Eagle Bancorp, Inc. (EGBN) Stock Price & Analysis
Eagle Bancorp, Inc. (EGBN) closed at USD 32.97 on Thursday, October 22, 2026, up 15.56% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 28.53; the Oct 22, 2026 session ranged USD 29.62–33.09 on volume of 1,535,507 shares. Market capitalization is $1.01B, with a 52-week range of USD 15.03–33.09 (NCM). Source: Nexqual, retrieved October 23, 2026 at 12:52 UTC.
Also available as compact Markdown for AI agents: nexqual.com/EGBN.md
Key facts (EGBN)
- Last four reported quarters (through Jun 30, 2026): revenue $301M, net income -$48.3M (-16.1% margin) (SEC filings).
- Analysts: Hold (mean 2.50 on a 1–5 scale) (6 analysts), mean target USD 33.42 (range 29–40).
- Total return with dividends: 1Y +94.8% vs S&P 500 +14.9%; 5Y -30.5% vs S&P 500 +80.3%.
- Next earnings: 2027-01-20, EPS estimate USD 0.48, revenue estimate $64.2M.
Financials (SEC 10-K; TTM = last four 10-Q/10-K quarters) (EGBN)
| USD | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 | TTM |
|---|---|---|---|---|---|---|
| Revenue | $365M | $357M | $312M | $309M | $299M | $301M |
| Net income | $177M | $141M | $101M | -$47.0M | -$138M | -$48.3M |
| EPS (diluted) | $5.52 | $4.39 | $3.31 | -$1.56 | -$4.55 | — |
| Free cash flow | $233M | $193M | $196M | $123M | $20.8M | $52.9M |
| Net margin | 48.4% | 39.5% | 32.2% | -15.2% | -46.1% | -16.1% |
| Revenue growth | -0.6% | -2.3% | -12.5% | -1.1% | -3.1% | — |
| Cash + short-term investments | $1.71B | $312M | $723M | $633M | $696M | — |
| Total debt | $394M | $1.08B | $1.37B | $566M | $76.4M | — |
Fiscal years end Dec. EPS is split-adjusted.
Valuation (price ÷ last four quarters, through Jun 30, 2026) (EGBN)
P/E at fiscal year-ends: Dec 2023 9.1x.
Analysts (EGBN)
Consensus Hold (mean 2.50 on a 1–5 scale), 6 analysts; mean target USD 33.42 (low 29, high 40).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-10-07 | Hovde Group | Initiated | Outperform | $37 |
| 2026-06-26 | Piper Sandler | Target raised | Neutral | $29 → $30 |
Total return (dividends reinvested) (EGBN)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +94.8% | -30.5% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +95.3% | -7.0% |
| Volatility (annualized) | 35.8% | 41.9% |
| Max drawdown | -13.8% (Jan 2026→Mar 2026) | -71.5% (Jan 2022→May 2023) |
EGBN suppliers, customers and competitors (named in its 10-K)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Customer | Federal Deposit Insurance | “The banking industry is highly regulated and supervised under federal and state laws and regulations that are intended primarily for the protection of depositors, customers, the public, the banking industry as a whole or the FDIC deposit insurance fund ("DIF.") The Company and Bank are subject to regulation and supervision by the Federal Reserve and the FDIC, as well as our state regulator.” |
Quoted from the company's 10-K filed Mar 9, 2026.
EGBN company outlook (results filed Oct 21, 2026)
- “Forward-looking statements: This press release contains forward-looking statements within the meaning of the Securities Exchange Act of 1934, as amended, including statements of goals, intentions, and expectations as to future trends, plans, events, financial condition, asset quality or results of Company operations and policies and regarding general economic conditions.”
- “For details on factors that could affect these expectations, see the risk factors and other cautionary language included in the Company's Annual Report on Form 10-K for the year ended December 31, 2025 and in other periodic and current reports filed with the SEC, including the Company's Quarterly Reports on Form 10-Q.”
Quoted word-for-word from the SEC 8-K results press release.
EGBN analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Dec 2026) | $0.48 | $0.56 | -15.5% | $64.2M | 5 |
| Next quarter (ends Mar 2027) | $0.56 | $0.56 | -1.8% | $63.9M | 4 |
| Current fiscal year (ends Dec 2026) | $1.72 | $1.82 | -5.8% | $252.9M | 6 |
| Next fiscal year (ends Dec 2027) | $2.53 | $2.61 | -3.2% | $265.7M | 5 |
Key Statistics (as of October 23, 2026 at 12:52 UTC)
| Price | USD 32.97 |
|---|---|
| Change | ▲ 15.56% (up) |
| Previous Close | USD 28.53 |
| Open | USD 29.76 |
| Day Range | USD 29.62 – 33.09 |
| 52-Week Range | USD 15.03 – 33.09 |
| Volume | 1,535,507 shares |
| Market Cap | $1.01B |
| Exchange | NCM |
Technical Analysis (EGBN)
Nexqual's technical model rates EGBN "BUY" based on 5 bullish and 3 bearish signals across 127 daily candles, as of October 23, 2026 at 12:52 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 78.72 (overbought) |
| vs SMA50 | Above (USD 28.14) |
| MACD | 0.44 (positive) |
Analyst Ratings (EGBN)
Wall Street analysts rate EGBN "Hold" based on 6 analysts, with a mean price target of USD 33.42 (range USD 29–40), per Nexqual as of October 23, 2026 at 12:52 UTC.
| Consensus Rating | Hold |
|---|---|
| Analyst Count | 6 |
| Mean Target | USD 33.42 |
| High Target | USD 40 |
| Low Target | USD 29 |
| Buy / Hold / Sell | 3 / 3 / 0 |
Earnings (EGBN)
| Next Earnings Date | 2027-01-20 |
|---|---|
| EPS Estimate | USD 0.48 |
| Revenue Estimate | $64.22M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-09-30 | USD 0.79 vs est 0.34 ▲ beat |
| 2026-06-30 | USD 0.23 vs est 0.34 ▼ miss |
| 2026-03-31 | USD 0.48 vs est 0.29 ▲ beat |
| 2025-12-31 | USD 0.25 vs est -0.01 ▲ beat |
Source: Nexqual, October 23, 2026 at 12:52 UTC.
Financials & Fundamentals (EGBN)
| Total Revenue | $249.33M |
|---|---|
| Gross Margin | +0.00% |
| Operating Margin | +34.92% |
| Profit Margin | +17.42% |
| ROE | +3.81% |
| Total Cash | $542.26M |
| Total Debt | $110.72M |
Source: Nexqual, October 23, 2026 at 12:52 UTC.
Financial Health Score (EGBN)
Nexqual rates Eagle Bancorp, Inc.'s overall financial health "Weak" across five dimensions, as of October 23, 2026 at 12:52 UTC.
| Growth | Weak — Revenue -7% YoY (annual), declining |
|---|---|
| Profitability | Critical — Net margin -47% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: State Commercial Banks) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: State Commercial Banks) |
| Efficiency | Weak — ROE 4%, ROA 0.4% |
Ownership (EGBN)
| Insider Ownership | +8.14% |
|---|---|
| Institutional Ownership | +79.97% |
| Shares Outstanding | 30.48M |
| Float | 26.09M |
| Short % of Float | +12.30% |
Source: Nexqual, October 23, 2026 at 12:52 UTC.
Leadership (EGBN)
Eagle Bancorp, Inc. is led by Stephen R. Curley, President, CEO & Director, per Nexqual as of October 23, 2026 at 12:52 UTC.
| President, CEO & Director | Stephen R. Curley |
|---|---|
| Senior Executive VP & CFO | Eric R. Newell C.F.A. |
| Consultant & Director | Susan G. Riel |
| Senior Executive Vice President | Ryan A. Riel |
| Executive Vice President | Evelyn K. Lee |
Major Backers & Investors (EGBN)
Notable institutional backers of Eagle Bancorp, Inc. include North Reef Capital Management LP, T. Rowe Price, Alliancebernstein L.P., according to Nexqual as of October 23, 2026 at 12:52 UTC.
Active Investors
| Investor | Stake |
|---|---|
| North Reef Capital Management LP | 5.62% |
| T. Rowe Price | 5.54% |
| Alliancebernstein L.P. | 4.17% |
| Wellington Management | 4.05% |
| TR PRICE-Price (T.Rowe) U.S. Small-Cap Value Equity Trust | 1.92% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 13.76% |
| Vanguard Group | 5.85% |
| State Street | 5.13% |
| Dimensional Fund Advisors | 3.61% |
| Geode Capital | 2.44% |
Source: Nexqual, October 23, 2026 at 12:52 UTC.
From Eagle Bancorp, Inc.'s Latest SEC 10-K Filing (filed 2026-03-09)
Partnerships
- The agreement provides for significant educational support, and a strategic alliance including the Bank obtaining the naming rights to a multi-purpose sports and entertainment venue formerly known as the Patriot Center, now known as "EagleBank Arena" in Fairfax, Virginia for up to a 20-year term.
- Effective July 1, 2015, the Bank entered into a multi-faceted support agreement with George Mason University ("George Mason"), the Commonwealth of Virginia's largest public research university.
Legal & Regulatory Risks (Item 1A, quoted)
- Our concentrations of loans may require us to maintain higher levels of capital.
- Litigation and regulatory actions, including enforcement actions, could subject us to significant fines, penalties, judgments or other requirements resulting in increased expenses or restrictions on our activities.
- Our operation in our regulatory environment, both current or updated as a result of new or updated laws or rules, may have an adverse impact on our business, our financial condition and our results of operations.
- We are subject to laws regarding the privacy, information security and protection of personal information, and any violation of these laws or another incident involving personal, confidential or proprietary information of individuals could damage our reputation and otherwise adversely affect our business.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| CVBF | CVB Financial Corporation | USD 23.05 | ▲ 3.64% |
| CHCO | City Holding Company | USD 143.4 | ▲ 1.79% |
| EFSC | Enterprise Financial Services C | USD 61.01 | ▲ 1.26% |
| FNLC | First Bancorp, Inc (ME) | USD 36.17 | ▲ 4.66% |
| BANR | Banner Corporation | USD 70.1 | ▲ 3.01% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 12:52 UTC. This page is informational and not investment advice.
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