Chime Financial, Inc. (CHYM) Stock Price & Analysis
Chime Financial, Inc. (CHYM) fell 2.85% to USD 17.07 as of June 10, 2026 at 00:54 UTC, according to Nexqual real-time market data.
CHYM last closed at USD 17.57; the session ranged USD 16.78–18.04 on volume of 4,688,985 shares. Market capitalization is $6.50B, with a 52-week range of USD 16.17–44.94 (NMS). Source: Nexqual, June 10, 2026 at 00:54 UTC.
Key Statistics (as of June 10, 2026 at 00:54 UTC)
| Price | USD 17.07 |
|---|---|
| Change | ▼ 2.85% (down) |
| Previous Close | USD 17.57 |
| Open | USD 17.58 |
| Day Range | USD 16.78 – 18.04 |
| 52-Week Range | USD 16.17 – 44.94 |
| Volume | 4,688,985 shares |
| Market Cap | $6.50B |
| Exchange | NMS |
Technical Analysis (CHYM)
Nexqual's technical model rates CHYM "SELL" based on 1 bullish and 5 bearish signals across 124 daily candles, as of June 10, 2026 at 00:54 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 35.14 (neutral) |
| vs SMA50 | Below (USD 19.78) |
| MACD | -0.62 (negative) |
Analyst Ratings (CHYM)
Wall Street analysts rate CHYM "Buy" based on 18 analysts, with a mean price target of USD 30.61 (range USD 21–40), per Nexqual as of June 10, 2026 at 00:54 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 18 |
| Mean Target | USD 30.61 |
| High Target | USD 40 |
| Low Target | USD 21 |
| Buy / Hold / Sell | 15 / 3 / 0 |
Earnings (CHYM)
| Next Earnings Date | 2026-08-06 |
|---|---|
| Revenue Estimate | $640.25M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.13 vs est 0.03 ▲ beat |
| 2025-12-31 | USD -0.12 vs est -0.17 ▲ beat |
| 2025-09-30 | USD -0.15 vs est -0.24 ▲ beat |
| 2025-06-30 | USD -7.29 vs est -3.86 ▼ miss |
Source: Nexqual, June 10, 2026 at 00:54 UTC.
Financials & Fundamentals (CHYM)
| Total Revenue | $2.32B |
|---|---|
| Revenue Growth (YoY) | +24.80% |
| Gross Margin | +88.35% |
| Operating Margin | +20.86% |
| Profit Margin | -41.87% |
| ROE | -80.00% |
| Debt / Equity | 9.21 |
| Current Ratio | 5.07 |
| Total Cash | $1.12B |
| Total Debt | $132.74M |
| Free Cash Flow | $653.98M |
Source: Nexqual, June 10, 2026 at 00:54 UTC.
Financial Health Score (CHYM)
Nexqual rates Chime Financial, Inc.'s overall financial health "Solid" across five dimensions, as of June 10, 2026 at 00:54 UTC.
| Growth | Strong — Revenue +25% YoY (latest Q) |
|---|---|
| Profitability | Strong — Gross margin 88%, operating 21% |
| Balance Sheet | Strong — $1.12B cash vs $133M debt, net cash position |
| Cash Flow | Strong — FCF $654M, 30% margin |
| Efficiency | Critical — ROE -80%, ROA -21.5% |
Ownership (CHYM)
| Insider Ownership | +7.15% |
|---|---|
| Institutional Ownership | +100.00% |
| Shares Outstanding | 348.89M |
| Float | 218.97M |
| Short % of Float | +4.67% |
Source: Nexqual, June 10, 2026 at 00:54 UTC.
Leadership (CHYM)
Chime Financial, Inc. is led by Christopher R. Britt (age 52), Co-Founder, CEO & Chairperson, per Nexqual as of June 10, 2026 at 00:54 UTC.
| Co-Founder, CEO & Chairperson | Christopher R. Britt (age 52) |
|---|---|
| President | Mark T. Troughton (age 56) |
| Co-Founder & Director | Ryan A. King (age 47) |
| Chief Financial Officer | Matthew S. Newcomb (age 39) |
| Chief Operating Officer | Janelle Sallenave |
Major Backers & Investors (CHYM)
Notable institutional backers of Chime Financial, Inc. include Galileo (ptc) Ltd, Crosslink Capital Inc, General Atlantic, L.P., according to Nexqual as of June 10, 2026 at 00:54 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Galileo (ptc) Ltd | 14.98% |
| Crosslink Capital Inc | 7.51% |
| General Atlantic, L.P. | 6.09% |
| Msop Gp, L.L.C. | 5% |
| Menlo Ventures Management, L.P. | 5% |
| Aspect Management, LLC | 3.42% |
| Tiger Global | 3.18% |
| ICONIQ Capital, LLC | 3.17% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 8.28% |
Source: Nexqual, June 10, 2026 at 00:54 UTC.
From Chime Financial, Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- OUR TECHNOLOGY We built our proprietary, cloud-native technology platform in-house to drive product innovation and scale.
- Our proprietary technology platform and our digital-first approach give us both a radical cost-to-serve advantage and greater innovation velocity compared to traditional banks.
- ChimeCore – Our Proprietary Payment Processor and Ledger As of November 2025, ChimeCore processes all of the payments, transfers, deposits, withdrawals, and other financial transactions that are conducted through our platform.
- In addition to supervisory authority over regulated banks, bank regulators have the authority to directly examine banks' service providers to the same extent they examine a bank, including through onsite examination, under the Bank Service Company Act ("BSCA").
Partnerships
- For too long, millions of Americans, including the nearly 75% of the adult population that earn up to $100,000 annually, have struggled with bank relationships that are not always aligned with their best interests.
- In the United States, 196 million people — nearly 75% of the adult population — earn up to $100,000 annually.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
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| ETOR | eToro Group Ltd. | USD 38.17 | ▼ 0.16% |
| BLSH | Bullish | USD 26.9 | ▼ 0.22% |
| KLAR | Klarna Group plc | USD 16.5 | ▲ 0.86% |
| FIGR | Figure Technology Solutions, In | USD 28.28 | ▼ 0.74% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 00:54 UTC. This page is informational and not investment advice.