Financial Corp, American Century Companies Inc, Acadian Asset Management. LLC, according to Nexqual as of July 25, 2026 at 07:45 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Arrow Financial Corp | 11.37% |
| American Century Companies Inc | 4.25% |
| Acadian Asset Management. LLC | 1.53% |
| Renaissance Technologies | 1.39% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Targeted Value Portfolio | 1.27% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 10.77% |
| Vanguard Group | 7.64% |
| Dimensional Fund Advisors | 5% |
| State Street | 2.88% |
| Geode Capital | 2.24% |
Source: Nexqual, July 25, 2026 at 07:45 UTC.
From Arrow Financial Corp's Latest SEC 10-K Filing (filed 2026-03-06)
Partnerships
- Also, any failure to prevent a security breach or to quickly and effectively deal with such a breach could negatively impact customer confidence, damaging Arrow's reputation and undermining its ability to attract and keep customers.
- Arrow has exposure to many different counterparties in the normal course of business, and routinely executes transactions with counterparties in the financial services industry, including brokers and dealers, other commercial banks, investment banks, mutual and hedge funds, and other financial institutions.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CTBI | Community Trust Bancorp, Inc. | USD 76.15 | ▲ 2.64% |
| BANF | BancFirst Corporation | USD 116.58 | ▲ 1.06% |
| THFF | First Financial Corporation | USD 77.51 | ▲ 2.84% |
| BMRC | Bank of Marin Bancorp | USD 28.77 | ▲ 1.09% |
| SRCE | 1st Source Corporation | USD 85.84 | ▲ 3.62% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 07:45 UTC. This page is informational and not investment advice.