CVB Financial Corp. (CVBF) Stock Price & Analysis
CVB Financial Corp. (CVBF) is trading at USD 23.05, down 0.02% today, as of October 23, 2026 at 13:33 UTC (US market open; quotes may be delayed), according to Nexqual market data.
CVBF last closed at USD 23.05; today's session has ranged USD 22.91–23.09 on volume of 21,024 shares. Market capitalization is —, with a 52-week range of USD 18.01–23.41 (NMS). Source: Nexqual, retrieved October 23, 2026 at 13:33 UTC.
Also available as compact Markdown for AI agents: nexqual.com/CVBF.md
Key facts (CVBF)
- Last four reported quarters (through Jun 30, 2026): revenue $574M, net income $207M (36.0% margin) (SEC filings).
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $918K; 1 not under a Rule 10b5-1 plan ($918K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Insider open-market purchases, last ~7 months: 6 Form 4 filings, $3.7M; 4 by opportunistic insiders, 0 by routine insiders.
- Total return with dividends: 1Y +28.5% vs S&P 500 +14.9%; 5Y +40.9% vs S&P 500 +80.3%.
- Next earnings: 2026-10-21, EPS estimate USD 0.45, revenue estimate $193M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (CVBF)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $462M | $556M | $547M | $502M | $515M | $574M |
| Operating income | — | $300K | $314M | $314M | $314M | — |
| Net income | $213M | $235M | $221M | $201M | $209M | $207M |
| EPS (diluted) | $1.56 | $1.67 | $1.59 | $1.44 | $1.52 | — |
| Free cash flow | $191M | $268M | $291M | $245M | $217M | $572M |
| Operating margin | — | 0.1% | 57.4% | 62.6% | 60.9% | — |
| Net margin | 46.0% | 42.4% | 40.5% | 40.0% | 40.6% | 36.0% |
| Revenue growth | -0.9% | +20.3% | -1.5% | -8.3% | +2.7% | — |
| Cash + short-term investments | $1.73B | $203M | $281M | $205M | $376M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (CVBF)
P/E at fiscal year-ends: Dec 2025 12.2x, Dec 2024 14.8x, Dec 2023 12.6x.
Insider sales (SEC Form 4, open-market, last ~7 months) (CVBF)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-08-05 | Harvey David C | EVP Chief Operating Officer | 40,000 | $918K | 29% | No | Too little history (no open-market trades in 2024 or 2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Insider purchases (SEC Form 4, open-market, last ~7 months) (CVBF)
6 purchases, $3.7M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.
| Trade date | Insider | Role | Shares | Value | Avg price | Insider type |
|---|---|---|---|---|---|---|
| 2026-08-31 | Maddox Mike | Director | 10,000 | $220K | 22.03 | Too little history (no open-market trades in 2023–2025) |
| 2026-07-28 | O Brien Raymond V Iii | Director | 20,000 | $455K | 22.77 | Too little history (no open-market trades in 2023–2025) |
| 2026-05-22 | Borba George A Jr | Director | 48,894 | $1000K | 20.45 | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-19 | Borba George A Jr | Director | 25,187 | $500K | 19.85 | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-14 | Borba George A Jr | Director | 25,097 | $500K | 19.92 | Opportunistic (traded every year 2023–2025, no repeating month) |
| 2026-05-12 | Borba George A Jr | Director | 50,242 | $1000K | 19.9 | Opportunistic (traded every year 2023–2025, no repeating month) |
Analysts (CVBF)
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-07-28 | Stephens & Co. | Target raised | Equal-Weight | $23 → $25 |
| 2026-07-27 | Piper Sandler | Target raised | Overweight | $27 → $28 |
| 2026-07-25 | DA Davidson | Target raised | Neutral | $22.5 → $25 |
| 2026-07-01 | Raymond James | Upgrade | Market Perform → Outperform | $25 |
Total return (dividends reinvested) (CVBF)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-25) | |
|---|---|---|
| Total return | +28.5% | +40.9% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +28.5% | +7.1% |
| Volatility (annualized) | 22.9% | 32.4% |
| Max drawdown | -13.3% (Feb 2026→Mar 2026) | -60.4% (Nov 2022→May 2023) |
CVBF revenue by product line (quarter ended Jun 30, 2026)
| Line | Revenue | Share of total | YoY |
|---|---|---|---|
| Deposit Account | $5.3M | — | +7.6% |
| Fiduciary & Trust | $4.2M | — | +12.6% |
| Credit Card | $624,000 | — | -3.6% |
| Total revenue | — | 100% | — |
As tagged by the company in its SEC 10-Q / 10-K filings (XBRL).
