Atlanticus Holdings Corporation (ATLC) Stock Price & Analysis
Atlanticus Holdings Corporation (ATLC) closed at USD 93.54 on Thursday, October 15, 2026, up 2.71% on the day. The US market is currently closed; this is not a live price.
The prior close was USD 91.07; the Oct 15, 2026 session ranged USD 90.05–93.87 on volume of 103,580 shares. Market capitalization is $1.42B, with a 52-week range of USD 47.5–114.34 (NMS). Source: Nexqual, retrieved October 16, 2026 at 05:20 UTC.
Also available as compact Markdown for AI agents: nexqual.com/ATLC.md
Key facts (ATLC)
- Analysts: Buy (mean 1.80 on a 1–5 scale) (5 analysts), mean target USD 130.6 (range 110–179).
- Total return with dividends: 1Y +74.9% vs S&P 500 +18.1%; 5Y +50.1% vs S&P 500 +85.1%.
- Next earnings: 2026-11-09, EPS estimate USD 2.97, revenue estimate $781M.
Analysts (ATLC)
Consensus Buy (mean 1.80 on a 1–5 scale), 5 analysts; mean target USD 130.6 (low 110, high 179).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-09-22 | BTIG | Reiterated | Buy | $179 |
| 2026-09-03 | B. Riley Securities | Target raised | Buy | $111 → $119 |
| 2026-07-08 | Jefferies | Target raised | Buy | $100 → $115 |
| 2026-06-30 | BTIG | Target raised | Buy | $105 → $179 |
Total return (dividends reinvested) (ATLC)
| 1Y (from 2025-10-16) | 5Y (from 2021-10-11) | |
|---|---|---|
| Total return | +74.9% | +50.1% |
| S&P 500 (SPY) | +18.1% | +85.1% |
| Per year | +75.3% | +8.4% |
| Volatility (annualized) | 51.8% | 55.5% |
| Max drawdown | -31.6% (Dec 2025→Mar 2026) | -74.3% (Nov 2021→Mar 2023) |
Key Statistics (as of October 16, 2026 at 05:20 UTC)
| Price | USD 93.54 |
|---|---|
| Change | ▲ 2.71% (up) |
| Previous Close | USD 91.07 |
| Open | USD 91.3 |
| Day Range | USD 90.05 – 93.87 |
| 52-Week Range | USD 47.5 – 114.34 |
| Volume | 103,580 shares |
| Market Cap | $1.42B |
| Exchange | NMS |
Technical Analysis (ATLC)
Nexqual's technical model rates ATLC "NEUTRAL" based on 3 bullish and 2 bearish signals across 127 daily candles, as of October 16, 2026 at 05:20 UTC.
| Overall Signal | NEUTRAL |
|---|---|
| RSI (14) | 53.73 (neutral) |
| vs SMA50 | Below (USD 93.98) |
| MACD | -0.08 (negative) |
Analyst Ratings (ATLC)
Wall Street analysts rate ATLC "Buy" based on 5 analysts, with a mean price target of USD 130.6 (range USD 110–179), per Nexqual as of October 16, 2026 at 05:20 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 130.6 |
| High Target | USD 179 |
| Low Target | USD 110 |
| Buy / Hold / Sell | 5 / 0 / 0 |
Earnings (ATLC)
| Next Earnings Date | 2026-11-09 |
|---|---|
| EPS Estimate | USD 2.97 |
| Revenue Estimate | $781.29M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 2.5 vs est 2.49 ▲ beat |
| 2026-03-31 | USD 2.23 vs est 1.66 ▲ beat |
| 2025-12-31 | USD 1.75 vs est 1.57 ▲ beat |
| 2025-09-30 | USD 1.21 vs est 1.6 ▼ miss |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Financials & Fundamentals (ATLC)
| Total Revenue | $730.47M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +83.30% |
| Gross Margin | +72.98% |
| Operating Margin | +29.52% |
| Profit Margin | +21.08% |
| ROE | +22.97% |
| Debt / Equity | 8.54 |
| Current Ratio | 14.84 |
| Total Cash | $555.21M |
| Total Debt | $6.29B |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Financial Health Score (ATLC)
Nexqual rates Atlanticus Holdings Corporation's overall financial health "Solid" across five dimensions, as of October 16, 2026 at 05:20 UTC.
| Growth | Strong — Revenue +50% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 73%, operating 30% |
| Balance Sheet | Weak — $555M cash vs $6.29B debt |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Personal Credit Institutions) |
| Efficiency | Strong — ROE 23%, ROA 2.8% |
Ownership (ATLC)
| Insider Ownership | +64.31% |
|---|---|
| Institutional Ownership | +26.97% |
| Shares Outstanding | 15.17M |
| Float | 5.50M |
| Short % of Float | +28.21% |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Leadership (ATLC)
Atlanticus Holdings Corporation is led by Jeffrey A. Howard (age 55), President, CEO & Director, per Nexqual as of October 16, 2026 at 05:20 UTC.
| President, CEO & Director | Jeffrey A. Howard (age 55) |
|---|---|
| Executive Chairman | David G. Hanna (age 60) |
| Chief Financial Officer | William R. McCamey (age 56) |
| Chief Technology Officer | Linda Brooks |
| Senior Vice President of Marketing | Matt Zalubowski |
Major Backers & Investors (ATLC)
Notable institutional backers of Atlanticus Holdings Corporation include Wellington Management, American Century Companies Inc, HB Wealth Management, LLC, according to Nexqual as of October 16, 2026 at 05:20 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Wellington Management | 3.45% |
| American Century Companies Inc | 2.93% |
| HB Wealth Management, LLC | 0.78% |
| Arrowstreet Capital, Limited Partnership | 0.78% |
| Bridgeway Capital Management, LLC | 0.66% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 4.01% |
| Dimensional Fund Advisors | 3.4% |
| Vanguard Group | 3.07% |
| Geode Capital | 0.95% |
| State Street | 0.78% |
Source: Nexqual, October 16, 2026 at 05:20 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| JCAP | Jefferson Capital, Inc. | USD 20.74 | ▲ 0.97% |
| WU | Western Union Company (The) | USD 6.23 | ▲ 2.13% |
| EZPW | EZCORP, Inc. | USD 33.13 | ▲ 0.18% |
| ECPG | Encore Capital Group Inc | USD 102.6 | ▼ 2.84% |
| AGM | Federal Agricultural Mortgage C | USD 206.22 | ▲ 0.97% |
| NAVI | Navient Corporation | USD 9.56 | ▲ 1.49% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 16, 2026 at 05:20 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt