Donegal Group Inc (DGICA) Stock Price & Analysis
Donegal Group Inc (DGICA) rose 1.74% to USD 18.76 as of July 25, 2026 at 11:57 UTC, according to Nexqual real-time market data.
DGICA last closed at USD 18.44; the session ranged USD 18.44–18.94 on volume of 102,665 shares. Market capitalization is $695.05M, with a 52-week range of USD 16.11–21.06 (NMS). Source: Nexqual, July 25, 2026 at 11:57 UTC.
Key Statistics (as of July 25, 2026 at 11:57 UTC)
| Price | USD 18.76 |
|---|---|
| Change | ▲ 1.74% (up) |
| Previous Close | USD 18.44 |
| Open | USD 18.48 |
| Day Range | USD 18.44 – 18.94 |
| 52-Week Range | USD 16.11 – 21.06 |
| Volume | 102,665 shares |
| Market Cap | $695.05M |
| Exchange | NMS |
Technical Analysis (DGICA)
Nexqual's technical model rates DGICA "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 11:57 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 56.08 (neutral) |
| vs SMA50 | Above (USD 17.91) |
| MACD | 0.15 (positive) |
Analyst Ratings (DGICA)
Wall Street analysts rate DGICA "None" based on 2 analysts, with a mean price target of USD 20.25 (range USD 20–20.5), per Nexqual as of July 25, 2026 at 11:57 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 20.25 |
| High Target | USD 20.5 |
| Low Target | USD 20 |
| Buy / Hold / Sell | 1 / 1 / 0 |
Earnings (DGICA)
| Next Earnings Date | 2026-07-30 |
|---|---|
| EPS Estimate | USD 0.43 |
| Revenue Estimate | $238.20M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.32 vs est 0.4 ▼ miss |
| 2025-12-31 | USD 0.5 vs est 0.53 ▼ miss |
| 2025-09-30 | USD 0.52 vs est 0.51 ▲ beat |
| 2025-06-30 | USD 0.43 vs est 0.39 ▲ beat |
Source: Nexqual, July 25, 2026 at 11:57 UTC.
Financials & Fundamentals (DGICA)
| Total Revenue | $968.84M |
|---|---|
| Revenue Growth (YoY) | -3.70% |
| Gross Margin | +8.52% |
| Operating Margin | +6.13% |
| Profit Margin | +6.78% |
| ROE | +10.64% |
| Debt / Equity | 5.39 |
| Current Ratio | 0.5 |
| Total Cash | $61.52M |
| Total Debt | $35.00M |
| Free Cash Flow | $47.14M |
Source: Nexqual, July 25, 2026 at 11:57 UTC.
Financial Health Score (DGICA)
Nexqual rates Donegal Group Inc's overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 11:57 UTC.
| Growth | Solid — Revenue +7% YoY (annual) |
|---|---|
| Profitability | Weak — Gross margin 9%, operating 6% |
| Balance Sheet | Solid — $62M cash vs $35M debt, net cash position |
| Cash Flow | Mixed — FCF $47M, slim 4.8% margin |
| Efficiency | Mixed — ROE 11%, ROA 2.1% |
Ownership (DGICA)
| Insider Ownership | +1.44% |
|---|---|
| Institutional Ownership | +86.80% |
| Shares Outstanding | 31.47M |
| Float | 17.62M |
| Short % of Float | +4.65% |
Source: Nexqual, July 25, 2026 at 11:57 UTC.
Leadership (DGICA)
Donegal Group Inc is led by Kevin Gerard Burke (age 59), President, CEO & Chairman, per Nexqual as of July 25, 2026 at 11:57 UTC.
| President, CEO & Chairman | Kevin Gerard Burke (age 59) |
|---|---|
| Executive VP & CFO | Jeffrey Dean Miller (age 61) |
| Executive VP & COO | William Daniel DeLamater (age 52) |
| Executive Vice President | Jeffery Tim Hay (age 50) |
| Vice President of Administration | Sheri Odette Smith |
Major Backers & Investors (DGICA)
Notable institutional backers of Donegal Group Inc include DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, American Century Companies Inc, Old Republic International Corp, according to Nexqual as of July 25, 2026 at 11:57 UTC.
Active Investors
| Investor | Stake |
|---|---|
| DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio | 2.56% |
| American Century Companies Inc | 2.52% |
| Old Republic International Corp | 1.35% |
| Renaissance Technologies | 1.25% |
| ProShare Advisors, LLC | 1.13% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 7.92% |
| Dimensional Fund Advisors | 6.07% |
| Vanguard Group | 4.73% |
| Geode Capital | 1.77% |
| State Street | 1.25% |
Source: Nexqual, July 25, 2026 at 11:57 UTC.
From Donegal Group Inc's Latest SEC 10-K Filing (filed 2026-03-06)
Key Strengths & Strategy (as disclosed to the SEC)
- Donegal Group Inc., an insurance holding company, provides commercial and personal lines of property and casualty coverages.
- It operates through three segments: Investment Function, Commercial Lines of Insurance, and Personal Lines of Insurance.
- The company offers protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for commercial automobile; protection to businesses against perils combining liability and physical damage coverages; and benefits to employees for injuries sustained during employment.
- It provides protection against liability for bodily injury and property damage arising from automobile accidents and protection against loss from damage to automobiles owned by the insured for private passenger automobile; and coverage for damage to residences and their contents from a range of perils, including fire, lightning, windstorm, and theft.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| DGICB | Donegal Group, Inc. | USD 20.86 | ▼ 9.23% |
| FCBC | First Community Bankshares, Inc | USD 48.48 | ▲ 3.35% |
| FBIZ | First Business Financial Servic | USD 67.18 | ▲ 1.57% |
| GBLI | Global Indemnity Group, LLC | USD 27 | ▲ 0% |
| BMRC | Bank of Marin Bancorp | USD 28.77 | ▲ 1.09% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 11:57 UTC. This page is informational and not investment advice.