CVBF suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Federal Deposit Insurance | “The FDIC insures our customer deposits through the DIF up to prescribed limits for each depositor.” |
Quoted from the company's 10-K filed Feb 27, 2026.
CVBF analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $0.45 | $0.43 | +4.8% | $192.7M | 6 |
| Next quarter (ends Dec 2026) | $0.47 | $0.44 | +6.2% | $195.5M | 6 |
| Current fiscal year (ends Dec 2026) | $1.74 | $1.67 | +4.4% | $700.1M | 6 |
| Next fiscal year (ends Dec 2027) | $2.00 | $1.89 | +5.6% | $805.2M | 6 |
CVBF options: expected move
| Expiration | Days | ATM implied volatility | Expected move |
|---|---|---|---|
| Dec 18, 2026 | 56 | 34.8% | ±16.4% |
| Mar 19, 2027 | 147 | 30.4% | ±16.6% |
30-day implied volatility 33.1% vs 20.5% realized over the last 30 trading days. Put/call ratio (volume) —. Cboe delayed quotes (15 min). Expected move = at-the-money straddle.
Key Statistics (as of October 23, 2026 at 13:33 UTC)
| Price | USD 23.05 |
|---|---|
| Change | ▼ 0.02% (down) |
| Previous Close | USD 23.05 |
| Open | USD 23.05 |
| Day Range | USD 22.91 – 23.09 |
| 52-Week Range | USD 18.01 – 23.41 |
| Volume | 21,024 shares |
| Market Cap | — |
| Exchange | NMS |
Technical Analysis (CVBF)
Nexqual's technical model rates CVBF "BUY" based on 5 bullish and 2 bearish signals across 128 daily candles, as of October 23, 2026 at 13:33 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 65.15 (neutral) |
| vs SMA50 | Above (USD 22.28) |
| MACD | 0.08 (positive) |
Earnings (CVBF)
| Next Earnings Date | 2026-10-21 |
|---|---|
| EPS Estimate | USD 0.45 |
| Revenue Estimate | $192.74M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 0.43 vs est 0.41 ▲ beat |
| 2026-03-31 | USD 0.38 vs est 0.38 ▲ beat |
| 2025-12-31 | USD 0.41 vs est 0.4 ▲ beat |
| 2025-09-30 | USD 0.38 vs est 0.37 ▲ beat |
Source: Nexqual, October 23, 2026 at 13:33 UTC.
Financials & Fundamentals (CVBF)
| Total Revenue | $572.48M |
|---|---|
| Revenue Growth (latest quarter, YoY) | +42.00% |
| Gross Margin | +0.00% |
| Operating Margin | +55.75% |
| Profit Margin | +36.14% |
| ROE | +7.65% |
| Total Cash | $1.13B |
| Total Debt | $1.20B |
Source: Nexqual, October 23, 2026 at 13:33 UTC.
Ownership (CVBF)
| Insider Ownership | +5.11% |
|---|---|
| Institutional Ownership | +87.23% |
| Shares Outstanding | 176.00M |
| Float | 166.80M |
| Short % of Float | +8.14% |
Source: Nexqual, October 23, 2026 at 13:33 UTC.
From CVB Financial Corp.'s Latest SEC 10-K Filing (filed 2026-02-27)
Partnerships
- The Federal Reserve may disapprove such a purchase or redemption if it determines that the proposal would constitute an unsafe or unsound practice or would violate any law, regulation, Federal Reserve order, or any condition imposed by or written agreement with the Federal Reserve.
Legal & Regulatory Risks (Item 1A, quoted)
- We are subject to extensive government regulation that could limit or restrict our activities, which, in turn, may hamper our ability to increase our assets and earnings.
- Any enhanced regulatory examination scrutiny or new regulatory requirements arising from recent events in the banking industry could increase the Company's expenses and affect the Company's operations and acquisition opportunities.
- The impact of current capital rules may materially affect our operations.
- Increasing scrutiny and evolving expectations from regulators, customers, investors, and other stakeholders with respect to our environmental, social and governance practices may impose additional costs on us or expose us to new or additional risks.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| GBCI | Glacier Bancorp, Inc. | USD 46.29 | ▲ 0.64% |
| FFBC | First Financial Bancorp. | USD 32.44 | ▼ 0.09% |
| CHCO | City Holding Company | USD 142.8 | ▼ 0.42% |
| BANR | Banner Corporation | USD 69.23 | ▼ 1.25% |
| WABC | Westamerica Bancorporation | USD 62.29 | ▲ 0.6% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 13:33 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt