Esquire Financial Holdings, Inc. (ESQ) Stock Price & Analysis
Esquire Financial Holdings, Inc. (ESQ) rose 3.52% to USD 120.1 as of July 25, 2026 at 20:23 UTC, according to Nexqual real-time market data.
ESQ last closed at USD 116.02; the session ranged USD 116.53–122.53 on volume of 127,866 shares. Market capitalization is $1.04B, with a 52-week range of USD 90.57–134.82 (NCM). Source: Nexqual, July 25, 2026 at 20:23 UTC.
Key Statistics (as of July 25, 2026 at 20:23 UTC)
| Price | USD 120.1 |
|---|---|
| Change | ▲ 3.52% (up) |
| Previous Close | USD 116.02 |
| Open | USD 116.88 |
| Day Range | USD 116.53 – 122.53 |
| 52-Week Range | USD 90.57 – 134.82 |
| Volume | 127,866 shares |
| Market Cap | $1.04B |
| Exchange | NCM |
Technical Analysis (ESQ)
Nexqual's technical model rates ESQ "BUY" based on 4 bullish and 1 bearish signals across 125 daily candles, as of July 25, 2026 at 20:23 UTC.
| Overall Signal | BUY |
|---|---|
| RSI (14) | 55.14 (neutral) |
| vs SMA50 | Above (USD 114.57) |
| MACD | 1.64 (positive) |
Analyst Ratings (ESQ)
Wall Street analysts rate ESQ "None" based on 3 analysts, with a mean price target of USD 126.67 (range USD 125–130), per Nexqual as of July 25, 2026 at 20:23 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 126.67 |
| High Target | USD 130 |
| Low Target | USD 125 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (ESQ)
| Next Earnings Date | 2026-10-22 |
|---|---|
| EPS Estimate | USD 1.63 |
| Revenue Estimate | $43.19M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 1.6 vs est 1.55 ▲ beat |
| 2026-03-31 | USD 1.4 vs est 1.52 ▼ miss |
| 2025-12-31 | USD 1.55 vs est 1.53 ▲ beat |
| 2025-09-30 | USD 1.47 vs est 1.47 ▲ beat |
Source: Nexqual, July 25, 2026 at 20:23 UTC.
Financials & Fundamentals (ESQ)
| Total Revenue | $149.31M |
|---|---|
| Revenue Growth (YoY) | +21.40% |
| Gross Margin | +0.00% |
| Operating Margin | +48.93% |
| Profit Margin | +35.30% |
| ROE | +18.26% |
| Total Cash | $242.18M |
| Total Debt | $0 |
Source: Nexqual, July 25, 2026 at 20:23 UTC.
Financial Health Score (ESQ)
Nexqual rates Esquire Financial Holdings, Inc.'s overall financial health "Mixed" across five dimensions, as of July 25, 2026 at 20:23 UTC.
| Growth | Strong — Revenue +22% YoY (annual) |
|---|---|
| Profitability | Critical — Gross margin 0% |
| Balance Sheet | Mixed — $242M cash, no debt |
| Cash Flow | Mixed — No data |
| Efficiency | Solid — ROE 18%, ROA 2.3% |
Ownership (ESQ)
| Insider Ownership | +17.43% |
|---|---|
| Institutional Ownership | +71.25% |
| Shares Outstanding | 8.65M |
| Float | 7.05M |
| Short % of Float | +10.37% |
Source: Nexqual, July 25, 2026 at 20:23 UTC.
Leadership (ESQ)
Esquire Financial Holdings, Inc. is led by Andrew C. Sagliocca (age 57), Vice Chairman, CEO & President, per Nexqual as of July 25, 2026 at 20:23 UTC.
| Vice Chairman, CEO & President | Andrew C. Sagliocca (age 57) |
|---|---|
| Senior VP & CFO | Michael Lacapria (age 47) |
| Executive VP & COO | Eric S. Bader (age 48) |
| Executive VP, CTO & COO | Martin S. Korn (age 61) |
| Senior VP & Director of Merchant Services | Fred Horn |
Major Backers & Investors (ESQ)
Notable institutional backers of Esquire Financial Holdings, Inc. include Mawer Investment Management Ltd., American Century Companies Inc, Copeland Capital Management, LLC, according to Nexqual as of July 25, 2026 at 20:23 UTC.
Active Investors
| Investor | Stake |
|---|---|
| Mawer Investment Management Ltd. | 8.39% |
| American Century Companies Inc | 4.83% |
| Copeland Capital Management, LLC | 3.53% |
| Wasatch Advisors LP | 3.38% |
| WASATCH FUNDS TRUST-Wasatch Micro Cap Fund | 3.33% |
| Basswood Capital Management, L.L.C. | 3.11% |
| Ampfield Management, L.P. | 2.7% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 9.02% |
| Vanguard Group | 7.12% |
| State Street | 5.09% |
Source: Nexqual, July 25, 2026 at 20:23 UTC.
From Esquire Financial Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-03-13)
Key Strengths & Strategy (as disclosed to the SEC)
- Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association that provides commercial banking products and services to legal and small businesses, and commercial and retail customers in the United States.
- The company provides checking, savings, money market, and time deposits, as well as certificates of deposit.
- In addition, it provides cash management, cash sweep, online and mobile banking, and individual retirement accounts.
- Further, it offers payment processing, ACH and administrative services, and law firm banking solutions.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| SMBK | SmartFinancial, Inc. | USD 50.01 | ▲ 3.11% |
| BFST | Business First Bancshares, Inc. | USD 31.16 | ▲ 2.2% |
| FVCB | FVCBankcorp, Inc. | USD 18 | ▲ 1.01% |
| FSBW | FS Bancorp, Inc. | USD 43.61 | ▲ 1.42% |
| NBN | Northeast Bank | USD 129.24 | ▲ 0.49% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 25, 2026 at 20:23 UTC. This page is informational and not investment advice.