UWM Holdings Corporation (UWMC) Stock Price & Analysis

UWM Holdings Corporation (UWMC) closed at USD 1.15 on Thursday, October 22, 2026, up 3.60% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 1.11; the Oct 22, 2026 session ranged USD 1.09–1.2 on volume of 13,254,145 shares. Market capitalization is $1.85B, with a 52-week range of USD 0.93–6.15 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 10:37 UTC.

Also available as compact Markdown for AI agents: nexqual.com/UWMC.md

Key facts (UWMC)

• Last four reported quarters (through Jun 30, 2026): revenue $3.58B, net income -$37.1M (-1.0% margin) (SEC filings).
• Insider open-market sales, last ~7 months: 11 Form 4 filings, $95.6M; 0 not under a Rule 10b5-1 plan ($0K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Analysts: Hold (mean 2.50 on a 1–5 scale) (10 analysts), mean target USD 1.84 (range 1.4–3).
• Total return with dividends: 1Y -78.1% vs S&P 500 +14.9%; 5Y -75.5% vs S&P 500 +80.3%.
• Next earnings: 2026-11-05, EPS estimate USD 0.04, revenue estimate $651M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (UWMC)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (UWMC)

P/S 0.5x · P/B 1.9x · FCF yield -266.34% · Earnings yield -2.01% · Dividend yield (paid, TTM) 5.62%

P/E at fiscal year-ends: Dec 2025 255.8x, Dec 2024 45.4x.

Insider sales (SEC Form 4, open-market, last ~7 months) (UWMC)

11 of 11 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Analysts (UWMC)

Consensus Hold (mean 2.50 on a 1–5 scale), 10 analysts; mean target USD 1.84 (low 1.4, high 3).

Rating changes, last 120 days:

Total return (dividends reinvested) (UWMC)

UWMC suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Feb 25, 2026.

UWMC company outlook (results filed Aug 6, 2026)

• “(6) our expectations for future market environments, including interest rates, and the timing of such market changes;”
• “(8) our ability to produce results in future years at or above prior levels or expectations, and our strategies for producing such results;”

Quoted word-for-word from the SEC 8-K results press release.

UWMC analyst estimates and revisions

Key Statistics (as of October 23, 2026 at 10:37 UTC)

Technical Analysis (UWMC)

Nexqual's technical model rates UWMC "NEUTRAL" based on 2 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 10:37 UTC.

Analyst Ratings (UWMC)

Wall Street analysts rate UWMC "Hold" based on 10 analysts, with a mean price target of USD 1.84 (range USD 1.4–3), per Nexqual as of October 23, 2026 at 10:37 UTC.

Earnings (UWMC)

Recent Earnings History

Source: Nexqual, October 23, 2026 at 10:37 UTC.

Financials & Fundamentals (UWMC)

Source: Nexqual, October 23, 2026 at 10:37 UTC.

Financial Health Score (UWMC)

Nexqual rates UWM Holdings Corporation's overall financial health "Weak" across five dimensions, as of October 23, 2026 at 10:37 UTC.

Ownership (UWMC)

Source: Nexqual, October 23, 2026 at 10:37 UTC.

From UWM Holdings Corporation's Latest SEC 10-K Filing (filed 2026-02-25)

Key Strengths & Strategy (as disclosed to the SEC)

• Utilizing our proprietary system, "Easiest Application System Ever" (EASETM), and our dedicated team members, we focus on client service and loan quality throughout the entire loan origination, underwriting and closing processes.
• For example, if, over time, UWM maintains a 40% market share in the wholesale channel, but the wholesale channel grows from 20% of the overall market to 30% of the overall market, UWM would be in the position to grow from 8% to 12% of the overall market.
• We believe our integrated platforms deliver a scalable, standardized, and controlled end-to-end origination process that embeds agency guidelines and program requirements into rules-based workflows.
• We also provide our clients access to our proprietary communication tool, Client Request ("CR"), that allows them to ask general or loan-specific questions, submit requests, and escalate potential issues, which provides a transparent and consistent line of communication between the client and the various internal UWM teams.

Partnerships

• We believe that by not competing for the borrower connection and relationship, we are able to generate significantly higher loyalty and satisfaction from our clients, the Independent Mortgage Brokers, who, in turn, armed with our partnership tools, are positioned to direct a growing share of the residential mortgage volume nationwide.

Legal & Regulatory Risks (Item 1A, quoted)

• Changes in regulatory capital, liquidity, and net worth requirements applicable to non-bank mortgage companies could materially affect our ability to operate and grow our business.
• The state regulatory agencies, GSEs and others continue to be active in their supervision of the loan origination and servicing sectors and the results of these examinations may be detrimental to our business.
• We may not be able to maintain all requisite licenses and permits, and the failure to satisfy those and other regulatory requirements could restrict our ability to originate, purchase, sell or service loans.
• Increased regulatory scrutiny and new laws and procedures could cause us to adopt additional compliance measures and incur additional compliance costs in connection with our foreclosure processes.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 10:37 UTC. This page is informational and not investment advice.

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