Intercorp Financial Services Inc. (IFS) Stock Price & Analysis
Intercorp Financial Services Inc. (IFS) closed at USD 51.64 on Thursday, October 22, 2026, down 3.30% on the day. The US market is currently closed (pre-market); this is not a live price.
The prior close was USD 53.4; the Oct 22, 2026 session ranged USD 50.6–53.4 on volume of 269,767 shares. Market capitalization is $5.70B, with a 52-week range of USD 38.29–61.38 (NYQ). Source: Nexqual, retrieved October 23, 2026 at 09:47 UTC.
Also available as compact Markdown for AI agents: nexqual.com/IFS.md
Key facts (IFS)
- 1 of 80 tracked superinvestors hold IFS (13F, Q2 2026): 0 new, 0 added, 0 reduced, 1 unchanged.
- Insider open-market sales, last ~7 months: 1 Form 4 filings, $11K; 1 not under a Rule 10b5-1 plan ($11K); 0 by opportunistic insiders, 0 by routine insiders (three-year test, Cohen, Malloy & Pomorski 2012).
- Analysts: Buy (mean 2.33 on a 1–5 scale) (3 analysts), mean target USD 66.33 (range 60.78–72.95).
- Total return with dividends: 1Y +29.8% vs S&P 500 +14.9%; 5Y +137.1% vs S&P 500 +80.3%.
- Next earnings: 2026-11-09, EPS estimate USD 4.89, revenue estimate $1.74B.
Superinvestors (SEC 13F-HR, Q2 2026) (IFS)
1 of 80 tracked investors hold IFS. Each row is the investor's latest 13F; change is vs their prior-quarter share count.
| Investor | Firm | % of portfolio | Value | Change |
|---|---|---|---|---|
| Dodge & Cox Funds | Dodge & Cox | <0.01% | $991K | Unchanged |
Insider sales (SEC Form 4, open-market, last ~7 months) (IFS)
0 of 1 under a Rule 10b5-1 trading plan (scheduled in advance). Unplanned sales were timed by the insider.
| Trade date | Insider | Role | Shares | Value | % of holdings sold | 10b5-1 plan | Insider type |
|---|---|---|---|---|---|---|---|
| 2026-03-26 | Santa Maria Guzman Hugo Antonio | Director | 225 | $11K | 100% | No | Too little history (no open-market trades in 2023–2025) |
% of holdings sold = shares sold ÷ (shares sold + all holdings the insider reported on that Form 4, direct and through trusts).
Insider type follows Cohen, Malloy & Pomorski (Journal of Finance, 2012). An insider who traded the stock in the same calendar month in each of the past three years is a routine trader; one who traded in each of those years without such a pattern is an opportunistic trader. In their study, trades by opportunistic insiders predicted future returns and trades by routine insiders did not. Counts open-market purchases and sales only (SEC Form 4 codes P and S) by that insider in that company. Not investment advice.
Analysts (IFS)
Consensus Buy (mean 2.33 on a 1–5 scale), 3 analysts; mean target USD 66.33 (low 60.78, high 72.95).
Rating changes, last 120 days:
| Date | Firm | Action | Rating | Price target |
|---|---|---|---|---|
| 2026-08-27 | JP Morgan | Target raised | Neutral | $56 → $62 |
Total return (dividends reinvested) (IFS)
| 1Y (from 2025-10-23) | 5Y (from 2021-10-18) | |
|---|---|---|
| Total return | +29.8% | +137.1% |
| S&P 500 (SPY) | +14.9% | +80.3% |
| Per year | +29.9% | +18.8% |
| Volatility (annualized) | 33.0% | 30.9% |
| Max drawdown | -14.9% (Jul 2026→Oct 2026) | -40.3% (Mar 2022→Oct 2023) |
IFS suppliers, customers and competitors (named in its 20-F)
| Relationship | Company | Sentence in the filing |
|---|---|---|
| Partner | Seguros Sura | “On May 31, 2017, we entered into a share purchase agreement with Sura Asset Management Company ("SUAM") and "Grupo Wiese" to acquire 100% of the capital stock of Seguros Sura S.A. ("Seguros Sura") and Hipotecaria Sura Empresa Administradora Hipotecaria S.A. ("Hipotecaria Sura") (the "Sura Acquisition") for an initial base price of U.S.$268 million.” |
| Partner | Hipotecaria Sura Empresa Administradora Hipotecaria | “On May 31, 2017, we entered into a share purchase agreement with Sura Asset Management Company ("SUAM") and "Grupo Wiese" to acquire 100% of the capital stock of Seguros Sura S.A. ("Seguros Sura") and Hipotecaria Sura Empresa Administradora Hipotecaria S.A. ("Hipotecaria Sura") (the "Sura Acquisition") for an initial base price of U.S.$268 million.” |
Quoted from the company's 20-F filed Apr 24, 2026.
