Citizens Holding Co /Ms/ (CIZN) Stock Price & Analysis
Citizens Holding Co /Ms/ (CIZN) rose 2.23% to USD 10.1 as of July 25, 2026 at 08:36 UTC, according to Nexqual real-time market data.
CIZN last closed at USD 9.88; the session ranged USD 10–10.25 on volume of 4,770 shares. Market capitalization is $57.42M, with a 52-week range of USD 6.44–10.25 (OQX). Source: Nexqual, July 25, 2026 at 08:36 UTC.
Key Statistics (as of July 25, 2026 at 08:36 UTC)
| Price | USD 10.1 |
|---|---|
| Change | ▲ 2.23% (up) |
| Previous Close | USD 9.88 |
| Open | USD 10 |
| Day Range | USD 10 – 10.25 |
| 52-Week Range | USD 6.44 – 10.25 |
| Volume | 4,770 shares |
| Market Cap | $57.42M |
| Exchange | OQX |
Technical Analysis (CIZN)
Nexqual's technical model rates CIZN "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 25, 2026 at 08:36 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 62.83 (neutral) |
| vs SMA50 | Above (USD 9.62) |
| MACD | 0.12 (positive) |
Analyst Ratings (CIZN)
Wall Street analysts rate CIZN "None", per Nexqual as of July 25, 2026 at 08:36 UTC.
| Consensus Rating | None |
|---|
Earnings (CIZN)
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2017-09-30 | USD 0.33 vs est 0.35 ▼ miss |
| 2017-06-30 | USD 0.36 vs est 0.3 ▲ beat |
| 2017-03-31 | USD 0.29 vs est 0.31 ▼ miss |
Source: Nexqual, July 25, 2026 at 08:36 UTC.
Financials & Fundamentals (CIZN)
| Total Revenue | $52.66M |
|---|---|
| Revenue Growth (YoY) | +7.50% |
| Gross Margin | +0.00% |
| Operating Margin | +16.84% |
| Profit Margin | +15.54% |
| ROE | +14.65% |
| Total Cash | $89.71M |
| Total Debt | $96.97M |
Source: Nexqual, July 25, 2026 at 08:36 UTC.
Financial Health Score (CIZN)
Nexqual rates Citizens Holding Co /Ms/'s overall financial health "Weak" across five dimensions, as of July 25, 2026 at 08:36 UTC.
| Growth | Critical — Revenue -100% YoY (annual), sharp decline |
|---|---|
| Profitability | Weak — Pre-revenue or very early stage |
| Balance Sheet | Mixed — $90M cash vs $97M debt |
| Cash Flow | Mixed — No data |
| Efficiency | Mixed — ROE 15% |
Ownership (CIZN)
| Insider Ownership | +0.00% |
|---|---|
| Institutional Ownership | +1.55% |
| Shares Outstanding | 5.69M |
| Short % of Float | +0.98% |
Source: Nexqual, July 25, 2026 at 08:36 UTC.
Leadership (CIZN)
Citizens Holding Co /Ms/ is led by Stacy M. Brantley (age 50), President, CEO & Director, per Nexqual as of July 25, 2026 at 08:36 UTC.
| President, CEO & Director | Stacy M. Brantley (age 50) |
|---|---|
| CFO & Treasurer | Phillip R. Branch (age 41) |
| President of Gulf Coast & Director | Gregory E. Cronin (age 62) |
Major Backers & Investors (CIZN)
Notable institutional backers of Citizens Holding Co /Ms/ include Huntington National Bank, according to Nexqual as of July 25, 2026 at 08:36 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Huntington National Bank | 1.47% |
Source: Nexqual, July 25, 2026 at 08:36 UTC.
From Citizens Holding Co /Ms/'s Latest SEC 10-K Filing (filed 2024-03-29)
Key Strengths & Strategy (as disclosed to the SEC)
- Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services.
- It offers short-term and long-term demand, insured cash sweep, time, and non-interest-bearing deposits; health savings, individual retirement, business and personal savings and checking, and NOW and money market accounts; and long-term certificates of deposits, as well as mobile and remote deposits.
- The company also provides real estate land development and construction, farmland, 1-4 family mortgage, and commercial real estate loans; and business loans, including commercial and industrial, working capital, machinery and equipment, inventory, business acquisition, agricultural, municipal, commercial building, multi-family apartment, land development, and construction loans, as well as consumer and personal loans.
- In addition, it offers cash management, merchant services, credit and debit cards, online banking/bill pay, phone teller, in-branch services, electronic statements, credit boost CD, title insurance services, and lockbox services.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| AUBN | Auburn National Bancorporation, | USD 26.62 | ▼ 0.6% |
| CFFI | C&F Financial Corporation | USD 78 | ▼ 0.15% |
| FCAP | First Capital, Inc. | USD 60.72 | ▲ 2.05% |
| CBFV | CB Financial Services, Inc. | USD 35.9 | ▲ 0.87% |
| OVBC | Ohio Valley Banc Corp. | USD 42.14 | ▼ 1.75% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 08:36 UTC. This page is informational and not investment advice.