Byline Bancorp, Inc. (BY) Stock Price & Analysis
Byline Bancorp, Inc. (BY) rose 2.55% to USD 38.6 as of July 25, 2026 at 10:40 UTC, according to Nexqual real-time market data.
BY last closed at USD 37.64; the session ranged USD 38.09–39.49 on volume of 386,756 shares. Market capitalization is $1.75B, with a 52-week range of USD 25.38–39.51 (NYQ). Source: Nexqual, July 25, 2026 at 10:40 UTC.
Key Statistics (as of July 25, 2026 at 10:40 UTC)
| Price | USD 38.6 |
|---|---|
| Change | ▲ 2.55% (up) |
| Previous Close | USD 37.64 |
| Open | USD 38.39 |
| Day Range | USD 38.09 – 39.49 |
| 52-Week Range | USD 25.38 – 39.51 |
| Volume | 386,756 shares |
| Market Cap | $1.75B |
| Exchange | NYQ |
Technical Analysis (BY)
Nexqual's technical model rates BY "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 10:40 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 66.85 (neutral) |
| vs SMA50 | Above (USD 35.42) |
| MACD | 0.72 (positive) |
Analyst Ratings (BY)
Wall Street analysts rate BY "Buy" based on 5 analysts, with a mean price target of USD 40.2 (range USD 37–45), per Nexqual as of July 25, 2026 at 10:40 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 5 |
| Mean Target | USD 40.2 |
| High Target | USD 45 |
| Low Target | USD 37 |
| Buy / Hold / Sell | 3 / 3 / 0 |
Earnings (BY)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 0.82 |
| Revenue Estimate | $116.55M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.91 vs est 0.79 ▲ beat |
| 2026-03-31 | USD 0.83 vs est 0.75 ▲ beat |
| 2025-12-31 | USD 0.76 vs est 0.72 ▲ beat |
| 2025-09-30 | USD 0.83 vs est 0.72 ▲ beat |
Source: Nexqual, July 25, 2026 at 10:40 UTC.
Financials & Fundamentals (BY)
| Total Revenue | $434.46M |
|---|---|
| Revenue Growth (YoY) | +11.70% |
| Gross Margin | +0.00% |
| Operating Margin | +50.38% |
| Profit Margin | +34.41% |
| ROE | +11.97% |
| Total Cash | $193.56M |
| Total Debt | $606.23M |
Source: Nexqual, July 25, 2026 at 10:40 UTC.
Financial Health Score (BY)
Nexqual rates Byline Bancorp, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 10:40 UTC.
| Growth | Solid — Revenue +10% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $194M cash vs $606M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 12%, ROA 1.5% |
Ownership (BY)
| Insider Ownership | +28.95% |
|---|---|
| Institutional Ownership | +56.51% |
| Shares Outstanding | 45.41M |
| Float | 31.70M |
| Short % of Float | +4.78% |
Source: Nexqual, July 25, 2026 at 10:40 UTC.
Leadership (BY)
Byline Bancorp, Inc. is led by Roberto R. Herencia (age 65), Executive Chairman of the Board & CEO, per Nexqual as of July 25, 2026 at 10:40 UTC.
| Executive Chairman of the Board & CEO | Roberto R. Herencia (age 65) |
|---|---|
| Executive VP & CFO | Thomas J. Bell (age 59) |
| President of Small Business Capital | Thomas Abraham (age 59) |
| Executive VP, Chief Technology & Operations Officer | Nicolas Mando (age 52) |
Major Backers & Investors (BY)
Notable institutional backers of Byline Bancorp, Inc. include American Century Companies Inc, Wellington Management, Boston Partners, according to Nexqual as of July 25, 2026 at 10:40 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 3.81% |
| Wellington Management | 2.25% |
| Boston Partners | 2.02% |
| FMR, LLC | 1.82% |
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 1.77% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.92% |
| Vanguard Group | 5.48% |
| Dimensional Fund Advisors | 5.21% |
| State Street | 2.27% |
| Geode Capital | 1.74% |
Source: Nexqual, July 25, 2026 at 10:40 UTC.
From Byline Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-02-27)
Key Strengths & Strategy (as disclosed to the SEC)
- Supervision and Regulation We and our subsidiaries are subject to extensive regulation under federal and state banking laws that establish a comprehensive framework for our operations, and are subject to oversight and supervision by multiple federal and state banking agencies, including the Federal Deposit Insurance Corporation (the "FDIC"), the Board of Governors of the Federal Reserve System (the "FRB") and the Illinois Department of Financial and Professional Regulation (the "IDFPR").
- Our local branch network enables us to gather low cost deposits, promote the Byline brand and customer loyalty, originate loans, leases and other products and maintain relationships with our customers through regular community involvement.
- We believe that having a deep understanding of customers, longstanding ties to the communities in which we operate, a strong market position, and exceptional employees allow us to provide the attention, responsiveness, and customized service our customers seek while offering a diverse range of products to serve a variety of needs.
- We employed this strategy extensively following our recapitalization by leveraging our relationships with local, regional and national lenders as we developed our own lending capabilities and had excess liquidity.
Partnerships
- Our commercial and industrial ("C&I") group focuses on small and lower middle market businesses with up to $100 million of annual revenue and seeks to establish long term relationships.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CNOB | ConnectOne Bancorp, Inc. | USD 32.36 | ▼ 1.94% |
| NBHC | National Bank Holdings Corporat | USD 43.33 | ▼ 0.85% |
| MSBI | Midland States Bancorp, Inc. | USD 32.25 | ▲ 4.54% |
| FBK | FB Financial Corporation | USD 59.1 | ▲ 0.36% |
| AMAL | Amalgamated Financial Corp. | USD 49.44 | ▲ 5.28% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 10:40 UTC. This page is informational and not investment advice.