IFS analyst estimates and revisions
| Period | EPS estimate | 90 days ago | Change | Revenue estimate | Analysts |
|---|---|---|---|---|---|
| Current quarter (ends Sep 2026) | $4.89 | $4.99 | -2.1% | $1.74B | 2 |
| Next quarter (ends Dec 2026) | $5.02 | $5.06 | -0.9% | $1.62B | 2 |
| Current fiscal year (ends Dec 2026) | $20.47 | $20.26 | +1.0% | $6.99B | 2 |
| Next fiscal year (ends Dec 2027) | $23.46 | $22.87 | +2.6% | $7.92B | 2 |
Key Statistics (as of October 23, 2026 at 09:47 UTC)
| Price | USD 51.64 |
|---|---|
| Change | ▼ 3.30% (down) |
| Previous Close | USD 53.4 |
| Open | USD 53.1 |
| Day Range | USD 50.6 – 53.4 |
| 52-Week Range | USD 38.29 – 61.38 |
| Volume | 269,767 shares |
| Market Cap | $5.70B |
| Exchange | NYQ |
Technical Analysis (IFS)
Nexqual's technical model rates IFS "SELL" based on 1 bullish and 5 bearish signals across 127 daily candles, as of October 23, 2026 at 09:47 UTC.
| Overall Signal | SELL |
|---|---|
| RSI (14) | 33.72 (neutral) |
| vs SMA50 | Below (USD 54.52) |
| MACD | -0.51 (negative) |
Analyst Ratings (IFS)
Wall Street analysts rate IFS "Buy" based on 3 analysts, with a mean price target of USD 66.33 (range USD 60.78–72.95), per Nexqual as of October 23, 2026 at 09:47 UTC.
| Consensus Rating | Buy |
|---|---|
| Analyst Count | 3 |
| Mean Target | USD 66.33 |
| High Target | USD 72.95 |
| Low Target | USD 60.78 |
| Buy / Hold / Sell | 2 / 1 / 0 |
Earnings (IFS)
| Next Earnings Date | 2026-11-09 |
|---|---|
| EPS Estimate | USD 4.89 |
| Revenue Estimate | $1.74B |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-06-30 | USD 5.26 vs est 4.91 ▲ beat |
| 2026-03-31 | USD 5.39 vs est 4.76 ▲ beat |
| 2025-12-31 | USD 4 vs est 3.71 ▲ beat |
| 2025-09-30 | USD 3.95 vs est 3.97 ▼ miss |
Source: Nexqual, October 23, 2026 at 09:47 UTC.
Financials & Fundamentals (IFS)
| Total Revenue | $5.87B |
|---|---|
| Revenue Growth (latest quarter, YoY) | +3.80% |
| Gross Margin | +0.00% |
| Operating Margin | +44.69% |
| Profit Margin | +35.66% |
| ROE | +17.23% |
| Total Cash | $6.58B |
| Total Debt | $14.38B |
Source: Nexqual, October 23, 2026 at 09:47 UTC.
Financial Health Score (IFS)
Nexqual rates Intercorp Financial Services Inc.'s overall financial health "Mixed" across five dimensions, as of October 23, 2026 at 09:47 UTC.
| Growth | Weak — Revenue -6% YoY (annual), declining |
|---|---|
| Profitability | Strong — Net margin 33% (last 12 months); banks have no gross margin |
| Balance Sheet | N/A — Not comparable for banks: deposits and customer funds sit on the balance sheet, so cash vs debt does not measure safety (SEC industry: Commercial Banks, NEC) |
| Cash Flow | N/A — Not meaningful for banks and lenders: lending and trading move operating cash flow by billions each year (SEC industry: Commercial Banks, NEC) |
| Efficiency | Solid — ROE 17%, ROA 2.1% |
Ownership (IFS)
| Insider Ownership | +73.41% |
|---|---|
| Institutional Ownership | +23.69% |
| Shares Outstanding | 110.40M |
| Float | 28.86M |
| Short % of Float | +0.96% |
Source: Nexqual, October 23, 2026 at 09:47 UTC.
Leadership (IFS)
Intercorp Financial Services Inc. is led by Luis Felipe Castellanos Lopez-Torres B.B.A., CEO & GM, per Nexqual as of October 23, 2026 at 09:47 UTC.
| CEO & GM | Luis Felipe Castellanos Lopez-Torres B.B.A. |
|---|---|
| Chief Financial Officer | Michela Casassa Ramat B.B.A. |
| Regional President For Southern, Western Europe & LATA | Andre Robberts |
Major Backers & Investors (IFS)
Notable institutional backers of Intercorp Financial Services Inc. include FMR, LLC, Fidelity, Lazard Asset Management LLC, according to Nexqual as of October 23, 2026 at 09:47 UTC.
Active Investors
| Investor | Stake |
|---|---|
| FMR, LLC | 2% |
| Fidelity | 1.21% |
| Lazard Asset Management LLC | 0.97% |
| Acadian Asset Management. LLC | 0.94% |
| NWI Management, L.P. | 0.89% |
| Franklin Resources, Inc. | 0.88% |
| Marshall Wace LLP | 0.85% |
| Schroder Investment Management Group | 0.6% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 1.35% |
Source: Nexqual, October 23, 2026 at 09:47 UTC.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| BBD | Banco Bradesco Sa | USD 3.95 | ▼ 2.47% |
| FITB | Fifth Third Bancorp | USD 53.23 | ▲ 0.8% |
| DB | Deutsche Bank AG | USD 31.48 | ▼ 2.39% |
| TFC | Truist Financial Corporation | USD 48.42 | ▲ 1.45% |
| NWG | NatWest Group plc | USD 16.99 | ▼ 2.3% |
| NU | Nu Holdings Ltd. | USD 14.73 | ▼ 2.13% |
Data source: Nexqual — market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: October 23, 2026 at 09:47 UTC. This page is informational and not investment advice.
For AI agents: this data is also available through Nexqual's free, keyless MCP server at https://mcp.nexqual.com/mcp; every result includes source_url, as_of and cite_as. More: nexqual.com/agents · llms.txt