Ellington Credit Co (EARN) Stock Price & Analysis
Ellington Credit Co (EARN) rose 0.00% to USD 4.4 as of July 25, 2026 at 02:24 UTC, according to Nexqual real-time market data.
EARN last closed at USD 4.4; the session ranged USD 4.37–4.44 on volume of 336,232 shares. Market capitalization is $165.30M, with a 52-week range of USD 4.27–6.06 (NYQ). Source: Nexqual, July 25, 2026 at 02:24 UTC.
Key Statistics (as of July 25, 2026 at 02:24 UTC)
| Price | USD 4.4 |
|---|---|
| Change | ▲ 0.00% (up) |
| Previous Close | USD 4.4 |
| Open | USD 4.4 |
| Day Range | USD 4.37 – 4.44 |
| 52-Week Range | USD 4.27 – 6.06 |
| Volume | 336,232 shares |
| Market Cap | $165.30M |
| Exchange | NYQ |
Technical Analysis (EARN)
Nexqual's technical model rates EARN "STRONG SELL" based on 0 bullish and 5 bearish signals across 125 daily candles, as of July 25, 2026 at 02:24 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 44.73 (neutral) |
| vs SMA50 | Below (USD 4.56) |
| MACD | -0.05 (negative) |
Analyst Ratings (EARN)
Wall Street analysts rate EARN "Hold" based on 1 analysts, with a mean price target of USD 5 (range USD 5–5), per Nexqual as of July 25, 2026 at 02:24 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 5 |
| High Target | USD 5 |
| Low Target | USD 5 |
| Buy / Hold / Sell | 1 / 2 / 0 |
Earnings (EARN)
| EPS Estimate | USD 0.21 |
|---|---|
| Revenue Estimate | $10.07M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 0.19 vs est 0.24 ▼ miss |
| 2025-12-31 | USD 0.21 vs est 0.24 ▼ miss |
| 2025-09-30 | USD 0.23 vs est 0.2 ▲ beat |
| 2025-06-30 | USD 0.18 vs est 0.23 ▼ miss |
Source: Nexqual, July 25, 2026 at 02:24 UTC.
Financials & Fundamentals (EARN)
| Total Revenue | $43.73M |
|---|---|
| Gross Margin | +100.00% |
| Operating Margin | +51.56% |
| Profit Margin | -88.84% |
| ROE | -20.32% |
| Debt / Equity | 145.3 |
| Current Ratio | 0.34 |
| Total Cash | $60.12M |
| Total Debt | $223.50M |
Source: Nexqual, July 25, 2026 at 02:24 UTC.
Financial Health Score (EARN)
Nexqual rates Ellington Credit Co's overall financial health "Weak" across five dimensions, as of July 25, 2026 at 02:24 UTC.
| Growth | Critical — Revenue -100% YoY (annual), sharp decline |
|---|---|
| Profitability | Weak — Pre-revenue or very early stage |
| Balance Sheet | Weak — $60M cash vs $224M debt |
| Cash Flow | Solid — Operating cash flow $380M |
| Efficiency | Critical — ROE -20%, ROA -6.6% |
Ownership (EARN)
| Insider Ownership | +1.38% |
|---|---|
| Institutional Ownership | +6.62% |
| Shares Outstanding | 37.57M |
| Float | 37.06M |
| Short % of Float | +2.51% |
Source: Nexqual, July 25, 2026 at 02:24 UTC.
Leadership (EARN)
Ellington Credit Co is led by Laurence Eric Penn (age 63), CEO, President & Trustee, per Nexqual as of July 25, 2026 at 02:24 UTC.
| CEO, President & Trustee | Laurence Eric Penn (age 63) |
|---|---|
| Chief Financial Officer | Christopher Max Smernoff (age 48) |
| COO & Treasurer | J. R. Herlihy (age 44) |
| Executive Vice President | Mark Ira Tecotzky (age 63) |
Major Backers & Investors (EARN)
Notable institutional backers of Ellington Credit Co include Delphi Financial Group, Inc., Arrowstreet Capital, Limited Partnership, Castlekeep Investment Advisors LLC , according to Nexqual as of July 25, 2026 at 02:24 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Delphi Financial Group, Inc. | 1.62% |
| Arrowstreet Capital, Limited Partnership | 0.67% |
| Castlekeep Investment Advisors LLC | 0.48% |
| Clear Harbor Asset Management, LLC | 0.46% |
| Waverly Advisors, LLC | 0.45% |
| Bank of America Corporation | 0.41% |
| EMG Holdings, L.P. | 0.4% |
| Modern Capital Funds Trust-Modern Capital Tactical Income Fund | 0.21% |
Source: Nexqual, July 25, 2026 at 02:24 UTC.
From Ellington Credit Co's Latest SEC 10-K Filing (filed 2025-06-23)
Key Strengths & Strategy (as disclosed to the SEC)
- At the Special Meeting, our shareholders also approved other related matters that would allow us to convert to a registered closed-end investment company under the 1940 Act and thereby complete the CLO Strategic Transformation.
- The composition and relative mix of our hedging instruments may vary from period to period given the overall market environment and our view as to which instruments best enable us to execute our credit hedging goals. 9 Foreign Currency Hedging To the extent we hold instruments denominated in currencies other than U.S. dollars, we may enter into transactions to offset the potential adverse effects of changes in currency exchange rates.
Partnerships
- Our repo financing counterparties generally have the right, to varying degrees, to determine the value of the underlying collateral for margining purposes, subject to the terms and conditions of our agreement with the counterparty, including in certain cases our right to dispute the counterparty's valuation determination.
- Effective April 1, 2025, we transitioned from a fiscal year ending December 31 to a fiscal year ending March 31, aligning with changes to our corporate structure and our registration as an investment company under the Investment Company Act of 1940, as amended (the "1940 Act").
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CHMI | Cherry Hill Mortgage Investment | USD 2.26 | ▼ 3.42% |
| EFC | Ellington Financial Inc. | USD 13.37 | ▼ 0.59% |
| ORC | Orchid Island Capital, Inc. | USD 6.54 | ▼ 2.24% |
| DX | Dynex Capital, Inc. | USD 12.6 | ▼ 2.7% |
| OXSQ | Oxford Square Capital Corp. | USD 1.44 | ▼ 1.37% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 02:24 UTC. This page is informational and not investment advice.