Fair Isaac Corp (FICO) Stock Price & Analysis
Fair Isaac Corp (FICO) rose 2.58% to USD 1,237.37 as of July 25, 2026 at 01:43 UTC, according to Nexqual real-time market data.
FICO last closed at USD 1,206.19; the session ranged USD 1,209.92–1,252.72 on volume of 125,566 shares. Market capitalization is $28.70B, with a 52-week range of USD 870.01–1,998.01 (NYQ). Source: Nexqual, July 25, 2026 at 01:43 UTC.
Key Statistics (as of July 25, 2026 at 01:43 UTC)
| Price | USD 1,237.37 |
|---|---|
| Change | ▲ 2.58% (up) |
| Previous Close | USD 1,206.19 |
| Open | USD 1,220 |
| Day Range | USD 1,209.92 – 1,252.72 |
| 52-Week Range | USD 870.01 – 1,998.01 |
| Volume | 125,566 shares |
| Market Cap | $28.70B |
| Exchange | NYQ |
Technical Analysis (FICO)
Nexqual's technical model rates FICO "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 01:43 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 53.6 (neutral) |
| vs SMA50 | Above (USD 1,205.08) |
| MACD | 11.53 (positive) |
Analyst Ratings (FICO)
Wall Street analysts rate FICO "Buy" based on 20 analysts, with a mean price target of USD 1,534.55 (range USD 707–2,400), per Nexqual as of July 25, 2026 at 01:43 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 20 |
| Mean Target | USD 1,534.55 |
| High Target | USD 2,400 |
| Low Target | USD 707 |
| Buy / Hold / Sell | 16 / 4 / 1 |
Earnings (FICO)
| Next Earnings Date | 2026-07-29 |
|---|---|
| EPS Estimate | USD 11.78 |
| Revenue Estimate | $676.73M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 12.5 vs est 10.97 ▲ beat |
| 2025-12-31 | USD 7.33 vs est 7.08 ▲ beat |
| 2025-09-30 | USD 7.74 vs est 7.36 ▲ beat |
| 2025-06-30 | USD 8.57 vs est 7.7 ▲ beat |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
Financials & Fundamentals (FICO)
| Total Revenue | $2.26B |
|---|---|
| Revenue Growth (YoY) | +38.70% |
| Gross Margin | +84.17% |
| Operating Margin | +58.19% |
| Profit Margin | +33.67% |
| Current Ratio | 2.22 |
| Total Cash | $219.42M |
| Total Debt | $3.66B |
| Free Cash Flow | $730.54M |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
Financial Health Score (FICO)
Nexqual rates Fair Isaac Corp's overall financial health "Solid" across five dimensions, as of July 25, 2026 at 01:43 UTC.
| Growth | Strong — Revenue +16% YoY (annual) |
|---|---|
| Profitability | Strong — Gross margin 84%, operating 58% |
| Balance Sheet | Mixed — $219M cash vs $3.66B debt |
| Cash Flow | Strong — FCF $731M, 37% margin |
| Efficiency | Mixed — No data |
Ownership (FICO)
| Insider Ownership | +2.79% |
|---|---|
| Institutional Ownership | +95.64% |
| Shares Outstanding | 23.19M |
| Float | 22.49M |
| Short % of Float | +11.17% |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
Leadership (FICO)
Fair Isaac Corp is led by William J. Lansing (age 67), President, CEO & Director, per Nexqual as of July 25, 2026 at 01:43 UTC.
| President, CEO & Director | William J. Lansing (age 67) |
|---|---|
| Executive VP & CFO | Steven P. Weber |
| President of Software | Nikhil Behl (age 51) |
| VP & CTO | Amir Hermelin |
| Vice President of Investor Relations | Dave Singleton |
Major Backers & Investors (FICO)
Notable institutional backers of Fair Isaac Corp include Capital Group, AMCAP FUND, Valley Forge Capital Management, LP, according to Nexqual as of July 25, 2026 at 01:43 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Capital Group | 7.99% |
| AMCAP FUND | 3.82% |
| Valley Forge Capital Management, LP | 3.32% |
| Capital International Investors | 3.06% |
| Morgan Stanley | 2.61% |
| GROWTH FUND OF AMERICA | 1.92% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 19.67% |
| BlackRock | 10.78% |
| State Street | 5.71% |
| Geode Capital | 3.18% |
Source: Nexqual, July 25, 2026 at 01:43 UTC.
From Fair Isaac Corp's Latest SEC 10-K Filing (filed 2025-11-07)
Key Strengths & Strategy (as disclosed to the SEC)
- We have developed proprietary data ingestion and management tools that are able to assemble and integrate disparate data sources into a unified view of the customer, household, or other subject through the application of persistent keying technology.
- Analytic and Decisioning Software FICO analytic and decisioning software offerings use proprietary and open source microservices and capabilities to enable both business users and data scientists to develop and execute advanced analytics and decision modeling.
- Our models are continually improved using a proprietary, global data set of transaction data contributed by more than 10,000 institutions that participate in the FICO ® Falcon ® Intelligence Network.
- We believe the principal competitive factors affecting our markets include technical performance; access to unique proprietary analytical models and data; product attributes like adaptability, scalability, interoperability, functionality, and ease-of-use; on-premises and SaaS product availability; product price; customer service and support; the effectiveness of sales and marketing efforts; existing market penetration; and reputation.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SPGI | S&P Global Inc. | USD 426.4 | ▼ 0.62% |
| MSCI | MSCI Inc. | USD 550.79 | ▼ 3.53% |
| TYL | Tyler Technologies, Inc. | USD 297.15 | ▲ 4.51% |
| MCO | Moody's Corporation | USD 471.5 | ▼ 3.72% |
| TDG | Transdigm Group Incorporated | USD 1,236.71 | ▲ 3.52% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 01:43 UTC. This page is informational and not investment advice.