Donegal Group Inc. (DGICA) Stock Price & Analysis

Donegal Group Inc. (DGICA) closed at USD 18.63 on Wednesday, October 28, 2026, down 1.11% on the day. The US market is currently closed (pre-market); this is not a live price.

The prior close was USD 18.84; the Oct 28, 2026 session ranged USD 18.49–18.86 on volume of 110,176 shares. Market capitalization is $691.53M, with a 52-week range of USD 16.11–21.06 (NMS). Source: Nexqual, retrieved October 29, 2026 at 10:35 UTC.

Also available as compact Markdown for AI agents: nexqual.com/DGICA.md

Key facts (DGICA)

• Last four reported quarters (through Jun 30, 2026): revenue $963M, net income $71.1M (7.4% margin) (SEC filings).
• Valuation: P/E 9.7x.
• Insider open-market sales, last ~7 months: 9 Form 4 filings, $2.4M; 9 not under a Rule 10b5-1 plan ($2.4M); 4 by opportunistic insiders (4 outside 10b5-1 plans), 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
• Insider open-market purchases, last ~7 months: 23 Form 4 filings, $8.2M; 0 by opportunistic insiders, 23 by routine insiders.
• Analysts: Hold (mean 2.50 on a 1–5 scale) (2 analysts), mean target USD 21 (range 20–22).
• Total return with dividends: 1Y +4.4% vs S&P 500 +13.6%; 5Y +61.6% vs S&P 500 +79.8%.
• Next earnings: 2026-10-29, EPS estimate USD 0.43, revenue estimate $236M.

Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (DGICA)

Fiscal years end Dec. EPS is split-adjusted.

Valuation (price ÷ last four quarters, through Jun 30, 2026) (DGICA)

P/E 9.7x · P/S 0.7x · P/B 1.0x · Earnings yield 10.28% · Dividend yield (paid, TTM) 3.88%

Insider sales (SEC Form 4, open-market, last ~7 months) (DGICA)

0 of 9 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.

% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).

Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.

Insider purchases (SEC Form 4, open-market, last ~7 months) (DGICA)

23 purchases, $8.2M. Private placements, offerings, dividend reinvestment and employee stock purchase plan buys are excluded.

Analysts (DGICA)

Consensus Hold (mean 2.50 on a 1–5 scale), 2 analysts; mean target USD 21 (low 20, high 22).

Rating changes, last 120 days:

Total return (dividends reinvested) (DGICA)

DGICA earnings history and stock reaction

EPS as reported against the analyst consensus before the release; surprise uses the cent-rounded figures shown (in dollars when EPS and consensus have opposite signs). Stock reaction = close before the results to close after (the first close following a release after the bell or before the open).

DGICA recent SEC filings (last 120 days)

Source: SEC EDGAR. Quotes are the opening words of each item as filed; each form links to the filing. Insider Form 4 filings are listed in the insider sections.

DGICA suppliers, customers and competitors (named in its 10-K)

Quoted from the company's 10-K filed Mar 6, 2026.

DGICA company outlook (results filed Oct 29, 2026)

• “Burke, President and Chief Executive Officer of Donegal Group Inc., stated, "As expected, we continued to experience soft market conditions throughout our operating regions in the third quarter of 2026.”
• “For the third quarter of 2026, we attribute the net favorable development primarily to lower-than-expected emergence that our insurance subsidiaries experienced for the workers' compensation and commercial automobile lines of business.”

Quoted word-for-word from the SEC 8-K results press release.

DGICA analyst estimates and revisions

Key Statistics (as of October 29, 2026 at 10:35 UTC)

Technical Analysis (DGICA)

Nexqual's technical model rates DGICA "BUY" based on 4 bullish and 1 bearish signals across 127 daily candles, as of October 29, 2026 at 10:35 UTC.

Analyst Ratings (DGICA)

Wall Street analysts rate DGICA "Hold" based on 2 analysts, with a mean price target of USD 21 (range USD 20–22), per Nexqual as of October 29, 2026 at 10:35 UTC.

Earnings (DGICA)

Recent Earnings History

Source: Nexqual, October 29, 2026 at 10:35 UTC.

Financials & Fundamentals (DGICA)

Source: Nexqual, October 29, 2026 at 10:35 UTC.

Financial Health Score (DGICA)

Nexqual rates Donegal Group Inc.'s overall financial health "Mixed" across five dimensions, as of October 29, 2026 at 10:35 UTC.

Ownership (DGICA)

Source: Nexqual, October 29, 2026 at 10:35 UTC.

Leadership (DGICA)

Donegal Group Inc. is led by Kevin Gerard Burke, President, CEO & Chairman, per Nexqual as of October 29, 2026 at 10:35 UTC.

Major Backers & Investors (DGICA)

Notable institutional backers of Donegal Group Inc. include DFA INVESTMENT DIMENSIONS GROUP INC-U.S. Small Cap Value Portfolio, American Century Companies Inc, Old Republic International Corp, according to Nexqual as of October 29, 2026 at 10:35 UTC.

Active Investors

Index Funds (Passive)

Source: Nexqual, October 29, 2026 at 10:35 UTC.

From Donegal Group Inc.'s Latest SEC 10-K Filing (filed 2026-03-06)

Key Strengths & Strategy (as disclosed to the SEC)

• We developed and are executing a pricing and analytics roadmap that will continue to deliver data-driven insights to our underwriters.
• The team also generates reporting and analyses that enable us to draw business insights from data that drive actions to improve performance.
• Donegal Mutual implemented concurrently a formal data management program that aligns critical business processes and strategies with our technology.
• We describe these lines of insurance in greater detail below: In recent years, we have made intentional investments in systems, products and capabilities to enable us to grow our business profitably.

Partnerships

• In September 2025, Donegal Mutual and Southern entered into a renewal rights agreement with a farm-focused Pennsylvania-based mutual insurance company to provide a continuation option for our farm policyholders when they begin to non-renew all farm policies as they expire beginning in the second quarter of 2026.
• Donegal Mutual has a 100% quota-share reinsurance agreement with Southern Mutual Insurance Company, or Southern Mutual, and Donegal Mutual places its assumed business from Southern Mutual into the underwriting pool.

Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.

Peers & Related Stocks

Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 29, 2026 at 10:35 UTC. This page is informational and not investment advice.

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