Heritage Insurance Holdings, Inc. (HRTG) Stock Price & Analysis
Heritage Insurance Holdings, Inc. (HRTG) rose 0.42% to USD 21.62 as of June 10, 2026 at 05:11 UTC, according to Nexqual real-time market data.
HRTG last closed at USD 21.53; the session ranged USD 21.54–22.21 on volume of 285,558 shares. Market capitalization is $654.51M, with a 52-week range of USD 16.83–31.98 (NYQ). Source: Nexqual, June 10, 2026 at 05:11 UTC.
Key Statistics (as of June 10, 2026 at 05:11 UTC)
| Price | USD 21.62 |
|---|---|
| Change | ▲ 0.42% (up) |
| Previous Close | USD 21.53 |
| Open | USD 21.75 |
| Day Range | USD 21.54 – 22.21 |
| 52-Week Range | USD 16.83 – 31.98 |
| Volume | 285,558 shares |
| Market Cap | $654.51M |
| Exchange | NYQ |
Technical Analysis (HRTG)
Nexqual's technical model rates HRTG "STRONG SELL" based on 0 bullish and 5 bearish signals across 123 daily candles, as of June 10, 2026 at 05:11 UTC.
| Overall Signal | STRONG SELL |
|---|---|
| RSI (14) | 38.99 (neutral) |
| vs SMA50 | Below (USD 25.34) |
| MACD | -1.23 (negative) |
Analyst Ratings (HRTG)
Wall Street analysts rate HRTG "None" based on 2 analysts, with a mean price target of USD 31.5 (range USD 27–36), per Nexqual as of June 10, 2026 at 05:11 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 2 |
| Mean Target | USD 31.5 |
| High Target | USD 36 |
| Low Target | USD 27 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (HRTG)
| Next Earnings Date | 2026-08-04 |
|---|---|
| EPS Estimate | USD 1.18 |
| Revenue Estimate | $212.71M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD 1.19 vs est 1.53 ▼ miss |
| 2025-12-31 | USD 2.15 vs est 1.74 ▲ beat |
| 2025-09-30 | USD 1.56 vs est 0.53 ▲ beat |
| 2025-06-30 | USD 1.55 vs est 1.01 ▲ beat |
Source: Nexqual, June 10, 2026 at 05:11 UTC.
Financials & Fundamentals (HRTG)
| Total Revenue | $848.47M |
|---|---|
| Revenue Growth (YoY) | +0.50% |
| Gross Margin | +43.55% |
| Operating Margin | +23.90% |
| Profit Margin | +23.76% |
| ROE | +47.47% |
| Debt / Equity | 19.03 |
| Current Ratio | 0.77 |
| Total Cash | $517.07M |
| Total Debt | $99.05M |
| Free Cash Flow | $159.88M |
Source: Nexqual, June 10, 2026 at 05:11 UTC.
Financial Health Score (HRTG)
Nexqual rates Heritage Insurance Holdings, Inc.'s overall financial health "Solid" across five dimensions, as of June 10, 2026 at 05:11 UTC.
| Growth | Mixed — Revenue +3.7% YoY (annual), slow |
|---|---|
| Profitability | Strong — Gross margin 44%, operating 24% |
| Balance Sheet | Solid — $517M cash vs $99M debt, net cash position |
| Cash Flow | Strong — FCF $160M, 19% margin |
| Efficiency | Strong — ROE 47%, ROA 8.1% |
Ownership (HRTG)
| Insider Ownership | +19.77% |
|---|---|
| Institutional Ownership | +66.68% |
| Shares Outstanding | 30.27M |
| Float | 22.65M |
| Short % of Float | +3.70% |
Source: Nexqual, June 10, 2026 at 05:11 UTC.
Leadership (HRTG)
Heritage Insurance Holdings, Inc. is led by Ernesto Jose Garateix CPCU (age 53), CEO & Director, per Nexqual as of June 10, 2026 at 05:11 UTC.
| CEO & Director | Ernesto Jose Garateix CPCU (age 53) |
|---|---|
| CFO, Company Secretary & Treasurer | Kirk Howard Lusk (age 64) |
| President of Narragansett Bay Insurance Company | Timothy Michael Moura (age 52) |
| President of Zephyr Insurance Company | Timothy E. Johns (age 68) |
Major Backers & Investors (HRTG)
Notable institutional backers of Heritage Insurance Holdings, Inc. include American Century Companies Inc, Connor Clark & Lunn Investment Management Ltd, Prudential Financial, Inc., according to Nexqual as of June 10, 2026 at 05:11 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 6.03% |
| Connor Clark & Lunn Investment Management Ltd | 1.82% |
| Prudential Financial, Inc. | 1.62% |
| Assenagon Asset Management S.A. | 1.52% |
| Fidelity | 0.79% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| Vanguard Group | 10.82% |
| BlackRock | 9.14% |
| Dimensional Fund Advisors | 4.76% |
| Geode Capital | 2.43% |
| State Street | 1.73% |
Source: Nexqual, June 10, 2026 at 05:11 UTC.
From Heritage Insurance Holdings, Inc.'s Latest SEC 10-K Filing (filed 2026-03-12)
Key Strengths & Strategy (as disclosed to the SEC)
- Heritage Insurance Holdings, Inc., through its subsidiaries, provides personal and commercial residential insurance products.
- It offers personal residential insurance in Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia; and commercial residential property insurance in Florida, Hawaii, New Jersey, and New York.
- The company also provides homeowners insurance, condo insurance, dwelling fire, equipment coverage, and artisan contractor program.
- It offers insurance products through a network of independent agents.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| HCI | HCI Group, Inc. | USD 157.62 | ▲ 0.41% |
| UVE | UNIVERSAL INSURANCE HOLDINGS IN | USD 37.2 | ▼ 0.37% |
| HMN | Horace Mann Educators Corporati | USD 47.67 | ▲ 1.49% |
| KINS | Kingstone Companies, Inc | USD 15.76 | ▲ 2.14% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: June 10, 2026 at 05:11 UTC. This page is informational and not investment advice.