Better Home & Finance Holding Company (BETR) Stock Price & Analysis

Better Home & Finance Holding Company (BETR) closed at USD 16.72 on Friday, October 23, 2026, up 0.84% on the day. The US market is currently closed; this is not a live price.

The prior close was USD 16.58; the Oct 23, 2026 session ranged USD 15.42–17.49 on volume of 808,902 shares. Market capitalization is $317.86M, with a 52-week range of USD 7.51–82.89 (NGM). Source: Nexqual, retrieved October 25, 2026 at 05:12 UTC.

Also available as compact Markdown for AI agents: nexqual.com/BETR.md

Key facts (BETR)

• Last four reported quarters (through Jun 30, 2026): revenue $190M, net income -$180M (-94.5% margin) (SEC filings).
• Analysts: Buy (mean 2.00 on a 1–5 scale) (8 analysts), mean target USD 22.14 (range 15–35).
• Total return with dividends: 1Y -79.0% vs S&P 500 +13.4%; 5Y -96.7% vs S&P 500 +76.9%.
• Next earnings: 2026-11-09, EPS estimate USD -1.21, revenue estimate $49.4M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (BETR)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (BETR)

P/S 1.7x · P/B 5.5x · FCF yield -49.13% · Earnings yield -56.61%

Analysts (BETR)

Consensus Buy (mean 2.00 on a 1–5 scale), 8 analysts; mean target USD 22.14 (low 15, high 35).

Rating changes, last 120 days:

Total return (dividends reinvested) (BETR)

BETR revenue by business segment (fiscal year ended Dec 31, 2025)

BETR revenue by product line (quarter ended Jun 30, 2026)

BETR revenue by region (fiscal year ended Dec 31, 2025)

As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).

BETR suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Mar 13, 2026.

BETR company outlook (results filed Oct 14, 2026)

• “As late as the August 3rd board meeting, the day I was fired, the Company's own projections were estimating that we were on track to over $1.5 billion of volume, over $53 million of revenue, and $12 million of Adjusted EBITDA loss, which, if achieved, would have handily came in at the top end of the guidance range on all three metrics.”
• “Preliminary third quarter Loan Volume was $1.395 billion, within the Company's previously issued guidance range of $1.375 billion to $1.525 billion.”
• “Total Net Revenues were $45.1 million, below previously issued guidance of $49.0 million to $52.0 million, reflecting both interest rate headwinds and the focus on the proxy solicitation distraction which lowered morale, impacted conversion, and lengthened partner launch timelines.”
• “Preliminary Adjusted EBITDA loss was $24.8 million to $25.8 million, compared with previously issued guidance for an Adjusted EBITDA loss of $15.0 million to $18.0 million.”

Quoted word-for-word from the SEC 8-K results press release.

BETR analyst estimates and revisions

BETR options: expected move

Options price a move of about ±29.5% (±$5.13) by Nov 20, 2026, which includes earnings on Nov 9, 2026. Over the last 8 reports the stock moved ±17.8% on average.

30-day implied volatility 134.5% vs 146.6% realized over the last 30 trading days. Put/call ratio (volume) 0.02. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.

Key Statistics (as of October 25, 2026 at 05:12 UTC)

Technical Analysis (BETR)

Nexqual's technical model rates BETR "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 25, 2026 at 05:12 UTC.

Analyst Ratings (BETR)

Wall Street analysts rate BETR "Buy" based on 8 analysts, with a mean price target of USD 22.14 (range USD 15–35), per Nexqual as of October 25, 2026 at 05:12 UTC.

Earnings (BETR)

Recent Earnings History

Source: Nexqual, October 25, 2026 at 05:12 UTC.

Financials & Fundamentals (BETR)

Source: Nexqual, October 25, 2026 at 05:12 UTC.

Financial Health Score (BETR)

Nexqual rates Better Home & Finance Holding Company's overall financial health "Weak" across five dimensions, as of October 25, 2026 at 05:12 UTC.

Ownership (BETR)

Source: Nexqual, October 25, 2026 at 05:12 UTC.

Leadership (BETR)

Better Home & Finance Holding Company is led by Vishal Garg, Founder & Director, per Nexqual as of October 25, 2026 at 05:12 UTC.

Major Backers & Investors (BETR)

Notable institutional backers of Better Home & Finance Holding Company include Softbank Group Corporation, Frontier Capital Management Company LLC, Healthcare of Ontario Pension Plan Trust Fund, according to Nexqual as of October 25, 2026 at 05:12 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 25, 2026 at 05:12 UTC.

From Better Home & Finance Holding Company's Latest SEC 10-K Filing (filed 2026-03-13)

Key Strengths & Strategy (as disclosed to the SEC)

• The Tinman AI Platform ("Tinman") includes access to our proprietary technology in connection with mortgage origination activities, including technology-enabled underwriting, loan processing, compliance support, capital markets connectivity, and related back-office functionality.
• Our proprietary platform supports both consumer-facing offerings and offerings provided to third-party strategic partners and is designed to scale across products, channels, and market conditions.
• Our offerings are supported by our proprietary technology platform, Tinman, which enables digital delivery, automation, and integration across these activities.
• Our customers use our integrated platform to seamlessly navigate the homeownership journey.

Partnerships

• In connection with the closing of the transactions contemplated by the Merger Agreement, the Company's Class A common stock and Warrants began trading on the Nasdaq Global Market and Nasdaq Capital Market, respectively, under the ticker symbols "BETR" and BETRW." On March 13, 2024, the listing of the Company's Class A common stock and warrants transferred from the Nasdaq Global Market to the Nasdaq Capital Market.

Legal & Regulatory Risks (Item 1A, quoted)

• We operate in a heavily regulated industry, and our loan production and real estate brokerage activities, title and settlement services activities and homeowners insurance agency activities expose us to risks of noncompliance with a large and increasing body of complex laws and regulations at the U.S. federal, state and local levels, which, at times, may be inconsistent.
• We are, and may in the future be, subject to litigation and regulatory enforcement matters from time to time. If the outcomes of these matters are adverse to us, it could materially and adversely affect our business, revenues, financial condition, results of operations, and prospects.
• We are subject to various litigation and regulatory enforcement matters from time to time, the outcome of which could materially and adversely affect our business, financial condition, results of operations, and prospects.
• We are subject to various telecommunications, data protection, AI and privacy laws and regulations, as well as various consumer protection laws, including predatory lending laws, and failure to comply with such laws can result in material adverse effects.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 25, 2026 at 05:12 UTC. This page is informational and not investment advice.

For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt