Ameriserv Financial Inc /Pa/ (ASRV) Stock Price & Analysis
Ameriserv Financial Inc /Pa/ (ASRV) rose 4.58% to USD 4.34 as of July 25, 2026 at 05:51 UTC, according to Nexqual real-time market data.
ASRV last closed at USD 4.15; the session ranged USD 4.16–4.34 on volume of 22,931 shares. Market capitalization is $73.62M, with a 52-week range of USD 2.64–4.34 (NGM). Source: Nexqual, July 25, 2026 at 05:51 UTC.
Key Statistics (as of July 25, 2026 at 05:51 UTC)
| Price | USD 4.34 |
|---|---|
| Change | ▲ 4.58% (up) |
| Previous Close | USD 4.15 |
| Open | USD 4.27 |
| Day Range | USD 4.16 – 4.34 |
| 52-Week Range | USD 2.64 – 4.34 |
| Volume | 22,931 shares |
| Market Cap | $73.62M |
| Exchange | NGM |
Technical Analysis (ASRV)
Nexqual's technical model rates ASRV "BUY" based on 5 bullish and 3 bearish signals across 125 daily candles, as of July 25, 2026 at 05:51 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 78.65 (overbought) |
| vs SMA50 | Above (USD 3.85) |
| MACD | 0.09 (positive) |
Analyst Ratings (ASRV)
Wall Street analysts rate ASRV "None", per Nexqual as of July 25, 2026 at 05:51 UTC.
| Consensus Rating | None |
|---|
Earnings (ASRV)
| Next Earnings Date | 2026-10-20 |
|---|
Source: Nexqual, July 25, 2026 at 05:51 UTC.
Financials & Fundamentals (ASRV)
| Total Revenue | $60.40M |
|---|---|
| Revenue Growth (YoY) | +42.60% |
| Gross Margin | +0.00% |
| Operating Margin | +22.20% |
| Profit Margin | +14.10% |
| ROE | +7.28% |
| Total Cash | $8.59M |
| Total Debt | $62.98M |
Source: Nexqual, July 25, 2026 at 05:51 UTC.
Financial Health Score (ASRV)
Nexqual rates Ameriserv Financial Inc /Pa/'s overall financial health "Weak" across five dimensions, as of July 25, 2026 at 05:51 UTC.
| Growth | Weak — Revenue -1% YoY (annual), declining |
|---|---|
| Profitability | Weak — Small revenue base — building scale |
| Balance Sheet | Mixed — $9M cash vs $63M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 7%, ROA 0.6% |
Ownership (ASRV)
| Insider Ownership | +26.68% |
|---|---|
| Institutional Ownership | +39.66% |
| Shares Outstanding | 16.96M |
| Float | 12.82M |
| Short % of Float | +0.56% |
Source: Nexqual, July 25, 2026 at 05:51 UTC.
Leadership (ASRV)
Ameriserv Financial Inc /Pa/ is led by Jeffrey A. Stopko (age 62), President, CEO & Director, per Nexqual as of July 25, 2026 at 05:51 UTC.
| President, CEO & Director | Jeffrey A. Stopko (age 62) |
|---|---|
| President of AmeriServ Wealth & Capital Management | David A. Finui (age 71) |
| Senior VP and Director of Corporate Marketing & Alternative Delivery Systems | Susan Tomera Angeletti |
Major Backers & Investors (ASRV)
Notable institutional backers of Ameriserv Financial Inc /Pa/ include Gendell, Jeffrey L., AmeriServ Wealth Advisors, DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, according to Nexqual as of July 25, 2026 at 05:51 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Gendell, Jeffrey L. | 9.64% |
| AmeriServ Wealth Advisors | 5.24% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 4.48% |
| Renaissance Technologies | 3.33% |
| Oppenheimer & Close, LLC | 2.08% |
| Ewa, LLC | 1.46% |
| Bridgeway Capital Management, LLC | 1.22% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 7.47% |
| Dimensional Fund Advisors | 7.35% |
| Geode Capital | 0.85% |
Source: Nexqual, July 25, 2026 at 05:51 UTC.
From Ameriserv Financial Inc /Pa/'s Latest SEC 10-K Filing (filed 2026-03-18)
Key Strengths & Strategy (as disclosed to the SEC)
- AmeriServ Financial, Inc. operates as the bank holding company for AmeriServ Financial Bank that provides various consumer, mortgage, and commercial financial products in the United States.
- The company offers retail banking services, including demand, savings, and time deposits; checking and money market accounts; secured and unsecured consumer loans, and mortgage loans; and safe deposit boxes, holiday club accounts, and money orders.
- It also provides lending, depository, and related financial services, such as commercial real estate mortgage loans, short and medium-term loans, revolving credit arrangements, lines of credit, inventory and accounts receivable financing, real estate-construction loans, business savings accounts, wire transfers, night depository, and lock box services to commercial, industrial, financial, and governmental customers.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| ATLO | Ames National Corporation | USD 30.05 | ▲ 1.93% |
| AUBN | Auburn National Bancorporation, | USD 26.62 | ▼ 0.6% |
| BCBP | BCB Bancorp, Inc. (NJ) | USD 10.14 | ▼ 1.46% |
| AROW | Arrow Financial Corporation | USD 39.45 | ▼ 3.14% |
| CWBC | Community West Bancshares | USD 25 | ▼ 6.54% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 05:51 UTC. This page is informational and not investment advice.