Kingstone Companies, Inc. (KINS) Stock Price & Analysis
Kingstone Companies, Inc. (KINS) rose 5.46% to USD 19.91 as of July 26, 2026 at 04:18 UTC, according to Nexqual real-time market data.
KINS last closed at USD 18.88; the session ranged USD 18.95–19.97 on volume of 108,454 shares. Market capitalization is $288.39M, with a 52-week range of USD 13.08–20.79 (NCM). Source: Nexqual, July 26, 2026 at 04:18 UTC.
Key Statistics (as of July 26, 2026 at 04:18 UTC)
| Price | USD 19.91 |
|---|---|
| Change | ▲ 5.46% (up) |
| Previous Close | USD 18.88 |
| Open | USD 18.95 |
| Day Range | USD 18.95 – 19.97 |
| 52-Week Range | USD 13.08 – 20.79 |
| Volume | 108,454 shares |
| Market Cap | $288.39M |
| Exchange | NCM |
Technical Analysis (KINS)
Nexqual's technical model rates KINS "STRONG BUY" based on 5 bullish and 0 bearish signals across 125 daily candles, as of July 26, 2026 at 04:18 UTC.
| Overall Signal | STRONG BUY |
|---|---|
| RSI (14) | 60.79 (neutral) |
| vs SMA50 | Above (USD 17.34) |
| MACD | 0.63 (positive) |
Analyst Ratings (KINS)
Wall Street analysts rate KINS "None" based on 1 analysts, with a mean price target of USD 21.5 (range USD 21.5–21.5), per Nexqual as of July 26, 2026 at 04:18 UTC.
| Consensus Rating | None |
|---|---|
| Analyst Count | 1 |
| Mean Target | USD 21.5 |
| High Target | USD 21.5 |
| Low Target | USD 21.5 |
| Buy / Hold / Sell | 1 / 0 / 0 |
Earnings (KINS)
| Next Earnings Date | 2026-08-06 |
|---|---|
| EPS Estimate | USD 0.95 |
| Revenue Estimate | $61.70M |
Recent Earnings History
| Quarter | Actual vs Estimate |
|---|---|
| 2026-03-31 | USD -0.35 vs est -0.26 ▼ miss |
| 2025-09-30 | USD 0.73 vs est 0.71 ▲ beat |
| 2025-06-30 | USD 0.75 vs est 0.55 ▲ beat |
Source: Nexqual, July 26, 2026 at 04:18 UTC.
Financials & Fundamentals (KINS)
| Total Revenue | $224.14M |
|---|---|
| Revenue Growth (YoY) | +23.20% |
| Gross Margin | +21.08% |
| Operating Margin | -12.27% |
| Profit Margin | +13.86% |
| ROE | +31.60% |
| Debt / Equity | 3.71 |
| Current Ratio | 0.53 |
| Total Cash | $11.36M |
| Total Debt | $4.25M |
| Free Cash Flow | $34.37M |
Source: Nexqual, July 26, 2026 at 04:18 UTC.
Financial Health Score (KINS)
Nexqual rates Kingstone Companies, Inc.'s overall financial health "Mixed" across five dimensions, as of July 26, 2026 at 04:18 UTC.
| Growth | Critical — Revenue -100% YoY (annual), sharp decline |
|---|---|
| Profitability | Weak — Not yet profitable — scaling phase |
| Balance Sheet | Solid — $11M cash vs $4M debt, net cash position |
| Cash Flow | Solid — Operating cash flow $67M |
| Efficiency | Strong — ROE 32%, ROA 5.8% |
Ownership (KINS)
| Insider Ownership | +21.43% |
|---|---|
| Institutional Ownership | +54.50% |
| Shares Outstanding | 14.48M |
| Float | 11.57M |
| Short % of Float | +2.36% |
Source: Nexqual, July 26, 2026 at 04:18 UTC.
Leadership (KINS)
Kingstone Companies, Inc. is led by Meryl S. Golden (age 65), President, CEO & Director, per Nexqual as of July 26, 2026 at 04:18 UTC.
| President, CEO & Director | Meryl S. Golden (age 65) |
|---|---|
| VP, Chief Financial Officer & Treasurer | Randy Lee Patten A.C.S., C.P.C.U. (age 50) |
| Secretary & Independent Director | Floyd R. Tupper (age 70) |
Major Backers & Investors (KINS)
Notable institutional backers of Kingstone Companies, Inc. include American Century Companies Inc, Royce & Associates LP, Renaissance Technologies, according to Nexqual as of July 26, 2026 at 04:18 UTC.
Active Investors
| Investor | Stake |
|---|---|
| American Century Companies Inc | 4.57% |
| Royce & Associates LP | 3.7% |
| Renaissance Technologies | 2.72% |
| Cruiser Capital Advisors, Llc | 2.3% |
| Gator Capital Management, LLC | 2.17% |
| De Lisle Partners LLP | 2.1% |
| ROYCE FUND-Royce Small-Cap Opportunity Fund | 1.89% |
Index Funds (Passive)
| Fund | Stake |
|---|---|
| BlackRock | 8.03% |
| Vanguard Group | 6.75% |
| Dimensional Fund Advisors | 1.93% |
Source: Nexqual, July 26, 2026 at 04:18 UTC.
From Kingstone Companies, Inc.'s Latest SEC 10-K Filing (filed 2026-03-16)
Key Strengths & Strategy (as disclosed to the SEC)
- Effective Utilization of Reinsurance Our reinsurance treaties allow us to limit our exposure to the financial impact of catastrophe losses and to reduce our net liability on individual risks.
- Our reinsurance program is structured to enable us to grow our premium volume while maintaining regulatory capital and other financial ratios within thresholds used for regulatory oversight purposes.
Partnerships
- Through September 30, 2025, KICO had an agreement with the DFS that KICO was only permitted to pay dividends to the Holding Company for purposes of paying operating expenses and debt obligations, and that the maximum amount of dividends that could be paid in 12 months was $12,000,000 without prior approval.
- Combined, the renewed treaties provide 50% reinsurance coverage for losses of $250,000 in excess of $750,000, and 100% reinsurance coverage for losses in excess of $1,000,000 up to $9,000,000 together with facultative coverage.
Source: SEC EDGAR 10-K, official filing. Curated by Nexqual.
Peers & Related Stocks
| Symbol | Name | Price | Change |
|---|---|---|---|
| KEQU | Kewaunee Scientific Corporation | USD 36.01 | ▼ 3.2% |
| KFFB | Kentucky First Federal Bancorp | USD 5.23 | ▼ 1.04% |
| LCNB | LCNB Corporation | USD 20 | ▲ 2.2% |
| HRTG | Heritage Insurance Holdings, In | USD 27.82 | ▲ 6.06% |
| PEBK | Peoples Bancorp of North Caroli | USD 43.02 | ▲ 0.47% |
Data source: Nexqual — real-time market data, technical indicators, analyst consensus, earnings, SEC EDGAR filings. Last updated: July 26, 2026 at 04:18 UTC. This page is informational and not investment advice.