Uwm Holdings Corp (UWMC) Stock Price & Analysis
Uwm Holdings Corp (UWMC) rose 5.17% to USD 1.83 as of July 25, 2026 at 01:47 UTC, according to Nexqual real-time market data.
UWMC last closed at USD 1.74; the session ranged USD 1.75–1.87 on volume of 16,239,729 shares. Market capitalization is $2.96B, with a 52-week range of USD 1.72–7.14 (NYQ). Source: Nexqual, July 25, 2026 at 01:47 UTC.
Key Statistics (as of July 25, 2026 at 01:47 UTC)
| Price | USD 1.83 |
|---|---|
| Change | ▲ 5.17% (up) |
| Previous Close | USD 1.74 |
| Open | USD 1.75 |
| Day Range | USD 1.75 – 1.87 |
| 52-Week Range | USD 1.72 – 7.14 |
| Volume | 16,239,729 shares |
| Market Cap | $2.96B |
| Exchange | NYQ |
Technical Analysis (UWMC)
Nexqual's technical model rates UWMC "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 01:47 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 31.77 (neutral) |
| vs SMA50 | Below (USD 2.42) |
| MACD | -0.17 (negative) |
Analyst Ratings (UWMC)
Wall Street analysts rate UWMC "Buy" based on 8 analysts, with a mean price target of USD 3.98 (range USD 3–6.5), per Nexqual as of July 25, 2026 at 01:47 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 8 |
| Mean Target | USD 3.98 |
| High Target | USD 6.5 |
| Low Target | USD 3 |
| Buy / Hold / Sell | 4 / 6 / 0 |
Earnings (UWMC)
| Next Earnings Date | 2026-08-06 |
|---|---|
| EPS Estimate | USD 0.08 |
| Revenue Estimate | $694.96M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.09 vs est 0.06 ▲ beat |
| 2025-12-31 | USD 0.08 vs est 0.09 ▼ miss |
| 2025-09-30 | USD 0.01 vs est 0.07 ▼ miss |
| 2025-06-30 | USD 0.16 vs est 0.06 ▲ beat |
Source: Nexqual, July 25, 2026 at 01:47 UTC.
Financials & Fundamentals (UWMC)
| Total Revenue | $3.61B |
|---|---|
| Revenue Growth (YoY) | +24.40% |
| Gross Margin | +100.00% |
| Operating Margin | +40.73% |
| Profit Margin | +1.84% |
| ROE | +40.88% |
| Debt / Equity | 1,033.13 |
| Current Ratio | 1.79 |
| Total Cash | $419.45M |
| Total Debt | $16.54B |
| Free Cash Flow | $-1.09B |
Source: Nexqual, July 25, 2026 at 01:47 UTC.
Financial Health Score (UWMC)
Nexqual rates Uwm Holdings Corp's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 01:47 UTC.
| Growth | Solid — Revenue +11% YoY (annual) |
|---|---|
| Profitability | Strong — Operating margin 41% |
| Balance Sheet | Critical — $419M cash vs $16.5B debt |
| Cash Flow | Weak — FCF negative: -$1.09B, burning cash |
| Efficiency | Strong — ROE 41%, ROA 4.6% |
Ownership (UWMC)
| Insider Ownership | +13.42% |
|---|---|
| Institutional Ownership | +68.81% |
| Shares Outstanding | 339.23M |
| Float | 294.38M |
| Short % of Float | +20.89% |
Source: Nexqual, July 25, 2026 at 01:47 UTC.
Leadership (UWMC)
Uwm Holdings Corp is led by Mathew R. Ishbia (age 45), Chairman, President & CEO, per Nexqual as of July 25, 2026 at 01:47 UTC.
| Chairman, President & CEO | Mathew R. Ishbia (age 45) |
|---|---|
| Founder & Director | Jeffrey A. Ishbia (age 77) |
| Executive VP & CFO | Rami Hasani (age 44) |
| Executive VP, COO & Director | Melinda Wilner (age 49) |
| Executive VP, Chief People Officer & Director | Laura Lawson (age 48) |
Major Backers & Investors (UWMC)
Notable institutional backers of Uwm Holdings Corp include FMR, LLC, Fidelity, Freestone Grove Partners LP , according to Nexqual as of July 25, 2026 at 01:47 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 7.81% |
| Fidelity | 7.55% |
| Freestone Grove Partners LP | 2.88% |
| King Street Capital Management, LP | 2.3% |
| Two Sigma Investments, LP | 2.27% |
| Bank of America Corporation | 2.05% |
| Goldman Sachs | 1.81% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 11.98% |
| BlackRock | 3.71% |
| Northern Trust | 2.04% |
Source: Nexqual, July 25, 2026 at 01:47 UTC.
From Uwm Holdings Corp's Latest SEC 10-K Filing (filed 2026-02-25)
Key Strengths & Strategy (as disclosed to the SEC)
- Utilizing our proprietary system, "Easiest Application System Ever" (EASE TM ), and our dedicated team members, we focus on client service and loan quality throughout the entire loan origination, underwriting and closing processes.
- For example, if, over time, UWM maintains a 40% market share in the wholesale channel, but the wholesale channel grows from 20% of the overall market to 30% of the overall market, UWM would be in the position to grow from 8% to 12% of the overall market.
- We believe our integrated platforms deliver a scalable, standardized, and controlled end-to-end origination process that embeds agency guidelines and program requirements into rules-based workflows.
- We also provide our clients access to our proprietary communication tool, Client Request ("CR"), that allows them to ask general or loan-specific questions, submit requests, and escalate potential issues, which provides a transparent and consistent line of communication between the client and the various internal UWM teams.
Partnerships
- We believe that by not competing for the borrower connection and relationship, we are able to generate significantly higher loyalty and satisfaction from our clients, the Independent Mortgage Brokers, who, in turn, armed with our partnership tools, are positioned to direct a growing share of the residential mortgage volume nationwide.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| RKT | Rocket Companies, Inc. | USD 13.05 | ▼ 2.9% |
| CLOV | Clover Health Investments, Corp | USD 4.32 | ▼ 7.49% |
| PSFE | Paysafe Limited | USD 7.95 | ▲ 0.76% |
| CRSR | Corsair Gaming, Inc. | USD 9.85 | ▼ 7.08% |
| SOS | SOS Limited | USD 1 | ▼ 5.66% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:47 UTC. This page is informational and not investment advice.