Encore Capital Group Inc (ECPG) Stock Price & Analysis
Encore Capital Group Inc (ECPG) rose 2.83% to USD 82.57 as of June 10, 2026 at 02:34 UTC, according to Nexqual real-time market data.
ECPG last closed at USD 80.3; the session ranged USD 80.65–83 on volume of 219,249 shares. Market capitalization is $1.77B, with a 52-week range of USD 35.67–92.64 (NMS). Source: Nexqual, June 10, 2026 at 02:34 UTC.
Key Statistics (as of June 10, 2026 at 02:34 UTC)
| Price | USD 82.57 |
|---|---|
| Change | ▲ 2.83% (up) |
| Previous Close | USD 80.3 |
| Open | USD 81.15 |
| Day Range | USD 80.65 – 83 |
| 52-Week Range | USD 35.67 – 92.64 |
| Volume | 219,249 shares |
| Market Cap | $1.77B |
| Exchange | NMS |
Technical Analysis (ECPG)
Nexqual's technical model rates ECPG "BUY" based on 5 bullish and 1 bearish signals across 124 daily candles, as of June 10, 2026 at 02:34 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 55 (neutral) |
| vs SMA50 | Above (USD 79.85) |
| MACD | 0.17 (positive) |
Analyst Ratings (ECPG)
Wall Street analysts rate ECPG "Buy" based on 3 analysts, with a mean price target of USD 111 (range USD 105–120), per Nexqual as of June 10, 2026 at 02:34 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 111 |
| High Target | USD 120 |
| Low Target | USD 105 |
| Buy / Hold / Sell | 3 / 1 / 0 |
Earnings (ECPG)
| Next Earnings Date | 2026-08-05 |
|---|---|
| EPS Estimate | USD 2.57 |
| Revenue Estimate | $454.82M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 3.91 vs est 2.78 ▲ beat |
| 2025-12-31 | USD 3.48 vs est 1.75 ▲ beat |
| 2025-09-30 | USD 3.18 vs est 1.59 ▲ beat |
| 2025-06-30 | USD 2.52 vs est 1.21 ▲ beat |
Source: Nexqual, June 10, 2026 at 02:34 UTC.
Financials & Fundamentals (ECPG)
| Total Revenue | $1.85B |
|---|---|
| Revenue Growth (YoY) | +21.00% |
| Gross Margin | +100.00% |
| Operating Margin | +38.70% |
| Profit Margin | +16.00% |
| ROE | +31.96% |
| Debt / Equity | 390.51 |
| Current Ratio | 18.24 |
| Total Cash | $227.20M |
| Total Debt | $4.04B |
| Free Cash Flow | $-229.49M |
Source: Nexqual, June 10, 2026 at 02:34 UTC.
Financial Health Score (ECPG)
Nexqual rates Encore Capital Group Inc's overall financial health "Solid" across five dimensions, as of June 10, 2026 at 02:34 UTC.
| Growth | Strong — Revenue +34% YoY (annual) |
|---|---|
| Profitability | Strong — Operating margin 39% |
| Balance Sheet | Weak — $227M cash vs $4.04B debt |
| Cash Flow | Weak — FCF negative: -$229M, burning cash |
| Efficiency | Strong — ROE 32%, ROA 8.2% |
Ownership (ECPG)
| Insider Ownership | +3.81% |
|---|---|
| Institutional Ownership | +108.79% |
| Shares Outstanding | 21.44M |
| Float | 20.97M |
| Short % of Float | +8.23% |
Source: Nexqual, June 10, 2026 at 02:34 UTC.
Leadership (ECPG)
Encore Capital Group Inc is led by Ashish Masih (age 60), President, CEO & Director, per Nexqual as of June 10, 2026 at 02:34 UTC.
| President, CEO & Director | Ashish Masih (age 60) |
|---|---|
| Executive VP, Treasurer & CFO | Tomas C. Hernanz (age 47) |
| President of Midland Credit Management, Inc. | Ryan B. Bell (age 46) |
| President of International & Cabot Credit Management and CEO of Cabot Credit Management | John Yung (age 60) |
| Vice President of Global Investor Relations | Bruce Thomas |
Major Backers & Investors (ECPG)
Notable institutional backers of Encore Capital Group Inc include Stephens Investment Management Group LLC, Goldman Sachs, Wellington Management, according to Nexqual as of June 10, 2026 at 02:34 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Stephens Investment Management Group LLC | 6.07% |
| Goldman Sachs | 3.22% |
| Wellington Management | 2.77% |
| Shaw D.E. & Co., Inc. | 2.44% |
| HEARTLAND GROUP INC.-Heartland Value Fund | 1.4% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 26.91% |
| Vanguard Group | 19.74% |
| Dimensional Fund Advisors | 4.7% |
| State Street | 3.96% |
| Geode Capital | 2.9% |
Source: Nexqual, June 10, 2026 at 02:34 UTC.
From Encore Capital Group Inc's Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- These methods and models generally allow us to value portfolios accurately (limiting the risk of overpaying), avoid buying portfolios that are incompatible with our methods or strategies and align the accounts we purchase with our business channels to maximize future collections.
- These models generally allow us to accurately value portfolios and to develop collection strategies that maximize future returns.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| PRAA | PRA Group, Inc. | USD 15.54 | ▼ 2.94% |
| WRLD | World Acceptance Corporation | USD 169.5 | ▲ 1.32% |
| EFSC | Enterprise Financial Services C | USD 62.47 | ▲ 1.83% |
| EGBN | Eagle Bancorp, Inc. | USD 27.65 | ▲ 1.39% |
| DCOM | Dime Commercial Bancshares, Inc | USD 38.95 | ▲ 3.1% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 02:34 UTC. This page is informational and not investment advice.